美国参议员Kirsten Gillibrand警告Crypto领导人不要推动“浇水” stablecoin法案

美国参议员Kirsten Gillibrand认为，参议员法案Hagerty在2月提出的Stablecoin法案提出了对Stablecoin发行人的必要限制和法规

United States Senator Kirsten Gillibrand expressed her support for the critical role of Senator Bill Hagerty's stablecoin bill, introduced in February, in imposing necessary constraints and regulations on stablecoin issuers. In March, Hagery amended the draft to integrate stricter anti-money laundering (AML) enties, enhanced know-your-customer (KYC) requisites, increased transaction transparency, and a heightened level of oversight.

美国参议员基尔斯滕·吉利布兰德（Kirsten Gillibrand）表示，她对2月份提出的对Stablecoin发行人的必要限制和法规表示了对参议员比尔·哈格蒂（Bill Hagerty）的稳定法案的关键作用的支持。 3月，海格里修改了草案，以整合更严格的反洗钱（AML），提高了知识客户（KYC）的要求，提高了交易透明度，并提高了监督水平​​。

"Senator Hagerty has been working diligently to add critical provisions to his bill, which are essential for investor protection and attracting the necessary capital into our financial system," Gillibrand stated at the 2025 D.C. Blockchain Summit in Washington, D.C. on Thursday.

吉利布兰德在周四在华盛顿特区举行的2025 DC区块链峰会上说：“黑格蒂参议员一直在努力为他的法案增加关键条款，这对于投资者的保护至关重要，并将必要的资金吸引到我们的金融体系中。”

"It's crucial that we do not allow the bill to be watered down. A weaker bill would diminish investor confidence and ultimately jeopardize the entire financial services system by diverting funds from community banks, which are the backbone of our economy in providing essential services and credit to small businesses and consumers."

“至关重要的是，我们不允许将该法案淹没。较弱的法案将通过转移社区银行的资金来降低投资者的信心，并最终危及整个金融服务系统，这是我们经济的骨干，这是我们在提供基本服务和信贷给小型企业和消费者的信誉方面。”

Gillibrand further advised against placing excessive burdens on banks. She suggested that stablecoin issuers should not be offering yield-bearing opportunities, as it would create an unfair competitive disadvantage for banks, who are already subject to significant capital requirements and regulations.

吉利布兰德进一步建议不要在银行施加过多的负担。她建议，Stablecoin发行人不应提供承重的机会，因为这将为已经受到重大资本要求和法规的银行造成不公平的竞争劣势。

"We need to ensure that stablecoin issuers maintain a full, one-to-one backing with U.S. Treasury securities or other secure assets, and that we quickly establish clear rules for consumer protection in the case of an issuer bankruptcy," Gillibrand continued.

Gillibrand继续说：“我们需要确保与美国财政部证券或其他安全资产保持完整的，一对一的支持，并在发行人破产的情况下为消费者保护制定明确的规则。”

"If we fail to meet the dollar-backing requirements or create a proper regulatory framework, there could be significant consequences. We could see a rapid outflow of capital from the U.S. financial system, as investors become hesitant to invest in institutions that are not subject to sufficient oversight."

“如果我们无法满足美元支持要求或创建适当的监管框架，可能会产生重大后果。我们可能会看到资本从美国金融体系中迅速流出，因为投资者犹豫不决地投资于不受足够监督的机构进行投资。”

As these new regulations come into effect, leading cryptocurrency firms are taking steps to comply. In a recent development, Tether, the issuer of the USDT stablecoin, has engaged in discussions with one of the Big Four accounting firms to carry out a large-scale audit of its operations.

随着这些新法规生效，领先的加密货币公司正在采取步骤遵守。在最近的发展中，USDT Stablecoin的发行人Tether与四大会计师事务所之一进行了讨论，以对其运营进行大规模审核。

The Senate Banking Committee approved the bipartisan cryptocurrency bill, known as the GENIUS Act, in a vote of 18-6 on Wednesday. The bill, which combines several cryptocurrency bills passed by the House Financial Services Committee earlier this year, aims to create a comprehensive regulatory framework for the digital asset industry.

参议院银行委员会在周三以18-6的投票中批准了两党的加密货币法案，称为《天才法》。该法案结合了众议院金融服务委员会通过的几项加密货币法案，旨在为数字资产行业创建一个全面的监管框架。

The bill now advances to the full Senate for further consideration. If passed by both chambers of Congress, the legislation will be sent to President Donald Trump for his signature.

该法案现在已晋升为参议院，以供进一步考虑。如果由国会的两个会议厅通过，该立法将被送往唐纳德·特朗普总统以签名。