Stablecoin部门将设置为突破年份

Stablecoin部门将以有利的监管尾风，美国美联储的前瞻性言论以及一份比重的报告汇聚，将其定为突破性的一年

The stablecoin sector is poised for a breakout year as favorable regulatory tailwinds, remarks by U.S. Federal Reserve Chair Jerome Powell, and a Bitwise report converge to paint a bullish picture for stablecoins in 2025.

稳定行业有望在突破性的一年中作为有利的监管尾风，美国美联储主席杰罗姆·鲍威尔（Jerome Powell）发表的言论，以及一份比特的报告在2025年汇集了为stablecoins的看涨图片。

Stablecoin Summer

Stablecoin夏天

Speaking at The Economic Club of Chicago on Monday, April 15, Jerome Powell posited that these stable value digital assets “actually have a fairly wide appeal.”

杰罗姆·鲍威尔（Jerome Powell）在4月15日星期一在芝加哥经济俱乐部发表讲话时说，这些稳定的数字资产“实际上具有相当广泛的吸引力”。

Powell remarks that cryptocurrencies overall have been going through waves of “failures and fraud,” and that they (the Fed) had been attempting to work on a legal framework for stablecoins for the past 18 months.

鲍威尔（Powell）的评论说，加密货币总体上一直在经历“失败和欺诈”的浪潮，并且他们（美联储）在过去的18个月中一直在尝试为Stablecoins制定法律框架。

“We might have liked to get to a place where we could have provided more advice and guidance to Congress on the legislation they were crafting. But, you know, that would have been a nice place to start, and we didn't quite get there.”

“我们可能希望到达一个可以向国会提供有关他们制作的立法的建议和指导的地方。但是，您知道，这将是一个不错的起点，我们还没有到达那里。”

Now, Powell believes that sentiment has shifted more favorably towards crypto and stable tokens, so long as legislation includes consumer protections and transparency.

现在，鲍威尔认为，只要立法包括消费者的保护和透明度，情绪已更加有利地转移到加密和稳定的代币。

The U.S. is getting closer to passing legislation, with the GENIUS Act and STABLE Act both gaining bipartisan support.

通过《天才法案》和《稳定法》，美国正在越来越接近通过立法。

Powell adds that banks and the Fed took a rather conservative approach to the “guidance and rules imposed on banks” and anticipates this position relaxing over time.

鲍威尔补充说，银行和美联储对“对银行的指导和规则”采取了相当保守的态度，并预计这一立场会随着时间的流逝而放松。

“We’ll try to do it in a way that preserves safety and soundness, but that, you know, permits and fosters appropriate innovation.”

“我们将尝试以保留安全性和健全性的方式来做，但这可以允许并促进适当的创新。”

His comments come as legislation, namely the GENIUS Act and the STABLE Act, gain momentum in Congress with bipartisan support.

他的评论是作为立法的，即《天才法》和《稳定法》，并在两党支持下获得了国会的势头。

A Big Year Ahead

未来的一年

Powell’s remarks come in tandem with Bitwise’s Q1 2025 Crypto Market Review, which, whilst noting a rather bearish quarter, also posits that “Stablecoin Summer” is on the way with the U.S. expected to pass legislation on stablecoins by July 2025.

鲍威尔（Powell）的讲话与Bitwise的第1季度2025 Crypto Market Review是一致的，尽管该评论指出了一个相当看跌的季度，但也认为“ Stablecoin Summer”正在途中，美国预计将在2025年7月之前通过对Stablecoins的立法。

Biwtise anticipates major banking institutions, FinTechs, and payment providers will rapidly roll out stablecoin support following this, bringing significant benefits to adjacent sectors.

Biwtise预计，在此之后，主要的银行机构，金融科技和付款提供商将迅速推出Stablecoin的支持，从而为相邻部门带来了可观的收益。

In 2024, stablecoins handled roughly $35 trillion in transaction volumes, more than double that of leading payment provider Visa, and this is without the necessary frameworks in place for them to truly flourish.

2024年，Stablecoins处理了大约35万亿美元的交易量，是领先的付款提供商签证的两倍以上，这是他们真正蓬勃发展的必要框架。