RLUSD Stablecoin的興起引發了關於XRP在Ripple生態系統中的未來作用的討論

Ripple的Rlusd Stablecoin的興起引發了XRP社區中的一波討論，許多人猜測其對XRP在付款中的作用的潛在影響。

The rapid rise of Ripple’s (NYSE:PYPL) RLUSD stablecoin has ignited a wave of discussions within the XRP community. As the interest in and use of RLUSD surges, members of the community are contemplating the implications for XRP’s role in payment solutions.

Ripple（NYSE：PYPL）RLUSD Stablecoin的迅速崛起點燃了XRP社區中的一系列討論。隨著對RLUSD激報的興趣和使用，社區成員正在考慮對XRP在付款解決方案中的作用的影響。

While XRP has long been recognized for its role as a bridge currency, facilitating seamless cross-border transactions, the increasing adoption of RLUSD in Ripple Payments has raised questions about whether XRP’s utility could be overshadowed by its newer stablecoin counterpart.

儘管XRP長期以來一直因其作為橋樑貨幣的作用而得到認可，從而促進了無縫的跨境交易，但RLUSD在Ripple付款中的採用越來越多，這引發了人們對XRP效用是否可能被其較新的Stablecoin對應物所掩蓋的疑問。

As RLUSD rapidly gains ground, could it eventually replace XRP in Ripple’s payment solutions, especially considering the burgeoning demand for stablecoins in the cryptocurrency space?

隨著RLUSD迅速獲得的地面，它最終是否可以取代Ripple的支付解決方案中的XRP，特別是考慮到加密貨幣領域中對穩定股的需求不斷增加？

Emerging From December Fiasco, Is RLUSD Gaining Momentum?

從12月的慘敗開始，RLUSD是否會獲得動力？

Earlier this December, crypto behemoth Ripple made a significant move by introducing its own stablecoin, named RLUSD, in a bid to expand its offerings within the payments industry.

今年12月早些時候，Crypto Behemoth Ripple通過引入自己的Stablecoin（RLUSD）採取了重大舉動，以擴大其在付款行業中的產品。

This development came at a time when the cryptocurrency market was struck by a series of bankruptcies, rendering many institutions hesitant to invest in new assets.

這一發展是在加密貨幣市場被一系列破產襲擊的時候，這使許多機構猶豫不決地投資新資產。

However, despite the challenging climate, Ripple's new stablecoin has encountered surprising success. Designed to maintain a 1:1 peg to the U.S. dollar, RLUSD is being fully integrated into Ripple Payments. This integration, which commenced in early April 2025, aims to further enhance Ripple’s payment offering by providing users with even lower latency transactions and decreased volatility.

然而，儘管氣候充滿挑戰，但Ripple的新Stablecoin取得了令人驚訝的成功。 RLUSD旨在保持1：1釘至美元，正式整合到連鎖付款中。這種集成於2025年4月上旬開始，旨在通過為用戶提供較低的延遲交易和降低波動性來進一步增強Ripple的支付產品。

These factors are crucial for businesses that prioritize predictability and efficiency in their cross-border payments.

這些因素對於優先考慮其跨境支付的可預測性和效率的企業至關重要。

Now, as interest in RLUSD soars, it’s poised to become a major player in the world of stablecoins. Recent data from CoinGecko reveals that RLUSD has achieved a remarkable feat, rapidly increasing its market capitalization to $294 million.

現在，隨著對RLUSD飆升的興趣，它有望成為Stablecoins界的主要參與者。 Coingecko的最新數據表明，RLUSD取得了一項了不起的壯舉，迅速將其市值增加到2.94億美元。

This positions the stablecoin as the 12th largest on the global stage.

這將Stablecoin定位為全球舞台上的第十二大。

Could Stablecoin Outdo Its Bridge Currency Counterpart?

Stablecoin可以超越其橋樑貨幣對應嗎？

In a surprising turn of events, the integration of RLUSD into Ripple Payments has sparked concerns among members of the XRP community.

令人驚訝的是，將RLUSD整合到波紋付款中引發了XRP社區成員的關注。

As more institutions opt for RLUSD in their payments, it begs the question: Could XRP lose its position as the preferred bridge currency in Ripple’s ecosystem?

隨著越來越多的機構在其付款中選擇RLUSD，它引出了一個問題：XRP是否會失去其作為Ripple生態系統中首選的橋樑貨幣的地位？

Unlike XRP, which is subject to price volatility that may influence transaction costs, RLUSD provides a constant, stable value. This attribute makes the stablecoin a more appealing choice for businesses and individuals who prioritize consistency in their transactions.

與可能影響交易成本的價格波動的XRP不同，RLUSD提供了恆定，穩定的價值。該屬性使STABLECOIN成為優先考慮交易一致性的企業和個人的更具吸引力的選擇。

Consequently, demand could shift from XRP to RLUSD, especially among those seeking stablecoin functionality without exposure to the fluctuations of crypto market prices.

因此，需求可能會從XRP轉移到RLUSD，尤其是在尋求穩定功能的人中，而不會暴露於加密貨幣市場價格的波動。

However, many XRP proponents remain optimistic, highlighting the cryptocurrency’s unique strengths in the broader ecosystem.

但是，許多XRP支持者仍然樂觀，突出了加密貨幣在更廣泛的生態系統中的獨特優勢。

Known for its exceptional liquidity and scalability, XRP excels at transferring large sums of money quickly and with minimal fees—a property that is still unmatched in the realm of cross-border transactions.

XRP以其出色的流動性和可擴展性而聞名，擅長快速轉移大量資金，並以最少的費用轉移，這一財產仍然是跨境交易領域中無與倫比的。

The utility of XRP as a bridge asset—facilitating conversion between different fiat currencies—may still present significant advantages over stablecoins, especially in scenarios where swift conversions are necessary between various global currencies.

XRP作為橋樑資產的實用性 - 不同的法定貨幣之間的轉換 - 可能仍然具有與Stablecoins相比，尤其是在各種全球貨幣之間需要快速轉換的情況下。

Two Coins, Different Roles in the Broader Ecosystem

兩個硬幣在更廣泛的生態系統中的不同角色

It’s possible that XRP and RLUSD could coexist within the Ripple ecosystem, catering to different purposes. While RLUSD may continue to be adopted for direct payments, fuelling its rapid growth, XRP could still be leveraged as a bridge asset for more dynamic, multi-currency transactions, particularly where liquidity is paramount.

XRP和RLUSD可能可以在波紋生態系統中共存，以適應不同的目的。儘管RLUSD可能繼續用於直接付款，但推動其快速增長，但XRP仍然可以作為橋樑資產來進行更具動態的多幣種交易，尤其是在流動性至關重要的情況下。

This possibility aligns with the broader changes unfolding in the cryptocurrency industry. As businesses and consumers actively seek more stable alternatives to volatile cryptocurrencies, the growth of stablecoins is unfolding rapidly.

這種可能性與加密貨幣行業的更大變化相吻合。隨著企業和消費者積極尋求更穩定的替代方案，用於揮發性加密貨幣，Stablecoins的增長正在迅速發展。

In this landscape, Ripple’s RLUSD is positioning itself as a significant player, and its fast-growing market cap suggests that it has the potential to disrupt traditional financial systems by offering a stable alternative to both fiat and crypto assets.

在這種景觀中，Ripple的RLUSD將自己定位為重要的參與者，其快速增長的市值表明，它有可能通過提供菲亞特和加密資產的穩定替代方案來破壞傳統的金融系統。

Ultimately, the fate of both XRP and RLUSD in Ripple’s payment solutions will depend on how the cryptocurrency industry continues to evolve and the shifting needs of financial institutions operating within the Ripple ecosystem.

最終，Ripple支付解決方案中XRP和RLUSD的命運將取決於加密貨幣行業如何繼續發展以及在波紋生態系統中運行的金融機構的轉移需求。