新加坡加密货币贷款机构 Hodlnaut 在市场动荡中停止提款

总部位于新加坡的加密货币贷款机构 Hodlnaut 由于市场状况而暂停了取款、掉期和存款，成为加密货币行业持续动荡的最新受害者。该公司此前曾获得新加坡金融管理局（MAS）支付服务牌照的原则批准，但现已撤回申请。 MAS 撤销了批准，并强调新加坡的加密服务提供商受到洗钱和恐怖主义融资风险的监管，但不受基于风险的资本或流动性要求的约束。

Singapore Crypto Lender Hodlnaut Suspends Withdrawals Amid Market Turmoil

新加坡加密货币贷款机构 Hodlnaut 在市场动荡中暂停提款

Hodlnaut, a prominent Singapore-based cryptocurrency lender and borrower, has become the latest victim of the ongoing turmoil in the crypto industry, suspending withdrawals, swaps, and deposits. The company cited "recent market conditions" as the catalyst for its decision, emphasizing its focus on "stabilizing our liquidity and preserving assets."

Hodlnaut 是一家总部位于新加坡的著名加密货币借贷机构，已成为加密行业持续动荡的最新受害者，暂停了提款、掉期和存款。该公司将“最近的市场状况”作为其决定的催化剂，强调其重点是“稳定我们的流动性和保护资产”。

This suspension marks Hodlnaut's withdrawal from its application for a license from the Monetary Authority of Singapore (MAS) to provide digital token payment services. The company had initially received in-principle approval for the license in March, but MAS has since rescinded it at Hodlnaut's request.

此次暂停标志着 Hodlnaut 撤回向新加坡金融管理局 (MAS) 提供数字代币支付服务的许可证申请。该公司最初于 3 月份获得了该许可证的原则批准，但后来应 Hodlnaut 的要求，MAS 撤销了该许可证。

Hodlnaut's predicament reflects the broader challenges currently facing the crypto sector, characterized by a sharp sell-off in markets since May. Notably, the collapse of Luna and TerraUSD precipitated this downturn, triggering a domino effect that has impacted numerous crypto companies, including U.S. lender Celsius and Singapore-based fund Three Arrows Capital, both of which filed for bankruptcy last month. Court filings have identified Hodlnaut as one of Celsius' institutional clients.

Hodlnaut 的困境反映了加密行业目前面临的更广泛的挑战，其特点是自 5 月份以来市场急剧抛售。值得注意的是，Luna 和 TerraUSD 的崩溃加速了这次经济低迷，引发了多米诺骨牌效应，影响了众多加密货币公司，包括美国银行摄氏度和新加坡基金三箭资本，这两家公司上个月都申请破产。法庭文件显示 Hodlnaut 是摄氏度的机构客户之一。

Singapore, widely recognized as a major hub for crypto and blockchain in Asia, has witnessed several crypto companies encountering difficulties in recent months. Vauld, a Singapore-based crypto lending and trading platform, suspended withdrawals in early July. Zipmex, a Southeast Asia-focused crypto exchange, followed suit later that month, although it has since resumed withdrawals for certain products.

新加坡被广泛认为是亚洲加密货币和区块链的主要中心，近几个月来，多家加密货币公司遇到了困难。总部位于新加坡的加密货币借贷和交易平台 Vaultd 在 7 月初暂停了提款。专注于东南亚的加密货币交易所 Zipmex 在当月晚些时候也纷纷效仿，尽管此后它已恢复了某些产品的提款。

The Monetary Authority of Singapore has taken a cautious approach towards the crypto industry, emphasizing the inherent risks associated with digital payment token services. Licensed by MAS under the Payment Services Act, these providers are subject to regulations addressing money laundering, terrorism financing, and technology risks. However, they are not subject to risk-based capital or liquidity requirements and are not required to safeguard customer monies or digital tokens from insolvency risk.

新加坡金融管理局对加密货币行业采取谨慎态度，强调与数字支付代币服务相关的固有风险。这些提供商根据《支付服务法》获得 MAS 许可，须遵守有关洗钱、恐怖主义融资和技术风险的法规。然而，它们不受基于风险的资本或流动性要求的约束，也不需要保护客户资金或数字代币免受破产风险。

MAS has consistently cautioned the public about the highly hazardous nature of cryptocurrency transactions and has reiterated that the recent market turmoil has had limited spillover effects on Singapore's domestic financial system. Hodlnaut has not responded to requests for comment.

金管局一直警告公众注意加密货币交易的高度危险性，并重申最近的市场动荡对新加坡国内金融体系的溢出效应有限。 Hodlnaut 尚未回应置评请求。

The suspension of Hodlnaut underscores the ongoing volatility and uncertainty in the crypto industry. Market conditions continue to pose challenges for crypto companies, and regulatory scrutiny remains a significant factor shaping the landscape.

Hodlnaut 的暂停凸显了加密行业持续的波动性和不确定性。市场状况继续给加密货币公司带来挑战，监管审查仍然是塑造格局的重要因素。