参议员比尔·哈格蒂（Bill Hagerty）介绍了天才法案，以规范美国稳定市场

田纳西州的美国参议员比尔·哈格蒂（Bill Hagerty）打算发起一项新的立法提案，以规范美国的稳定币。该法案被称为《美国Stablecoins（Genius）法》的指导和建立国家创新，代表了一项立法计划，允许Stablecoin发行人获得有关如何支持和监控这些资产的全面框架。

Tennessee U.S. Senator Bill Hagerty intends to introduce a new legislative proposal to regulate stablecoins in the United States.

田纳西州美国参议员法案Hagerty打算提出一项新的立法提案，以规范美国的稳定股。

The bill, titled the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act, is a legislative initiative that would provide stablecoin issuers with a comprehensive framework on how the assets should be backed and overseen.

该法案标题为“指导和建立美国稳定者（Genius）法案”，是一项立法倡议，将为Stablecoin发行人提供有关如何支持和监督资产的全面框架。

With the legislation, Congress aims to clarify crypto regulations for stablecoins and support innovative growth in the expanding cryptocurrency market.

通过立法，国会旨在阐明稳定币的加密法规，并支持不断扩大的加密货币市场的创新增长。

Key Provisions of the GENIUS Act

《天才法》的关键规定

The GENIUS Act includes several key provisions that aim to enhance the transparency and security of the market.

《天才法》包括几个旨在提高市场透明度和安全性的关键规定。

The bill outlines that stablecoin issuers should back their tokens with U.S. dollars, Federal Reserve notes, Treasury bills, or other stable assets.

法案概述了Stablecoin发行人应以美元，美联储票据，国库券或其他稳定资产来支持其令牌。

The bill requires stablecoin issuers to provide monthly audited reports on their reserves and outlines criminal sanctions for anyone who knowingly reports false data.

该法案要求Stablecoin发行人每月提供有关其储备金的审计报告，并为任何故意报告虚假数据的人概述刑事制裁。

The regulations establish standards to maintain secure and reliable stablecoins that are necessary for their broad adoption.

该法规制定了维护安全和可靠的稳定的标准，这是其广泛采用所必需的。

Moreover, the new legislation divides oversight between state and federal regulators.

此外，新立法划分了州和联邦监管机构之间的监督。

The Office of the Comptroller of the Currency (OCC) would regulate issuers with over $10 billion in assets, while issuers with lower asset amounts would remain within state regulatory systems.

货币审计体办公室（OCC）将监管发行人，资产超过100亿美元，而资产较低的发行人将保留在州监管系统中。

The regulatory division resolves a roadblock that stalled previous stablecoin legislation, as negotiations between the agencies hindered progress.

当机构之间的谈判阻碍了进步，监管部门解决了阻碍先前的Stablecoin立法的障碍。

Support from Key Lawmakers and Industry Stakeholders

关键立法者和行业利益相关者的支持

The bill is supported by federal lawmakers who are co-sponsoring the bill, including Senators Kirsten Gillibrand (D-N.Y.), Tim Scott (R-S.C.), and Cynthia Lummis (R-Wyo.).

该法案得到了共同赞助该法案的联邦立法者的支持，包括参议员Kirsten Gillibrand（DN.Y.），Tim Scott（RS.C。）和Cynthia Lummis（R-Wyo。）。

The regulatory initiative continues to garner widespread support from both sides of the political spectrum, highlighting the increasing national interest in providing a clear framework for stablecoin operations.

监管倡议继续从政治领域的双方获得广泛的支持，强调了在为稳定行动提供明确框架方面日益增加的国家利益。

Today, I’m introducing the GENIUS Act w/ @SenatorTimScott, @SenGillibrand, & @SenLummis, a bill that establishes a clear regulatory framework for stablecoins.

今天，我正在介绍W/ @senatortimscott，@sengillibrand和@senlummis的Genius Act，该法案为Stablecoins建立了明确的监管框架。

I look forward to working with @RepFrenchHill and @FinancialCmte to get it to the President’s desk and signed into law.

我期待与@repfrenchhill和@financialcmte合作，将其带到总统的桌子上并签署法律。