有傳言稱，斯威夫特可能很快將XRP Ledger整合在一起

SEC表示駁回了對Ripple的長期訴訟後，該公司提高了整合其專有區塊鏈技術的目標

Rumors are swirling in the cryptosphere about the integration of the global interbank network SWIFT with Ripple’s XRP Ledger. While many claims circulating online about SWIFT’s interest have been highly overstated, the possibility of such a partnership has sparked significant buzz.

在加密賽上，有傳言稱全球銀行網絡Swift與Ripple的XRP Ledger的整合。儘管許多聲稱在網上流傳有關Swift的興趣的聲明被高度誇大了，但這種夥伴關係的可能性引起了巨大的嗡嗡聲。

As Ripple continues to integrate its network with several major banking partners for cross-border payments, the SWIFT rumors appear to be based more on speculation rather than facts. Yet, if it pans out, the collaboration would be a major achievement for blockchain and TradFi integration.

隨著Ripple繼續將其網絡與幾個主要的跨境支付銀行合作夥伴整合在一起，迅速的謠言似乎更多地基於猜測而不是事實。然而，如果它消失了，那麼合作將是區塊鍊和Tradfi集成的重大成就。

Is SWIFT Incorporating XRPL Soon?

Swift即將結合XRPL嗎？

After the SEC signaled the dismissal of its long-running lawsuit against Ripple, the company ramped up its goal of integrating its proprietary blockchain technology across TradFi institutions.Most recently, Ripple acquired global prime brokerage platform Hidden Road for $1.25 billion. It also launched its own stablecoin, RLUSD. Given its increasing expansion into TradFi, the SWIFT partnership rumors are fueling again.

SEC表示駁回了針對Ripple的長期訴訟後，該公司提高了其在Tradfi機構範圍內整合其專有區塊鏈技術的目標。最近，大多數最近，Ripple以12.5億美元的價格收購了全球Prime Brokerage Platform Hidden Road。它還啟動了自己的穩定股份Rlusd。鑑於它不斷擴展到Tradfi，Swift Partnership的謠言再次引起了人們的歡迎。

“In recent weeks, several influential voices have pointed to an upcoming announcement from SWIFT. It could be the official confirmation that XRP—through Ripple—will become part of SWIFT’s global payment infrastructure, used by over 11,000 financial institutions worldwide,” Crypto influencer John Squire claims.

“最近幾週，幾種有影響力的聲音指出了Swift的即將發表的宣布。這可能是正式的確認，XRP通過波紋 - 將成為Swift全球支付基礎設施的一部分，該基礎設施是全球11,000多家金融機構使用的，”加密影響者John Squire的要求。 ”

SWIFT is one of the world’s largest international banking institutions, and it could offer XRP Network many benefits. Even processing a tiny fraction of SWIFT’s daily volume would be a huge boost to the network and the altcoin in terms of revenue and institutional adoption.

Swift是世界上最大的國際銀行機構之一，它可以為XRP網絡提供許多好處。即使處理Swift每日量的一小部分也將在收入和機構採用方面對網絡和Altcoin巨大的推動力。

Additionally, XRP advocates have identified a few ways that it could help the payment processor in return.

此外，XRP倡導者已經確定了幾種方法可以幫助付款處理器回報。

However, some of these claims have met with a skeptical response from the crypto community. Indeed, although it would help XRP tremendously if SWIFT adopted it, these rumors may only be a case of wishful thinking.

但是，其中一些主張遇到了加密貨幣社區的懷疑反應。確實，儘管如果Swift採用了它，這將極大地幫助XRP，但這些謠言可能只是一廂情願的案例。

John Squire’s argument rests on two key claims: that Ripple is wrapping up its SEC legal fight, and that SWIFT has been interested in it for years.

約翰·斯奎爾（John Squire）的論點基於兩個關鍵主張：Ripple正在結束其SEC的法律鬥爭，Swift多年來一直對此感興趣。

“In 2023, Ripple already participated in interoperability pilot programs led by SWIFT. More recently, SWIFT published a report discussing the integration of Distributed Ledger Technology (DLT). Ripple was on that list. XRP was part of that conversation,” Squire stated.

“在2023年，Ripple已經參加了由Swift領導的互操作性試點計劃。最近，Swift發表了一份報告，討論了分佈式分類帳技術（DLT）的整合。Ripple在該列表上。XRP是該對話的一部分，” Squire說。

Unfortunately, further research shows that his claims are garbled or even wrong. Major studies from global asset managers have asserted that XRP integration could benefit SWIFT, but the institution itself had no part in these conversations.

不幸的是，進一步的研究表明，他的主張是亂七八糟的。全球資產管理者的主要研究斷言，XRP集成可以使Swift有益於Swift，但是該機構本身沒有參與這些對話。

Global banking organizations other than SWIFT conducted the aforementioned interoperability pilot programs.

除Swift以外的全球銀行組織開展了上述互操作性試點計劃。

Dissecting the Rumors

解剖謠言

That isn’t to say that this one account is the source of all the industry’s rumors. The fact remains, however, that XRP stands to benefit from a partnership much more than SWIFT.

這並不是說這個帳戶是所有行業謠言的來源。然而，事實仍然是，XRP將從夥伴關係中受益，而不是迅速。

Through the lens of wishful thinking, plenty of tangentially relevant claims can appear to be proof of a future relationship.

通過一廂情願的鏡頭，許多與切向相關的主張似乎可以證明未來的關係。

For example, EastNets, a third-party firm that licenses SWIFT’s software, mentioned potentially integrating some of Ripple’s technologies. This doesn’t reflect any direct connection between SWIFT and XRP, but it still contributed to hype. Someone could easily misunderstand the subtle distinction.

例如，獲得Swift軟件許可的第三方公司Eastnets提到了可能集成了Ripple的一些技術。這並不能反映Swift和XRP之間的任何直接聯繫，但仍導致炒作。有人可以輕鬆地誤解微妙的區別。

SWIFT’s push towards ISO 20022, a global standard for financial messaging, has sparked further speculation about XRP’s potential role. Ripple compliance with ISO 20022 positions it as a candidate for integration into modernized payment systems, aligning with SWIFT’s objectives.

斯威夫特（Swift）朝著全球金融消息標準ISO 20022的推動推動了人們對XRP潛在作用的進一步猜測。漣漪符合ISO 20022的統一，將其作為集成到現代化支付系統中的候選人，與Swift的目標保持一致。

However, ISO 20022 is a global standard, and SWIFT never mentioned even a tangential blockchain connection when adopting it. Two firms deploy the same useful standard, but it doesn’t mean that they’re working towards each other.

但是，ISO 20022是全球標準，Swift在採用時甚至從未提及過切向區塊鏈連接。兩家公司部署相同的有用標準，但這並不意味著他們相互努力。

In short, the SWIFT and XRP Ledger partnership is still very much a speculative rumor. Such a partnership could be on the cards, but the current facts and available information are not sufficient evidence.

簡而言之，Swift和XRP Ledger合作夥伴關係仍然是一個投機性的謠言。這樣的合作夥伴關係可能是在卡片上，但是當前的事實和可用信息不足以證明。

If SWIFT were to adopt XRPL, it would be a real milestone for crypto’s integration with TradFi. Such an event could even open a new era for the crypto industry worldwide. However, that doesn’t mean it’s going to happen anytime soon.

如果Swift要採用XRPL，那將是加密與Tradfi集成的真正里程碑。這樣的活動甚至可以為全球加密貨幣行業開放一個新時代。但是，這並不意味著它將很快發生。