Stablecoin市值在本周四的新历史最高（ATH）达到2268亿美元

Stablecoins（数字资产都挂在诸如美元的传统货币上），作为投资者的可靠价值存储

The stablecoin market cap hit a new all-time high (ATH) of $226.8 billion this Thursday, even as the broader crypto market experienced a significant dip.

Stablecoin市值本周四的新历史最高（ATH）的新历史高度（ATH）达到了2268亿美元，即使更广泛的加密货币市场经历了很大的下降。

On-chain activity of Tether (USDT) reached a six-month high on March 12, with over 143,000 wallets transferring USDT in a single day, according to a recent report by Santiment.

根据Santiment最近的一份报告，Tether（USDT）的链链活动在3月12日达到了六个月的高点，一日的链链活动在一天中的143,000个钱包中转移了USDT。

Further, since January 1, the aggregate stablecoin supply has also increased by $20.17 billion (+10.9%), now surpassing $205 billion, according to Glassnode data.

此外，根据GlassNode数据，自1月1日以来，总稳定量也增加了201.7亿美元（+10.9％），现在超过了2050亿美元。

Stablecoins, which are digital assets pegged to traditional currencies such as the U.S. dollar, serve as a reliable store of value for investors during periods of high market volatility.

在高市场波动期间，稳定的数字资产与传统货币（例如美元）挂钩，可作为投资者的可靠价值存储。

Expanding their scope with increasing use cases in cross-border payments and gaining institutional and financial acceptance, CoinGape speaks exclusively with Mark Boiron, CEO of Polygon Labs in this #PoweTalk.

Coingape随着跨境支付的增加并获得机构和财务认可而扩大范围，并获得了机构和财务认可，与此#Powetalk中Polygon Labs的首席执行官Mark Boiron专门讲话。

With Polygon PoS emerging as the third-largest blockchain for on-chain stablecoin transactions, Boiron discusses the growing role of stablecoins, the evolving regulatory landscape, and future prospects. He also explores whether stablecoins could replace traditional payment rails and whether they can coexist with Central Bank Digital Currencies (CBDCs) in the future.

随着多边形POS成为链上稳定交易的第三大区块链，Boiron讨论了Stablecoins，不断发展的监管景观以及未来前景的日益增长的作用。他还探索了Stablecoins是否可以替代传统的付款导轨，以及它们是否可以与中央银行数字货币（CBDC）共存。

“Stablecoins are making it faster and cheaper to move money across borders—whether you’re an individual or a business. And as yield-bearing stablecoins gain traction, especially in 2025, they’ll likely become a bigger draw for traditional financial players, opening up even more opportunities in the space. This shift is massive, and it’s just getting started,” says Marc Boiron, CEO at Polygon Labs.

“ Stablecoins使跨境转移资金的速度更快，更便宜，无论您是个人还是企业。而且，随着承受屈服的稳定剂的吸引力，尤其是在2025年，他们可能会成为传统金融参与者的更大吸引力，从而在该领域开放了更多的机会。这种转变是巨大的，而且刚刚起步。” Polygon Labs首席执行官Marc Boiron说。

First appearing on the Web3 landscape in 2014, stablecoins combine the technological benefits of Blockchain—transparency, efficiency, and programmability—with the financial stability needed for quick adoption in the real world.

Stablecoins首次出现在2014年的Web3景观上，结合了区块链（透明度，效率和可编程性）的技术优势，以及在现实世界中快速采用所需的财务稳定性。

This includes BTC-pegged stablecoins like Pax Gold (PAXG) and Tether Gold (XAUT), and crypto-backed stablecoins like Dai (DAI).

这包括BTC-PEGGGED Stablecoins，例如Pax Gold（PAXG）和Tether Gold（XAUT），以及像Dai（Dai）这样的加密支持的Stablecoins。

Stablecoins Moving Beyond Applications of Trading and Speculation

稳定剂超出了交易和投机的应用

Evolving from their mere applications of speculation and trading with BitUSD (on BitShares) and NuBits among the first stablecoins, stablecoins are emerging as a reliable asset for cross-border payments, peer-to-peer (P2P) transactions.

稳定的稳定股从仅仅通过Bitusd（在Bitshares上）和核武器进行投机和交易的应用而发展，Stablecoins正在成为跨境支付，点对点（P2P）交易的可靠资产。

They are enabling cheap and fast cross-border money transfers, circumventing traditional banking fees and delays. They are also acting as the on-ramp to DeFi by facilitating lending, borrowing, yield farming for many DeFi protocols. For instance, Aave & Compound offer stablecoin-based loans, enabling users to lend stablecoins to earn interest or use them as collateral for crypto loans.

他们正在实现廉价且快速的跨境汇款，规避传统的银行费用和延误。他们还通过促进贷款，借贷，为许多Defi协议而产生耕作，充当越来越多的陷入困境。例如，AAVE＆COMPOUND提供基于Stablecoin的贷款，使用户能够借用Stablecoins赚取利息或将其用作加密贷款的抵押品。

“Stablecoins have moved far beyond just crypto trading—they’re now playing a big role in things like cross-حداثه_قلب_وطن_من_جديد

“ Stablecoins的发展远远超出了加密交易 - 他们现在在Cross-حححثثثقط了