美国参议员比尔·哈格蒂（Bill Hagerty）介绍了称为天才法案的稳定法规法案

田纳西州的美国参议员比尔·哈格蒂（Bill Hagerty）正在介绍旨在建立对稳定剂的规定的立法。

A bill being introduced in the US Senate today aims to establish clear regulations for stablecoins.

今天在美国参议院提出的一项法案旨在制定明确的稳定法规。

The legislation, being introduced by Tennessee Republican Senator Bill Hagerty, is called the GENIUS (Guiding and Establishing National Innovation in U.S. Stablecoins) Act.

这项立法是由田纳西州共和党参议员比尔·哈格蒂（Bill Hagerty）提出的，被称为“天才”（指导和建立在美国Stablecoins）法案。

The bill would define stablecoins as digital assets pegged to the U.S. dollar and establish licensing and reserve requirements for their issuers.

该法案将定义稳定币，因为数字资产与美元挂钩，并为其发行人建立许可和保留要求。

Issuers with more than $10 billion in stablecoins would be subject to regulation by the Federal Reserve, while those with less than $10 billion would be overseen by state regulators.

拥有超过100亿美元的Stablecoins的发行人将受到美联储的监管，而州监管机构将监督低于100亿美元的发行人。

The legislation is designed to support financial inclusion, efficient transactions, and the dollar's supremacy, according to Hagerty's office.

根据哈格蒂（Hagerty）的办公室，该立法旨在支持金融包容性，高效交易和美元至高无上。

“Stablecoins pegged to the USD are a crucial part of the US financial system,” Hagerty said in a statement.

Hagerty在一份声明中说：“与美元固定的Stablecoins是美国金融体系的关键部分。”

“This bill will ensure they're regulated effectively, to support financial inclusion, efficient transactions, and dollar supremacy.

“该法案将确保它们有效地受到监管，以支持金融包容性，有效的交易和美元至上。

Stablecoins are digital assets that are pegged to a fiat currency, such as the U.S. dollar, and are designed to maintain a stable value.

Stablecoins是数字资产，与fiat货币（例如美元）挂钩，旨在保持稳定的价值。

They have become increasingly popular in recent years as a way to facilitate faster and cheaper transactions in the crypto space.

近年来，它们变得越来越受欢迎，是一种促进加密货币领域中更快，更便宜的交易的方式。

However, the regulatory landscape for stablecoins in the U.S. is still largely unclear, with different agencies and lawmakers proposing varying approaches to the matter.

但是，在美国，稳定菌的监管景观仍然在很大程度上不清楚，不同的机构和立法者提出了不同的方法。

This has led to concerns among industry players and crypto enthusiasts about the potential impact on the growth and adoption of stablecoins in the country.

这引起了行业参与者和加密助人爱好者的关注，对该国的稳定剂的增长和采用的潜在影响。