新加坡加密貨幣貸款機構 Hodlnaut 在市場動盪中停止提款

總部位於新加坡的加密貨幣貸款機構 Hodlnaut 由於市場狀況而暫停了提款、掉期和存款，成為加密貨幣行業持續動蕩的最新受害者。該公司先前曾獲得新加坡金融管理局（MAS）支付服務牌照的原則批准，但現已撤回申請。 MAS 撤銷了批准，並強調新加坡的加密服務提供者受到洗錢和恐怖主義融資風險的監管，但不受基於風險的資本或流動性要求的約束。

Singapore Crypto Lender Hodlnaut Suspends Withdrawals Amid Market Turmoil

新加坡加密貨幣貸款機構 Hodlnaut 在市場動盪中暫停提款

Hodlnaut, a prominent Singapore-based cryptocurrency lender and borrower, has become the latest victim of the ongoing turmoil in the crypto industry, suspending withdrawals, swaps, and deposits. The company cited "recent market conditions" as the catalyst for its decision, emphasizing its focus on "stabilizing our liquidity and preserving assets."

Hodlnaut 是一家總部位於新加坡的著名加密貨幣借貸機構，已成為加密產業持續動盪的最新受害者，暫停了提款、掉期和存款。該公司將「最近的市場狀況」作為其決定的催化劑，強調其重點是「穩定我們的流動性和保護資產」。

This suspension marks Hodlnaut's withdrawal from its application for a license from the Monetary Authority of Singapore (MAS) to provide digital token payment services. The company had initially received in-principle approval for the license in March, but MAS has since rescinded it at Hodlnaut's request.

此次暫停標誌著 Hodlnaut 撤迴向新加坡金融管理局 (MAS) 提供數位代幣支付服務的許可證申請。該公司最初在 3 月獲得了該許可證的原則批准，但後來應 Hodlnaut 的要求，MAS 撤銷了該許可證。

Hodlnaut's predicament reflects the broader challenges currently facing the crypto sector, characterized by a sharp sell-off in markets since May. Notably, the collapse of Luna and TerraUSD precipitated this downturn, triggering a domino effect that has impacted numerous crypto companies, including U.S. lender Celsius and Singapore-based fund Three Arrows Capital, both of which filed for bankruptcy last month. Court filings have identified Hodlnaut as one of Celsius' institutional clients.

Hodlnaut 的困境反映了加密產業目前面臨的更廣泛的挑戰，其特點是自 5 月以來市場急劇拋售。值得注意的是，Luna 和TerraUSD 的崩盤加速了這次經濟低迷，引發了骨牌效應，影響了許多加密貨幣公司，包括美國銀行攝氏度和新加坡基金三箭資本，這兩家公司上個月都申請破產。法庭文件顯示 Hodlnaut 是攝氏度的機構客戶之一。

Singapore, widely recognized as a major hub for crypto and blockchain in Asia, has witnessed several crypto companies encountering difficulties in recent months. Vauld, a Singapore-based crypto lending and trading platform, suspended withdrawals in early July. Zipmex, a Southeast Asia-focused crypto exchange, followed suit later that month, although it has since resumed withdrawals for certain products.

新加坡被廣泛認為是亞洲加密貨幣和區塊鏈的主要中心，近幾個月來，多家加密貨幣公司遇到了困難。總部位於新加坡的加密貨幣借貸和交易平台 Vaultd 在 7 月初暫停了提款。專注於東南亞的加密貨幣交易所 Zipmex 在當月晚些時候也紛紛效仿，儘管此後它已恢復了某些產品的提款。

The Monetary Authority of Singapore has taken a cautious approach towards the crypto industry, emphasizing the inherent risks associated with digital payment token services. Licensed by MAS under the Payment Services Act, these providers are subject to regulations addressing money laundering, terrorism financing, and technology risks. However, they are not subject to risk-based capital or liquidity requirements and are not required to safeguard customer monies or digital tokens from insolvency risk.

新加坡金融管理局對加密產業採取了謹慎的態度，強調與數位支付代幣服務相關的固有風險。這些提供者根據《支付服務法》獲得 MAS 許可，須遵守有關洗錢、恐怖主義融資和技術風險的法規。然而，它們不受基於風險的資本或流動性要求的約束，也不需要保護客戶資金或數位代幣免受破產風險。

MAS has consistently cautioned the public about the highly hazardous nature of cryptocurrency transactions and has reiterated that the recent market turmoil has had limited spillover effects on Singapore's domestic financial system. Hodlnaut has not responded to requests for comment.

金管局一直警告大眾注意加密貨幣交易的高度危險性，並重申最近的市場動盪對新加坡國內金融體系的溢出效應有限。 Hodlnaut 尚未回應置評請求。

The suspension of Hodlnaut underscores the ongoing volatility and uncertainty in the crypto industry. Market conditions continue to pose challenges for crypto companies, and regulatory scrutiny remains a significant factor shaping the landscape.

Hodlnaut 的暫停凸顯了加密產業持續的波動性和不確定性。市場狀況持續為加密貨幣公司帶來挑戰，監管審查仍然是塑造格局的重要因素。