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区块链和数字资产正在填补快速、经济高效的支付和汇款系统的空白。
Southeast Asia is experiencing rapid economic growth, which is increasing the demand for efficient payment and remittance systems.
东南亚正在经历快速的经济增长,这增加了对高效支付和汇款系统的需求。
Blockchain and digital assets are stepping up to meet this need. In Thailand, one of the largest banks has introduced the country's first stablecoin for cross-border payments and remittances. Meanwhile, in Singapore, banking giant DBS (NASDAQ: DBSDY) has launched a service that enables real-time blockchain payment settlements for institutions.
区块链和数字资产正在加紧满足这一需求。在泰国,最大的银行之一推出了该国第一个用于跨境支付和汇款的稳定币。与此同时,在新加坡,银行巨头星展银行(纳斯达克股票代码:DBSDY)推出了一项服务,为机构提供实时区块链支付结算。
In the realm of digital asset regulation, the UAE is taking the lead once again, this time setting its sights on DAOs—an area that has proven particularly challenging for regulators in Europe and the U.S.
在数字资产监管领域,阿联酋再次处于领先地位,这一次将目光投向了 DAO——事实证明,这一领域对欧洲和美国的监管机构来说尤其具有挑战性
Thailand's Siam launches cross-border stablecoin
泰国暹罗推出跨境稳定币
Siam Commercial Bank, the fourth-largest lender in Thailand, recently announced the launch of a stablecoin that will cater to cross-border payments and remittances.
泰国第四大银行暹罗商业银行最近宣布推出一种稳定币,以满足跨境支付和汇款的需求。
The Bangkok-based bank collaborated on the initiative with Lightnet, a fintech founded by Chatchaval Jiaravanon, the owner of Fortune Magazine and one of the country's richest. The project, which graduated from a regulatory sandbox operated by the Thai central bank, also involved SCB 10X, Siam's innovation arm.
这家总部位于曼谷的银行与 Lightnet 合作开展了这项计划,Lightnet 是一家金融科技公司,由《财富》杂志的所有者、泰国最富有的人之一 Chatchaval Jiaravanon 创立。该项目毕业于泰国中央银行运营的监管沙箱,还涉及暹罗创新部门 SCB 10X。
In its announcement, the lender highlighted that the stablecoin will leverage blockchain to enhance efficiency in cross-border transfers, a sector that has largely resisted digital transformation for decades and continues to be costly, inefficient, and slow. However, the bank did not disclose the specific blockchain on which it built the solution.
该贷方在公告中强调,稳定币将利用区块链来提高跨境转账的效率,而跨境转账几十年来一直在很大程度上抵制数字化转型,并且仍然成本高昂、效率低下且缓慢。然而,该银行没有透露其构建解决方案的具体区块链。
SCB also وعد promised lower costs and improved capital efficiency with its dollar-pegged stablecoin, which will be available for transfers 24/7, offering another advantage over legacy solutions that are only available during banking hours.
SCB 还承诺通过其与美元挂钩的稳定币降低成本并提高资本效率,该稳定币将可 24/7 进行转账,这与仅在银行营业时间内提供的传统解决方案相比具有另一个优势。
"By leveraging blockchain technology and stablecoins, we are making cross-border remittances more efficient, reliable and accessible for everyone," stated Thanawatn Kittisuwan, the head of digital payments at SCB.
SCB 数字支付主管 Thanawatn Kittisuwan 表示:“通过利用区块链技术和稳定币,我们正在使跨境汇款变得更加高效、可靠且适合每个人。”
According to Mukaya Panich, the CEO of SCB 10X, the stablecoin—which is custodied by Fireblocks—significantly "enhances the speed, efficiency and accessibility of international remittances" through the use of blockchain.
SCB 10X 首席执行官 Mukaya Panich 表示,由 Fireblocks 托管的稳定币通过使用区块链显着“提高了国际汇款的速度、效率和可及性”。
Indeed, blockchain is a game-changer for cross-border transfers. Unlike traditional systems, blockchain-powered solutions, like Centbee's, are instant, cheap, available 24/7, and secure.
事实上,区块链是跨境转移的游戏规则改变者。与传统系统不同,区块链驱动的解决方案(例如 Centbee 的解决方案)即时、便宜、24/7 可用且安全。
However, not all blockchains are created equal, especially for cross-border transfers. Only an enterprise network with unbounded scaling and whose fees don't spike due to high usage, like BSV, can truly transform this sector, which hit $190 trillion in volume last year. With the Teranode upgrade in 2025, BSV will process over 100 billion transactions per day, making it a superior solution compared to even the centralized options.
然而,并非所有区块链都是平等的,特别是对于跨境传输。只有像 BSV 这样具有无限扩展性且费用不会因高使用率而飙升的企业网络才能真正改变这个行业,该行业去年的交易量达到 190 万亿美元。随着 Teranode 于 2025 年升级,BSV 每天将处理超过 1000 亿笔交易,这使其成为比中心化选项更优越的解决方案。
Singapore's DBS launches tokenised banking services
新加坡星展银行推出代币化银行服务
Singapore's largest bank has introduced a blockchain-based service that promises faster, cheaper, and more efficient transactions for its institutional clients.
新加坡最大的银行推出了基于区块链的服务,承诺为其机构客户提供更快、更便宜、更高效的交易。
DBS Bank says the new DBS Token Services will offer its users instant payment settlement, available 24/7. The bank has deployed the service on its permissioned private network, which is compatible with Ethereum.
星展银行表示,新的星展令牌服务将为用户提供 24/7 的即时支付结算。该银行已在其许可的专用网络上部署了该服务,该网络与以太坊兼容。
DBS joins dozens of financial institutions that have shunned public blockchains, claiming they don't allow them to have as much control over their solutions, which is critical for banks. However, BSV allows developers to deploy overlay networks on top of the main network, which gives developers control while still leveraging the decentralization, security, and efficiency of the public network.
星展银行加入了数十家回避公共区块链的金融机构行列,声称不允许他们对其解决方案拥有尽可能多的控制权,这对银行来说至关重要。然而,BSV 允许开发人员在主网络之上部署覆盖网络,这使开发人员能够进行控制,同时仍然利用公共网络的去中心化、安全性和效率。
Lim Chong, who heads global transactions services at DBS, says the new token services are in response to the surge in demand for "a new generation of ‘always-on’ banking services."
星展银行全球交易服务主管 Lim Chong 表示,新的代币服务是为了应对“新一代‘永远在线’银行服务”需求的激增。
"It marks a significant step forward in transaction banking and demonstrates how established financial institutions can leverage blockchain technology to deliver new ground-breaking features and experiences," he stated.
他表示:“这标志着交易银行业务向前迈出了重要一步,并展示了成熟的金融机构如何利用区块链技术来提供新的突破性功能和体验。”
DBS Token Services offers several solutions, including Treasury Tokens, which enable users to deal in multiple currencies around the clock for streamlined liquidity management. Smart contracts also allow for conditional programmed payments that enable advanced automation.
星展银行代币服务提供多种解决方案,包括国库代币,使用户能够全天候进行多种货币交易,以简化流动性管理。智能合约还允许有条件的编程支付,从而实现高级自动化。
UAE promises DAO laws
阿联酋承诺制定 DAO 法律
The UAE is making yet another stride toward becoming the ultimate digital asset hub in the Middle East. The country has the region's most advanced legal framework, and it's now extending the coverage to decentralized autonomous organizations (DAOs).
阿联酋正在朝着成为中东终极数字资产中心的目标迈出又一大步。该国拥有该地区最先进的法律框架,目前正在将覆盖范围扩大到去中心化自治组织(DAO)。
Ras Al Khaimah Digital Assets Oasis revealed that the new regulatory regime for DAOs will be introduced on Friday, October 25. The Oasis is a free economic zone in northern UAE that was established to nurture digital asset firms.
哈伊马角数字资产绿洲透露,新的 DAO 监管制度将于 10 月 25 日星期五推出。绿洲是阿联酋北部的一个自由经济区,旨在培育数字资产公司。
NeosLegal, a local law firm with expertise in the digital asset space, has partnered with the Oasis to develop the regime. Speaking to one media outlet, the firm's partner, Irina Heaver, said that the framework aims to offer legal recognition and protection to DAOs.
NeosLegal 是一家在数字资产领域拥有专业知识的当地律师事务所,它与 Oasis 合作开发了该制度。该公司的合伙人 Irina Heaver 在接受一家媒体采访时表示,该框架旨在为 DAO 提供法律认可和保护。
It will also offer clarity on
它还将澄清
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