美國參議員Kirsten Gillibrand警告Crypto領導人不要推動“澆水” stablecoin法案

美國參議員Kirsten Gillibrand認為，參議員法案Hagerty在2月提出的Stablecoin法案提出了對Stablecoin發行人的必要限制和法規

United States Senator Kirsten Gillibrand expressed her support for the critical role of Senator Bill Hagerty's stablecoin bill, introduced in February, in imposing necessary constraints and regulations on stablecoin issuers. In March, Hagery amended the draft to integrate stricter anti-money laundering (AML) enties, enhanced know-your-customer (KYC) requisites, increased transaction transparency, and a heightened level of oversight.

美國參議員基爾斯滕·吉利布蘭德（Kirsten Gillibrand）表示，她對2月份提出的對Stablecoin發行人的必要限制和法規表示了對參議員比爾·哈格蒂（Bill Hagerty）的穩定法案的關鍵作用的支持。 3月，海格里修改了草案，以整合更嚴格的反洗錢（AML），提高了知識客戶（KYC）的要求，提高了交易透明度，並提高了監督水平​​。

"Senator Hagerty has been working diligently to add critical provisions to his bill, which are essential for investor protection and attracting the necessary capital into our financial system," Gillibrand stated at the 2025 D.C. Blockchain Summit in Washington, D.C. on Thursday.

吉利布蘭德在周四在華盛頓特區舉行的2025 DC區塊鏈峰會上說：“黑格蒂參議員一直在努力為他的法案增加關鍵條款，這對於投資者的保護至關重要，並將必要的資金吸引到我們的金融體系中。”

"It's crucial that we do not allow the bill to be watered down. A weaker bill would diminish investor confidence and ultimately jeopardize the entire financial services system by diverting funds from community banks, which are the backbone of our economy in providing essential services and credit to small businesses and consumers."

“至關重要的是，我們不允許將該法案淹沒。較弱的法案將通過轉移社區銀行的資金來降低投資者的信心，並最終危及整個金融服務系統，這是我們經濟的骨幹，這是我們在提供基本服務和信貸給小型企業和消費者的信譽方面。”

Gillibrand further advised against placing excessive burdens on banks. She suggested that stablecoin issuers should not be offering yield-bearing opportunities, as it would create an unfair competitive disadvantage for banks, who are already subject to significant capital requirements and regulations.

吉利布蘭德進一步建議不要在銀行施加過多的負擔。她建議，Stablecoin發行人不應提供承重的機會，因為這將為已經受到重大資本要求和法規的銀行造成不公平的競爭劣勢。

"We need to ensure that stablecoin issuers maintain a full, one-to-one backing with U.S. Treasury securities or other secure assets, and that we quickly establish clear rules for consumer protection in the case of an issuer bankruptcy," Gillibrand continued.

Gillibrand繼續說：“我們需要確保與美國財政部證券或其他安全資產保持完整的，一對一的支持，並在發行人破產的情況下為消費者保護製定明確的規則。”

"If we fail to meet the dollar-backing requirements or create a proper regulatory framework, there could be significant consequences. We could see a rapid outflow of capital from the U.S. financial system, as investors become hesitant to invest in institutions that are not subject to sufficient oversight."

“如果我們無法滿足美元支持要求或創建適當的監管框架，可能會產生重大後果。我們可能會看到資本從美國金融體系中迅速流出，因為投資者猶豫不決地投資於不受足夠監督的機構進行投資。”

As these new regulations come into effect, leading cryptocurrency firms are taking steps to comply. In a recent development, Tether, the issuer of the USDT stablecoin, has engaged in discussions with one of the Big Four accounting firms to carry out a large-scale audit of its operations.

隨著這些新法規生效，領先的加密貨幣公司正在採取步驟遵守。在最近的發展中，USDT Stablecoin的發行人Tether與四大會計師事務所之一進行了討論，以對其運營進行大規模審核。

The Senate Banking Committee approved the bipartisan cryptocurrency bill, known as the GENIUS Act, in a vote of 18-6 on Wednesday. The bill, which combines several cryptocurrency bills passed by the House Financial Services Committee earlier this year, aims to create a comprehensive regulatory framework for the digital asset industry.

參議院銀行委員會在周三以18-6的投票中批准了兩黨的加密貨幣法案，稱為《天才法》。該法案結合了眾議院金融服務委員會通過的幾項加密貨幣法案，旨在為數字資產行業創建一個全面的監管框架。

The bill now advances to the full Senate for further consideration. If passed by both chambers of Congress, the legislation will be sent to President Donald Trump for his signature.

該法案現在已晉升為參議院，以供進一步考慮。如果由國會的兩個會議廳通過，該立法將被送往唐納德·特朗普總統以簽名。