RLUSD Stablecoin的兴起引发了关于XRP在Ripple生态系统中的未来作用的讨论

Ripple的Rlusd Stablecoin的兴起引发了XRP社区中的一波讨论，许多人猜测其对XRP在付款中的作用的潜在影响。

The rapid rise of Ripple’s (NYSE:PYPL) RLUSD stablecoin has ignited a wave of discussions within the XRP community. As the interest in and use of RLUSD surges, members of the community are contemplating the implications for XRP’s role in payment solutions.

Ripple（NYSE：PYPL）RLUSD Stablecoin的迅速崛起点燃了XRP社区中的一系列讨论。随着对RLUSD激报的兴趣和使用，社区成员正在考虑对XRP在付款解决方案中的作用的影响。

While XRP has long been recognized for its role as a bridge currency, facilitating seamless cross-border transactions, the increasing adoption of RLUSD in Ripple Payments has raised questions about whether XRP’s utility could be overshadowed by its newer stablecoin counterpart.

尽管XRP长期以来一直因其作为桥梁货币的作用而得到认可，从而促进了无缝的跨境交易，但RLUSD在Ripple付款中的采用越来越多，这引发了人们对XRP效用是否可能被其较新的Stablecoin对应物所掩盖的疑问。

As RLUSD rapidly gains ground, could it eventually replace XRP in Ripple’s payment solutions, especially considering the burgeoning demand for stablecoins in the cryptocurrency space?

随着RLUSD迅速获得的地面，它最终是否可以取代Ripple的支付解决方案中的XRP，特别是考虑到加密货币领域中对稳定股的需求不断增加？

Emerging From December Fiasco, Is RLUSD Gaining Momentum?

从12月的惨败开始，RLUSD是否会获得动力？

Earlier this December, crypto behemoth Ripple made a significant move by introducing its own stablecoin, named RLUSD, in a bid to expand its offerings within the payments industry.

今年12月早些时候，Crypto Behemoth Ripple通过引入自己的Stablecoin（RLUSD）采取了重大举动，以扩大其在付款行业中的产品。

This development came at a time when the cryptocurrency market was struck by a series of bankruptcies, rendering many institutions hesitant to invest in new assets.

这一发展是在加密货币市场被一系列破产袭击的时候，这使许多机构犹豫不决地投资新资产。

However, despite the challenging climate, Ripple's new stablecoin has encountered surprising success. Designed to maintain a 1:1 peg to the U.S. dollar, RLUSD is being fully integrated into Ripple Payments. This integration, which commenced in early April 2025, aims to further enhance Ripple’s payment offering by providing users with even lower latency transactions and decreased volatility.

然而，尽管气候充满挑战，但Ripple的新Stablecoin取得了令人惊讶的成功。 RLUSD旨在保持1：1钉至美元，正式整合到连锁付款中。这种集成于2025年4月上旬开始，旨在通过为用户提供较低的延迟交易和降低波动性来进一步增强Ripple的支付产品。

These factors are crucial for businesses that prioritize predictability and efficiency in their cross-border payments.

这些因素对于优先考虑其跨境支付的可预测性和效率的企业至关重要。

Now, as interest in RLUSD soars, it’s poised to become a major player in the world of stablecoins. Recent data from CoinGecko reveals that RLUSD has achieved a remarkable feat, rapidly increasing its market capitalization to $294 million.

现在，随着对RLUSD飙升的兴趣，它有望成为Stablecoins界的主要参与者。 Coingecko的最新数据表明，RLUSD取得了一项了不起的壮举，迅速将其市值增加到2.94亿美元。

This positions the stablecoin as the 12th largest on the global stage.

这将Stablecoin定位为全球舞台上的第十二大。

Could Stablecoin Outdo Its Bridge Currency Counterpart?

Stablecoin可以超越其桥梁货币对应吗？

In a surprising turn of events, the integration of RLUSD into Ripple Payments has sparked concerns among members of the XRP community.

令人惊讶的是，将RLUSD整合到波纹付款中引发了XRP社区成员的关注。

As more institutions opt for RLUSD in their payments, it begs the question: Could XRP lose its position as the preferred bridge currency in Ripple’s ecosystem?

随着越来越多的机构在其付款中选择RLUSD，它引出了一个问题：XRP是否会失去其作为Ripple生态系统中首选的桥梁货币的地位？

Unlike XRP, which is subject to price volatility that may influence transaction costs, RLUSD provides a constant, stable value. This attribute makes the stablecoin a more appealing choice for businesses and individuals who prioritize consistency in their transactions.

与可能影响交易成本的价格波动的XRP不同，RLUSD提供了恒定，稳定的价值。该属性使STABLECOIN成为优先考虑交易一致性的企业和个人的更具吸引力的选择。

Consequently, demand could shift from XRP to RLUSD, especially among those seeking stablecoin functionality without exposure to the fluctuations of crypto market prices.

因此，需求可能会从XRP转移到RLUSD，尤其是在寻求稳定功能的人中，而不会暴露于加密货币市场价格的波动。

However, many XRP proponents remain optimistic, highlighting the cryptocurrency’s unique strengths in the broader ecosystem.

但是，许多XRP支持者仍然乐观，突出了加密货币在更广泛的生态系统中的独特优势。

Known for its exceptional liquidity and scalability, XRP excels at transferring large sums of money quickly and with minimal fees—a property that is still unmatched in the realm of cross-border transactions.

XRP以其出色的流动性和可扩展性而闻名，擅长快速转移大量资金，并以最少的费用转移，这一财产仍然是跨境交易领域中无与伦比的。

The utility of XRP as a bridge asset—facilitating conversion between different fiat currencies—may still present significant advantages over stablecoins, especially in scenarios where swift conversions are necessary between various global currencies.

XRP作为桥梁资产的实用性 - 不同的法定货币之间的转换 - 可能仍然具有与Stablecoins相比，尤其是在各种全球货币之间需要快速转换的情况下。

Two Coins, Different Roles in the Broader Ecosystem

两个硬币在更广泛的生态系统中的不同角色

It’s possible that XRP and RLUSD could coexist within the Ripple ecosystem, catering to different purposes. While RLUSD may continue to be adopted for direct payments, fuelling its rapid growth, XRP could still be leveraged as a bridge asset for more dynamic, multi-currency transactions, particularly where liquidity is paramount.

XRP和RLUSD可能可以在波纹生态系统中共存，以适应不同的目的。尽管RLUSD可能继续用于直接付款，但推动其快速增长，但XRP仍然可以作为桥梁资产来进行更具动态的多币种交易，尤其是在流动性至关重要的情况下。

This possibility aligns with the broader changes unfolding in the cryptocurrency industry. As businesses and consumers actively seek more stable alternatives to volatile cryptocurrencies, the growth of stablecoins is unfolding rapidly.

这种可能性与加密货币行业的更大变化相吻合。随着企业和消费者积极寻求更稳定的替代方案，用于挥发性加密货币，Stablecoins的增长正在迅速发展。

In this landscape, Ripple’s RLUSD is positioning itself as a significant player, and its fast-growing market cap suggests that it has the potential to disrupt traditional financial systems by offering a stable alternative to both fiat and crypto assets.

在这种景观中，Ripple的RLUSD将自己定位为重要的参与者，其快速增长的市值表明，它有可能通过提供菲亚特和加密资产的稳定替代方案来破坏传统的金融系统。

Ultimately, the fate of both XRP and RLUSD in Ripple’s payment solutions will depend on how the cryptocurrency industry continues to evolve and the shifting needs of financial institutions operating within the Ripple ecosystem.

最终，Ripple支付解决方案中XRP和RLUSD的命运将取决于加密货币行业如何继续发展以及在波纹生态系统中运行的金融机构的转移需求。