参议员伊丽莎白·沃伦（Elizabeth Warren）和其他四名民主党参议员对USD1 Stablecoin表示关注

马萨诸塞州参议员伊丽莎白·沃伦（Elizabeth Warren）和其他四名民主党参议员对潜在利益冲突表示关注

Massachusetts Senator Elizabeth Warren and four other Democratic senators have raised concerns over potential conflicts of interest arising from a stablecoin released by World Liberty Financial (WLFI), a cryptocurrency company, which is linked to the U.S. President Donald Trump’s family.

马萨诸塞州参议员伊丽莎白·沃伦（Elizabeth Warren）和其他四名民主党参议员对潜在的利益冲突引起了人们的关注，这是由世界自由金融公司（WLFI）释放的加密货币公司（WLFI）引起的，该公司与美国总统唐纳德·特朗普（Donald Trump）的家人有关。

In a letter to several key regulatory officials, seen by Blockworks on Monday, the senators asked what several agencies plan to do about these concerns as lawmakers seek to move forward with stablecoin legislation.

在周一的Blockworks看到的几位主要监管官员的信中，参议员询问了几个机构计划如何处理这些问题，因为立法者试图通过Stablecoin立法前进。

The stablecoin, USD1, is backed by WLFI, which President Trump and his family have major stakes in. The Trump family involvement creates a potential conflict of interest that could pose serious risks to the nation’s financial system.’ The letter was signed by five Democratic lawmakers in the U.S. Senate

Stablecoin USD1得到了WLFI的支持，特朗普总统及其家人占有主要股份。特朗普家庭的参与造成了潜在的利益冲突，可能会对国家的金融体系造成严重的风险。”这封信由美国参议院的五名民主党议员签署

It was addressed to Michelle Bowman, the chair of the Federal Reserve’s supervision and regulation committee, and Rodney Hood, the acting Comptroller of the Currency. The lawmakers specifically inquired how the agencies plan to regulate WLFI and its newly launched USD1 stablecoin.

它被介绍给美联储监督和监管委员会主席米歇尔·鲍曼（Michelle Bowman），以及该货币的代理主计长罗德尼·胡德（Rodney Hood）。议员们特别询问了该机构如何计划规范WLFI及其新推出的Stablecoin。

The letter comes as members of Congress are considering legislation to regulate stablecoins through the Guiding and Establishing National Innovation for US Stablecoins, or GENIUS Act. If signed into law, the bill would essentially allow the Office of the Comptroller of the Currency (OCC) and Federal Reserve to oversee stablecoin regulation, including for issuers like WLFI and its USD1 coin.

这封信是因为国会议员正在考虑通过指导和建立美国稳定法或天才法案的国家创新来规范稳定的立法。如果签署为法律，则该法案本质上将允许货币审计体（OCC）和美联储的主计算员办公室监督Stablecoin法规，包括WLFI及其USD1 Coin等发行人。

The senators argue that the rollout of a stablecoin overseen by a sitting president poses exceptional risks. “President Trump’s involvement in this venture, as he strips financial regulators of their independence and Congress simultaneously considers stablecoin legislation, presents an extraordinary conflict of interest that could create unprecedented risks to our financial system,” the letter states.

参议员认为，由现任总统监督的稳定者的推出带来了异常风险。信件说：“特朗普总统参与了这项企业，因为他同时考虑了其独立和国会的财务监管机构，同时考虑了稳定的立法。

Lawmakers warn of Trump’s financial ties influencing stablecoin regulation

立法者警告特朗普的财务关系影响Stablecoin法规

The senators are concerned about potential conflicts between Trump’s financial interests and the regulatory decisions that will be made by agencies such as the Federal Reserve and the Office of the Comptroller of the Currency (OCC). The financial ties raise the question, the letter states, of whether financial regulators will be making decisions influenced by whether the Trump family — which owns 60% of WLFI’s equity — will benefit.

参议员担心特朗普的财务利益与法规决定之间的潜在冲突，这些决策将由美联储和货币审计长办公室等机构​​（OCC）做出。信件指出，财务关系提出了一个问题，即金融监管机构是否会根据特朗普家族（拥有WLFI股权的60％的60％）的决定是否会受益。

Furthermore, Trump’s executive order in February 2024 has been noted to make the fears worse. The order put federal agencies — including the OCC — on notice to regularly consult the White House on their priorities, potentially handing the president excessive leeway over financial regulation. Such an arrangement, the senators say, also aggravates the existing conflict of interest surrounding the stablecoin.

此外，特朗普在2024年2月的行政命令已被指出使人们的恐惧变得更糟。该命令将联邦机构（包括OCC）置于通知中，以定期就其优先事项咨询白宫，并有可能使总统过度余地而不是金融监管。参议员说，这种安排也加剧了围绕稳定的现有利益冲突。

The USD1 stablecoin offered by WLFI saw its launch in late March 2025 and is seen as a direct competitor in the fast-growing digital currency space. Launched on major blockchain platforms, including Ethereum and BNB Chain, details about the company alongside its project have been largely mysterious, fostering additional scepticism among critics.

WLFI提供的USD1 Stablecoin于2025年3月下旬推出，并被视为快速增长的数字货币领域的直接竞争对手。在包括以太坊和BNB连锁店在内的主要区块链平台上启动，有关该公司以及其项目的详细信息在很大程度上是神秘的，引起了评论家的额外怀疑。

WLFI’s $550M token sales and Trump family ties spark regulatory and ethical concerns

WLFI的5.5亿美元代币销售和特朗普家庭关系引发了监管和道德问题

Since its launch in September 2024, WLFI has completed two public token sales, raising a total of $550 million. The project has attracted interest for its political connections, with Donald Trump Jr. pitching the stablecoin at the DC Blockchain Summit in March 2025 and playing a role in the push for the coin. The Trump family owns a majority stake in the company.

自2024年9月推出以来，WLFI已经完成了两项公开代价的销售，总计5.5亿美元。该项目对其政治联系引起了兴趣，小唐纳德·特朗普（Donald Trump Jr.特朗普家族拥有该公司的多数股份。

The senators say they are concerned about the potential risks stablecoins pose to the financial system. Still, they also ask for stronger regulatory action in the face of an increasingly widening debate in Congress over the regulation of stablecoins.

参议员说，他们担心斯abalecoins对金融体系的潜在风险构成。尽管如此，面对国会就稳定币的监管而越来越扩大的辩论，他们仍要求采取更强大的监管行动。

If instituted, the GENIUS Act would put the OCC and the Federal Reserve at the nexus of regulating stablecoin companies like WLFI to ensure they are held to sophisticated financial standards.

如果成立，《天才法》将使OCC和联邦储备在规范WLFI这样的Stablecoin公司的联系中，以确保它们符合复杂的财务标准。

President Trump’s February 2024 executive order directing federal agencies to consult with White House officials regularly is facing heightened scrutiny in light of the launch of USD1. This order, which gives the president influence over financial regulators like the OCC and the Federal Reserve, is seen by critics as increasing the potential for conflicts of interest, especially as Trump’s family has major stakes in WLFI.

特朗普总统的2024年2月，指示联邦机构定期与白宫官员协商的行政命令，鉴于推出了USD1，正面临审查的审查。批评家认为，该命令使总统对OCC和美联储等金融监管机构的影响力增加了利益冲突的潜力，尤其是当特朗普的家人在WLFI中拥有主要股份。

Meanwhile, Congress is advancing the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins), which is another attempt to regulate the risk posed by stablecoins as lawmakers throughout Congress move to address their unregulated aspects.

同时，国会正在推进《天才法案》（指导和建立为美国稳定的国家创新），这是调节斯塔布雷金斯在整个国会中作为立法者所带来的风险的另一种尝试，以解决其不受监管的方面。

The legislation aims to provide a consistent regulatory framework for stablecoins, granting the OCC and the Federal Reserve the authority to regulate the digital asset ecosystem. If passed, the legislation would impose strict regulatory standards on stablecoin issuers such as WLFI, increasing transparency and accountability in the sector.

该立法旨在为Stablecoins提供一致的监管框架，授予OCC和美联储监管数字资产生态系统的权力。如果通过，该立法将对WLFI等Stablecoin发行人施加严格的监管标准，从而提高该行业的透明度和问责制。