Stablecoin部門將設置為突破年份

Stablecoin部門將以有利的監管尾風，美國美聯儲的前瞻性言論以及一份比重的報告匯聚，將其定為突破性的一年

The stablecoin sector is poised for a breakout year as favorable regulatory tailwinds, remarks by U.S. Federal Reserve Chair Jerome Powell, and a Bitwise report converge to paint a bullish picture for stablecoins in 2025.

穩定行業有望在突破性的一年中作為有利的監管尾風，美國美聯儲主席杰羅姆·鮑威爾（Jerome Powell）發表的言論，以及一份比特的報告在2025年匯集了為stablecoins的看漲圖片。

Stablecoin Summer

Stablecoin夏天

Speaking at The Economic Club of Chicago on Monday, April 15, Jerome Powell posited that these stable value digital assets “actually have a fairly wide appeal.”

杰羅姆·鮑威爾（Jerome Powell）在4月15日星期一在芝加哥經濟俱樂部發表講話時說，這些穩定的數字資產“實際上具有相當廣泛的吸引力”。

Powell remarks that cryptocurrencies overall have been going through waves of “failures and fraud,” and that they (the Fed) had been attempting to work on a legal framework for stablecoins for the past 18 months.

鮑威爾（Powell）的評論說，加密貨幣總體上一直在經歷“失敗和欺詐”的浪潮，並且他們（美聯儲）在過去的18個月中一直在嘗試為Stablecoins制定法律框架。

“We might have liked to get to a place where we could have provided more advice and guidance to Congress on the legislation they were crafting. But, you know, that would have been a nice place to start, and we didn't quite get there.”

“我們可能希望到達一個可以向國會提供有關他們製作的立法的建議和指導的地方。但是，您知道，這將是一個不錯的起點，我們還沒有到達那裡。”

Now, Powell believes that sentiment has shifted more favorably towards crypto and stable tokens, so long as legislation includes consumer protections and transparency.

現在，鮑威爾認為，只要立法包括消費者的保護和透明度，情緒已更加有利地轉移到加密和穩定的代幣。

The U.S. is getting closer to passing legislation, with the GENIUS Act and STABLE Act both gaining bipartisan support.

通過《天才法案》和《穩定法》，美國正在越來越接近通過立法。

Powell adds that banks and the Fed took a rather conservative approach to the “guidance and rules imposed on banks” and anticipates this position relaxing over time.

鮑威爾補充說，銀行和美聯儲對“對銀行的指導和規則”採取了相當保守的態度，並預計這一立場會隨著時間的流逝而放鬆。

“We’ll try to do it in a way that preserves safety and soundness, but that, you know, permits and fosters appropriate innovation.”

“我們將嘗試以保留安全性和健全性的方式來做，但這可以允許並促進適當的創新。”

His comments come as legislation, namely the GENIUS Act and the STABLE Act, gain momentum in Congress with bipartisan support.

他的評論是作為立法的，即《天才法》和《穩定法》，並在兩黨支持下獲得了國會的勢頭。

A Big Year Ahead

未來的一年

Powell’s remarks come in tandem with Bitwise’s Q1 2025 Crypto Market Review, which, whilst noting a rather bearish quarter, also posits that “Stablecoin Summer” is on the way with the U.S. expected to pass legislation on stablecoins by July 2025.

鮑威爾（Powell）的講話與Bitwise的第1季度2025 Crypto Market Review是一致的，儘管該評論指出了一個相當看跌的季度，但也認為“ Stablecoin Summer”正在途中，美國預計將在2025年7月之前通過對Stablecoins的立法。

Biwtise anticipates major banking institutions, FinTechs, and payment providers will rapidly roll out stablecoin support following this, bringing significant benefits to adjacent sectors.

Biwtise預計，在此之後，主要的銀行機構，金融科技和付款提供商將迅速推出Stablecoin的支持，從而為相鄰部門帶來了可觀的收益。

In 2024, stablecoins handled roughly $35 trillion in transaction volumes, more than double that of leading payment provider Visa, and this is without the necessary frameworks in place for them to truly flourish.

2024年，Stablecoins處理了大約35萬億美元的交易量，是領先的付款提供商簽證的兩倍以上，這是他們真正蓬勃發展的必要框架。