美國參議員比爾·哈格蒂（Bill Hagerty）介紹了稱為天才法案的穩定法規法案

田納西州的美國參議員比爾·哈格蒂（Bill Hagerty）正在介紹旨在建立對穩定劑的規定的立法。

A bill being introduced in the US Senate today aims to establish clear regulations for stablecoins.

今天在美國參議院提出的一項法案旨在製定明確的穩定法規。

The legislation, being introduced by Tennessee Republican Senator Bill Hagerty, is called the GENIUS (Guiding and Establishing National Innovation in U.S. Stablecoins) Act.

這項立法是由田納西州共和黨參議員比爾·哈格蒂（Bill Hagerty）提出的，被稱為“天才”（指導和建立在美國Stablecoins）法案。

The bill would define stablecoins as digital assets pegged to the U.S. dollar and establish licensing and reserve requirements for their issuers.

該法案將定義穩定幣，因為數字資產與美元掛鉤，並為其發行人建立許可和保留要求。

Issuers with more than $10 billion in stablecoins would be subject to regulation by the Federal Reserve, while those with less than $10 billion would be overseen by state regulators.

擁有超過100億美元的Stablecoins的發行人將受到美聯儲的監管，而州監管機構將監督低於100億美元的發行人。

The legislation is designed to support financial inclusion, efficient transactions, and the dollar's supremacy, according to Hagerty's office.

根據哈格蒂（Hagerty）的辦公室，該立法旨在支持金融包容性，高效交易和美元至高無上。

“Stablecoins pegged to the USD are a crucial part of the US financial system,” Hagerty said in a statement.

Hagerty在一份聲明中說：“與美元固定的Stablecoins是美國金融體系的關鍵部分。”

“This bill will ensure they're regulated effectively, to support financial inclusion, efficient transactions, and dollar supremacy.

“該法案將確保它們有效地受到監管，以支持金融包容性，有效的交易和美元至上。

Stablecoins are digital assets that are pegged to a fiat currency, such as the U.S. dollar, and are designed to maintain a stable value.

Stablecoins是數字資產，與fiat貨幣（例如美元）掛鉤，旨在保持穩定的價值。

They have become increasingly popular in recent years as a way to facilitate faster and cheaper transactions in the crypto space.

近年來，它們變得越來越受歡迎，是一種促進加密貨幣領域中更快，更便宜的交易的方式。

However, the regulatory landscape for stablecoins in the U.S. is still largely unclear, with different agencies and lawmakers proposing varying approaches to the matter.

但是，在美國，穩定菌的監管景觀仍然在很大程度上不清楚，不同的機構和立法者提出了不同的方法。

This has led to concerns among industry players and crypto enthusiasts about the potential impact on the growth and adoption of stablecoins in the country.

這引起了行業參與者和加密助人愛好者的關注，對該國的穩定劑的增長和採用的潛在影響。