參議員伊麗莎白·沃倫（Elizabeth Warren）和其他四名民主黨參議員對USD1 Stablecoin表示關注

馬薩諸塞州參議員伊麗莎白·沃倫（Elizabeth Warren）和其他四名民主黨參議員對潛在利益衝突表示關注

Massachusetts Senator Elizabeth Warren and four other Democratic senators have raised concerns over potential conflicts of interest arising from a stablecoin released by World Liberty Financial (WLFI), a cryptocurrency company, which is linked to the U.S. President Donald Trump’s family.

馬薩諸塞州參議員伊麗莎白·沃倫（Elizabeth Warren）和其他四名民主黨參議員對潛在的利益衝突引起了人們的關注，這是由世界自由金融公司（WLFI）釋放的加密貨幣公司（WLFI）引起的，該公司與美國總統唐納德·特朗普（Donald Trump）的家人有關。

In a letter to several key regulatory officials, seen by Blockworks on Monday, the senators asked what several agencies plan to do about these concerns as lawmakers seek to move forward with stablecoin legislation.

在周一的Blockworks看到的幾位主要監管官員的信中，參議員詢問了幾個機構計劃如何處理這些問題，因為立法者試圖通過Stablecoin立法前進。

The stablecoin, USD1, is backed by WLFI, which President Trump and his family have major stakes in. The Trump family involvement creates a potential conflict of interest that could pose serious risks to the nation’s financial system.’ The letter was signed by five Democratic lawmakers in the U.S. Senate

Stablecoin USD1得到了WLFI的支持，特朗普總統及其家人佔有主要股份。特朗普家庭的參與造成了潛在的利益衝突，可能會對國家的金融體系造成嚴重的風險。 ”這封信由美國參議院的五名民主黨議員簽署

It was addressed to Michelle Bowman, the chair of the Federal Reserve’s supervision and regulation committee, and Rodney Hood, the acting Comptroller of the Currency. The lawmakers specifically inquired how the agencies plan to regulate WLFI and its newly launched USD1 stablecoin.

它被介紹給美聯儲監督和監管委員會主席米歇爾·鮑曼（Michelle Bowman），以及該貨幣的代理主計長羅德尼·胡德（Rodney Hood）。議員們特別詢問了該機構如何計劃規範WLFI及其新推出的Stablecoin。

The letter comes as members of Congress are considering legislation to regulate stablecoins through the Guiding and Establishing National Innovation for US Stablecoins, or GENIUS Act. If signed into law, the bill would essentially allow the Office of the Comptroller of the Currency (OCC) and Federal Reserve to oversee stablecoin regulation, including for issuers like WLFI and its USD1 coin.

這封信是因為國會議員正在考慮通過指導和建立美國穩定法或天才法案的國家創新來規範穩定的立法。如果簽署為法律，則該法案本質上將允許貨幣審計體（OCC）和美聯儲的主計算員辦公室監督Stablecoin法規，包括WLFI及其USD1 Coin等發行人。

The senators argue that the rollout of a stablecoin overseen by a sitting president poses exceptional risks. “President Trump’s involvement in this venture, as he strips financial regulators of their independence and Congress simultaneously considers stablecoin legislation, presents an extraordinary conflict of interest that could create unprecedented risks to our financial system,” the letter states.

參議員認為，由現任總統監督的穩定者的推出帶來了異常風險。信件說：“特朗普總統參與了這項企業，因為他同時考慮了其獨立和國會的財務監管機構，同時考慮了穩定的立法。

Lawmakers warn of Trump’s financial ties influencing stablecoin regulation

立法者警告特朗普的財務關係影響Stablecoin法規

The senators are concerned about potential conflicts between Trump’s financial interests and the regulatory decisions that will be made by agencies such as the Federal Reserve and the Office of the Comptroller of the Currency (OCC). The financial ties raise the question, the letter states, of whether financial regulators will be making decisions influenced by whether the Trump family — which owns 60% of WLFI’s equity — will benefit.

參議員擔心特朗普的財務利益與法規決定之間的潛在衝突，這些決策將由美聯儲和貨幣審計長辦公室等機構​​（OCC）做出。信件指出，財務關係提出了一個問題，即金融監管機構是否會根據特朗普家族（擁有WLFI股權的60％的60％）的決定是否會受益。

Furthermore, Trump’s executive order in February 2024 has been noted to make the fears worse. The order put federal agencies — including the OCC — on notice to regularly consult the White House on their priorities, potentially handing the president excessive leeway over financial regulation. Such an arrangement, the senators say, also aggravates the existing conflict of interest surrounding the stablecoin.

此外，特朗普在2024年2月的行政命令已被指出使人們的恐懼變得更糟。該命令將聯邦機構（包括OCC）置於通知中，以定期就其優先事項諮詢白宮，並有可能使總統過度餘地而不是金融監管。參議員說，這種安排也加劇了圍繞穩定的現有利益衝突。

The USD1 stablecoin offered by WLFI saw its launch in late March 2025 and is seen as a direct competitor in the fast-growing digital currency space. Launched on major blockchain platforms, including Ethereum and BNB Chain, details about the company alongside its project have been largely mysterious, fostering additional scepticism among critics.

WLFI提供的USD1 Stablecoin於2025年3月下旬推出，並被視為快速增長的數字貨幣領域的直接競爭對手。在包括以太坊和BNB連鎖店在內的主要區塊鏈平台上啟動，有關該公司以及其項目的詳細信息在很大程度上是神秘的，引起了評論家的額外懷疑。

WLFI’s $550M token sales and Trump family ties spark regulatory and ethical concerns

WLFI的5.5億美元代幣銷售和特朗普家庭關係引發了監管和道德問題

Since its launch in September 2024, WLFI has completed two public token sales, raising a total of $550 million. The project has attracted interest for its political connections, with Donald Trump Jr. pitching the stablecoin at the DC Blockchain Summit in March 2025 and playing a role in the push for the coin. The Trump family owns a majority stake in the company.

自2024年9月推出以來，WLFI已經完成了兩項公開代價的銷售，總計5.5億美元。該項目對其政治聯繫引起了興趣，小唐納德·特朗普（Donald Trump Jr.特朗普家族擁有該公司的多數股份。

The senators say they are concerned about the potential risks stablecoins pose to the financial system. Still, they also ask for stronger regulatory action in the face of an increasingly widening debate in Congress over the regulation of stablecoins.

參議員說，他們擔心斯abalecoins對金融體系的潛在風險構成。儘管如此，面對國會就穩定幣的監管而越來越擴大的辯論，他們仍要求採取更強大的監管行動。

If instituted, the GENIUS Act would put the OCC and the Federal Reserve at the nexus of regulating stablecoin companies like WLFI to ensure they are held to sophisticated financial standards.

如果成立，《天才法》將使OCC和聯邦儲備在規範WLFI這樣的Stablecoin公司的聯繫中，以確保它們符合複雜的財務標準。

President Trump’s February 2024 executive order directing federal agencies to consult with White House officials regularly is facing heightened scrutiny in light of the launch of USD1. This order, which gives the president influence over financial regulators like the OCC and the Federal Reserve, is seen by critics as increasing the potential for conflicts of interest, especially as Trump’s family has major stakes in WLFI.

特朗普總統的2024年2月，指示聯邦機構定期與白宮官員協商的行政命令，鑑於推出了USD1，正面臨審查的審查。批評家認為，該命令使總統對OCC和美聯儲等金融監管機構的影響力增加了利益衝突的潛力，尤其是當特朗普的家人在WLFI中擁有主要股份。

Meanwhile, Congress is advancing the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins), which is another attempt to regulate the risk posed by stablecoins as lawmakers throughout Congress move to address their unregulated aspects.

同時，國會正在推進《天才法案》（指導和建立為美國穩定的國家創新），這是調節斯塔布雷金斯在整個國會中作為立法者所帶來的風險的另一種嘗試，以解決其不受監管的方面。

The legislation aims to provide a consistent regulatory framework for stablecoins, granting the OCC and the Federal Reserve the authority to regulate the digital asset ecosystem. If passed, the legislation would impose strict regulatory standards on stablecoin issuers such as WLFI, increasing transparency and accountability in the sector.

該立法旨在為Stablecoins提供一致的監管框架，授予OCC和美聯儲監管數字資產生態系統的權力。如果通過，該立法將對WLFI等Stablecoin發行人施加嚴格的監管標準，從而提高該行業的透明度和問責制。