有传言称，斯威夫特可能很快将XRP Ledger整合在一起

SEC表示驳回了对Ripple的长期诉讼后，该公司提高了整合其专有区块链技术的目标

Rumors are swirling in the cryptosphere about the integration of the global interbank network SWIFT with Ripple’s XRP Ledger. While many claims circulating online about SWIFT’s interest have been highly overstated, the possibility of such a partnership has sparked significant buzz.

在加密赛上，有传言称全球银行网络Swift与Ripple的XRP Ledger的整合。尽管许多声称在网上流传有关Swift的兴趣的声明被高度夸大了，但这种伙伴关系的可能性引起了巨大的嗡嗡声。

As Ripple continues to integrate its network with several major banking partners for cross-border payments, the SWIFT rumors appear to be based more on speculation rather than facts. Yet, if it pans out, the collaboration would be a major achievement for blockchain and TradFi integration.

随着Ripple继续将其网络与几个主要的跨境支付银行合作伙伴整合在一起，迅速的谣言似乎更多地基于猜测而不是事实。然而，如果它消失了，那么合作将是区块链和Tradfi集成的重大成就。

Is SWIFT Incorporating XRPL Soon?

Swift即将结合XRPL吗？

After the SEC signaled the dismissal of its long-running lawsuit against Ripple, the company ramped up its goal of integrating its proprietary blockchain technology across TradFi institutions.Most recently, Ripple acquired global prime brokerage platform Hidden Road for $1.25 billion. It also launched its own stablecoin, RLUSD. Given its increasing expansion into TradFi, the SWIFT partnership rumors are fueling again.

SEC表示驳回了针对Ripple的长期诉讼后，该公司提高了其在Tradfi机构范围内整合其专有区块链技术的目标。最近，大多数最近，Ripple以12.5亿美元的价格收购了全球Prime Brokerage Platform Hidden Road。它还启动了自己的稳定股份Rlusd。鉴于它不断扩展到Tradfi，Swift Partnership的谣言再次引起了人们的欢迎。

“In recent weeks, several influential voices have pointed to an upcoming announcement from SWIFT. It could be the official confirmation that XRP—through Ripple—will become part of SWIFT’s global payment infrastructure, used by over 11,000 financial institutions worldwide,” Crypto influencer John Squire claims.

“最近几周，几种有影响力的声音指出了Swift的即将发表的宣布。这可能是正式的确认，XRP通过波纹 - 将成为Swift全球支付基础设施的一部分，该基础设施是全球11,000多家金融机构使用的，”加密影响者John Squire的要求。”

SWIFT is one of the world’s largest international banking institutions, and it could offer XRP Network many benefits. Even processing a tiny fraction of SWIFT’s daily volume would be a huge boost to the network and the altcoin in terms of revenue and institutional adoption.

Swift是世界上最大的国际银行机构之一，它可以为XRP网络提供许多好处。即使处理Swift每日量的一小部分也将在收入和机构采用方面对网络和Altcoin巨大的推动力。

Additionally, XRP advocates have identified a few ways that it could help the payment processor in return.

此外，XRP倡导者已经确定了几种方法可以帮助付款处理器回报。

However, some of these claims have met with a skeptical response from the crypto community. Indeed, although it would help XRP tremendously if SWIFT adopted it, these rumors may only be a case of wishful thinking.

但是，其中一些主张遇到了加密货币社区的怀疑反应。确实，尽管如果Swift采用了它，这将极大地帮助XRP，但这些谣言可能只是一厢情愿的案例。

John Squire’s argument rests on two key claims: that Ripple is wrapping up its SEC legal fight, and that SWIFT has been interested in it for years.

约翰·斯奎尔（John Squire）的论点基于两个关键主张：Ripple正在结束其SEC的法律斗争，Swift多年来一直对此感兴趣。

“In 2023, Ripple already participated in interoperability pilot programs led by SWIFT. More recently, SWIFT published a report discussing the integration of Distributed Ledger Technology (DLT). Ripple was on that list. XRP was part of that conversation,” Squire stated.

“在2023年，Ripple已经参加了由Swift领导的互操作性试点计划。最近，Swift发表了一份报告，讨论了分布式分类帐技术（DLT）的整合。Ripple在该列表上。XRP是该对话的一部分，” Squire说。

Unfortunately, further research shows that his claims are garbled or even wrong. Major studies from global asset managers have asserted that XRP integration could benefit SWIFT, but the institution itself had no part in these conversations.

不幸的是，进一步的研究表明，他的主张是乱七八糟的。全球资产管理者的主要研究断言，XRP集成可以使Swift有益于Swift，但是该机构本身没有参与这些对话。

Global banking organizations other than SWIFT conducted the aforementioned interoperability pilot programs.

除Swift以外的全球银行组织开展了上述互操作性试点计划。

Dissecting the Rumors

解剖谣言

That isn’t to say that this one account is the source of all the industry’s rumors. The fact remains, however, that XRP stands to benefit from a partnership much more than SWIFT.

这并不是说这个帐户是所有行业谣言的来源。然而，事实仍然是，XRP将从伙伴关系中受益，而不是迅速。

Through the lens of wishful thinking, plenty of tangentially relevant claims can appear to be proof of a future relationship.

通过一厢情愿的镜头，许多与切向相关的主张似乎可以证明未来的关系。

For example, EastNets, a third-party firm that licenses SWIFT’s software, mentioned potentially integrating some of Ripple’s technologies. This doesn’t reflect any direct connection between SWIFT and XRP, but it still contributed to hype. Someone could easily misunderstand the subtle distinction.

例如，获得Swift软件许可的第三方公司Eastnets提到了可能集成了Ripple的一些技术。这并不能反映Swift和XRP之间的任何直接联系，但仍导致炒作。有人可以轻松地误解微妙的区别。

SWIFT’s push towards ISO 20022, a global standard for financial messaging, has sparked further speculation about XRP’s potential role. Ripple compliance with ISO 20022 positions it as a candidate for integration into modernized payment systems, aligning with SWIFT’s objectives.

斯威夫特（Swift）朝着全球金融消息标准ISO 20022的推动推动了人们对XRP潜在作用的进一步猜测。涟漪符合ISO 20022的统一，将其作为集成到现代化支付系统中的候选人，与Swift的目标保持一致。

However, ISO 20022 is a global standard, and SWIFT never mentioned even a tangential blockchain connection when adopting it. Two firms deploy the same useful standard, but it doesn’t mean that they’re working towards each other.

但是，ISO 20022是全球标准，Swift在采用时甚至从未提及过切向区块链连接。两家公司部署相同的有用标准，但这并不意味着他们相互努力。

In short, the SWIFT and XRP Ledger partnership is still very much a speculative rumor. Such a partnership could be on the cards, but the current facts and available information are not sufficient evidence.

简而言之，Swift和XRP Ledger合作伙伴关系仍然是一个投机性的谣言。这样的合作伙伴关系可能是在卡片上，但是当前的事实和可用信息不足以证明。

If SWIFT were to adopt XRPL, it would be a real milestone for crypto’s integration with TradFi. Such an event could even open a new era for the crypto industry worldwide. However, that doesn’t mean it’s going to happen anytime soon.

如果Swift要采用XRPL，那将是加密与Tradfi集成的真正里程碑。这样的活动甚至可以为全球加密货币行业开放一个新时代。但是，这并不意味着它将很快发生。