可用于违反多个金融法规的罚款2600万美元

金融行业监管局（FINRA）与受影响客户所需的375万美元的薪酬授权进行了惩罚。

Financial Industry Regulatory Authority (FINRA) imposed a $26 million fine and mandated $3.75 million compensation to affected customers on two units of ​​Robinhood Financial. Together with a new high-yield savings account offering, this news had a mixed impact on the company's stock.

金融业监管局（FINRA）处以2600万美元的罚款，并要求在两个Robinhood Financial单位的受影响客户的375万美元赔偿。加上新的高收益储蓄帐户产品，该消息对公司的股票产生了不同的影响。

The firm was penalized for multiple financial regulations violations, including internal system malfunctions that led to trading disruptions and customer losses.

该公司因违反多项财务法规的行为而受到处罚，包括导致交易中断和客户损失的内部系统故障。

Specifically, several issues were discovered by FINRA investigators. Firstly, a significant number of customer orders were converted by the firm into limit orders without it being disclosed to the users. As a result, the customers' prices deteriorated when they returned to place their orders through the system, necessitating compensation to the affected parties.

具体而言，FINRA调查人员发现了几个问题。首先，公司将大量客户订单转换为限制订单，而没有向用户披露。结果，当客户返回以通过系统下订单时，他们的价格恶化，需要向受影响的当事方赔偿。

Moreover, the firm had failed to establish an adequate system to prevent money laundering activities. It did not segregate or integrate the protocols for identifying market manipulation events, such as those arising from tourists using their HFS framework or instances of unauthorized funds transfers and account takeovers. Consequently, several thousands of unverified accounts were able to open due to the company's deficient customer verification system.

此外，该公司未能建立足够的系统来防止洗钱活动。它没有隔离或整合用于识别市场操纵事件的协议，例如使用其HFS框架或未经授权的资金转让和帐户接管的实例而引起的游客引起的事件。因此，由于公司不足的客户验证系统，数千个未经验证的帐户能够开放。

Furthermore, the trade clearing service, Robinhood Securities, was subject to a deep probe due to its role for Robinhood Financial. The firm consistently disregarded various indicators that signaled its systems were operating beyond their maximum capacity.

此外，由于其在Robinhood Fanancial的作用，贸易清算服务Robinhood Securities受到了深入的调查。该公司始终无视表明其系统运行的各种指标超出其最大容量。

The January 2021 increase in trading activity led to system delays that hindered Robinhood from adhering to its regulatory obligations. Additionally, the company's use of social media influencers was another major point of contention during the investigations.

2021年1月的交易活动增加导致系统延误阻碍了坚持其监管义务的延迟。此外，该公司对社交媒体影响者的使用是调查期间的另一个主要争论点。

The paid promotions ran by the company lacked proper oversight, allowing some promotional materials to contain misleading or excessive statements. Notably, the company's promotional efforts were found to be misrepresenting its customers through unrealistic claims.

公司运行的付费促销活动缺乏适当的监督，因此一些促销材料可以包含误导性或过度陈述。值得注意的是，该公司的促销工作被发现通过不切实际的主张歪曲了其客户。

Finally, the U.S. Securities and Exchange Commission (SEC) also imposed penalties on the company for violating securities laws, requiring it to pay an additional $45 million in fines.

最后，美国证券交易委员会（SEC）还对违反证券法的公司施加了罚款，要求其额外支付4500万美元的罚款。