稳定币人气飙升，在市场波动中释放实用性

尽管拥有大量活跃地址，但 TRON 和 BSC 在传输量方面落后于以太坊和 Solana。稳定币的持有量激增，今年持有稳定币的地址增长了 15%，达到超过 9360 万个。 Tether (USDT) 在稳定币市场占据主导地位，约 80% 的稳定币地址持有该币，其次是 USDC 和 BUSD。

Stablecoins: A Surge in Popularity and Utility amid Market Volatility

稳定币：在市场波动中人气和实用性激增

Amidst the ebbs and flows of the cryptocurrency market, stablecoins have emerged as a beacon of stability, gaining widespread adoption and unlocking a myriad of use cases. According to data from rwa.xyz, the number of addresses holding stablecoins has skyrocketed by 15% this year, reaching a record high of over 93.6 million. This surge in popularity underscores the growing demand for assets that offer price stability and versatility in the face of market fluctuations.

在加密货币市场的潮起潮落中，稳定币已成为稳定的灯塔，获得了广泛的采用并释放了无数的用例。 rwa.xyz的数据显示，今年持有稳定币的地址数量猛增15%，达到超过9360万的历史新高。受欢迎程度的飙升突显了对在市场波动时提供价格稳定性和多功能性的资产的需求不断增长。

Tether (USDT) reigns supreme as the undisputed leader in the stablecoin landscape, boasting a staggering 80% share of all stablecoin addresses. Its dominance is further solidified by its massive market capitalization of $114.07 billion, surpassing the combined market value of all other stablecoins. USDC and BUSD trail closely behind USDT, reflecting their growing prominence within the cryptocurrency ecosystem.

Tether (USDT) 是稳定币领域无可争议的领导者，在所有稳定币地址中占有令人震惊的 80% 份额。 1140.7亿美元的巨额市值进一步巩固了其主导地位，超过了所有其他稳定币的总市值。 USDC 和 BUSD 紧随 USDT 之后，反映出它们在加密货币生态系统中日益突出的地位。

The surge in stablecoin adoption is not limited to the number of addresses holding these assets; the number of active addresses transferring stablecoins has also witnessed a remarkable increase. March 2023 alone saw a record-breaking 26 million active addresses, indicating significant participation from retail investors. Transactions primarily occurred on TRON and Binance Smart Chain (BSC), which have emerged as popular platforms for stablecoin transfers.

稳定币采用的激增不仅限于持有这些资产的地址数量；转移稳定币的活跃地址数量也出现显着增长。仅 2023 年 3 月，活跃地址就突破了创纪录的 2600 万个，表明散户投资者的大量参与。交易主要发生在 TRON 和币安智能链（BSC）上，它们已成为流行的稳定币转账平台。

Despite their dominance in active address counts, TRON and BSC lag behind Ethereum and Solana in terms of transfer volumes. This disparity highlights the growing importance of Ethereum and Solana as hubs for decentralized finance (DeFi) activities, where stablecoins play a crucial role as a medium of exchange and a store of value.

尽管 TRON 和 BSC 在活跃地址数量方面占据主导地位，但在传输量方面落后于以太坊和 Solana。这种差异凸显了以太坊和 Solana 作为去中心化金融 (DeFi) 活动中心的重要性与日俱增，其中稳定币作为交换媒介和价值储存手段发挥着至关重要的作用。

The rising popularity of stablecoins can be attributed to several factors. One key driver is the increased investor appetite for assets that offer stability during periods of market volatility. The aggressive interest rate hikes implemented by the Federal Reserve in 2022 have further fueled this demand.

稳定币的日益普及可归因于几个因素。一个关键驱动因素是投资者对在市场波动期间提供稳定性的资产的兴趣增加。美联储2022年实施的激进加息进一步刺激了这一需求。

Moreover, a report by the Federal Reserve in 2022 identified expanding use cases for stablecoins, including cross-border payments, internal fund transfers, and liquidity management within firms. The versatility of stablecoins makes them suitable for a wide range of applications, depending on their geographical location.

此外，美联储 2022 年的一份报告指出了稳定币不断扩大的用例，包括跨境支付、内部资金转移和公司内部流动性管理。稳定币的多功能性使其适合广泛的应用，具体取决于其地理位置。

In countries like Zimbabwe, where inflation is rampant, stablecoins are increasingly being used for payments, remittances, and as a store of value. In more stable economies, stablecoins facilitate crypto purchases and serve as a bridge between traditional and decentralized financial systems.

在津巴布韦等通货膨胀严重的国家，稳定币越来越多地被用于支付、汇款和作为价值储存手段。在更稳定的经济体中，稳定币促进加密货币购买，并充当传统和去中心化金融系统之间的桥梁。

The regulatory landscape for stablecoins is also evolving. Rating agency S&P predicts that greater clarity in regulations will encourage banks to adopt stablecoins. In the United States, Senators Cynthia Lummis and Kirsten Gillibrand have introduced a comprehensive bill aimed at regulating stablecoins. These developments suggest that stablecoins are poised for continued growth and adoption in the years to come.

稳定币的监管环境也在不断变化。评级机构标准普尔预测，监管更加明确将鼓励银行采用稳定币。在美国，参议员辛西娅·卢米斯 (Cynthia Lummis) 和克尔斯滕·吉利布兰德 (Kirsten Gillibrand) 提出了一项旨在监管稳定币的综合法案。这些发展表明，稳定币有望在未来几年持续增长和采用。

Conclusion

结论

The surge in stablecoin popularity and use cases is a testament to their growing significance in the cryptocurrency ecosystem. As stablecoins continue to mature and regulations evolve, they are expected to play an increasingly vital role in bridging the gap between traditional finance and the decentralized world. Their stability, versatility, and accessibility make them indispensable tools for investors, businesses, and individuals alike. The future of stablecoins is bright, and their adoption will likely continue to accelerate in the years to come.

稳定币的受欢迎程度和用例的激增证明了它们在加密货币生态系统中的重要性日益增强。随着稳定币的不断成熟和监管的发展，它们预计将在弥合传统金融和去中心化世界之间的差距方面发挥越来越重要的作用。它们的稳定性、多功能性和可访问性使其成为投资者、企业和个人不可或缺的工具。稳定币的未来是光明的，并且它们的采用可能会在未来几年继续加速。