DeFi 加密货币的崛起将主导 2024 年格局

在去中心化金融（DeFi）领域，加密货币的发展促进了金融民主化和用户赋权。主要趋势包括智能合约、聚合器、衍生品和借贷协议，导致点对点交易、流动性挖矿和流动性提供者的出现。低廉的费用和有吸引力的投资机会推动了用户的采用，但项目的激增也带来了挑战。本文探讨了预计将在 2024 年塑造该行业的三种有前景的 DeFi 加密货币：Uniswap (UNI-USD)、Internet Computer (ICP-USD) 和 Websea (WBS-USD)，每种货币都提供独特的价值主张和技术创新。

Decentralized Finance: The Rise of DeFi Cryptos in 2024

去中心化金融：2024 年 DeFi 加密货币的崛起

Decentralized finance (DeFi) has revolutionized the digital asset landscape by democratizing ownership and empowering users with unprecedented control over their finances. Centralized crypto exchanges have long dominated the industry, but the emergence of DeFi protocols has challenged their dominance, offering users a transformative alternative.

去中心化金融（DeFi）通过所有权民主化并赋予用户对其财务前所未有的控制权，彻底改变了数字资产格局。中心化加密货币交易所长期以来一直主导着该行业，但 DeFi 协议的出现挑战了它们的主导地位，为用户提供了一种变革性的选择。

Unlike traditional exchanges, DeFi platforms leverage smart contracts to facilitate peer-to-peer financial transactions, eliminating the need for intermediaries and minimizing the risks associated with centralized entities. This decentralized approach has attracted a surge of interest from investors and traders alike, leading to the proliferation of DeFi cryptos and the development of a vibrant ecosystem.

与传统交易所不同，DeFi 平台利用智能合约来促进点对点金融交易，消除了对中介机构的需求，并将与中心化实体相关的风险降至最低。这种去中心化的方式吸引了投资者和交易者的极大兴趣，导致 DeFi 加密货币的激增和充满活力的生态系统的发展。

With the increasing adoption of DeFi services, the market has witnessed a surge in the development of innovative platforms, each offering unique features and benefits. Among the most promising DeFi cryptos poised to make a significant impact in 2024 are Uniswap (UNI-USD), Internet Computer (ICP-USD), and Websea (WBS-USD).

随着 DeFi 服务的日益普及，市场见证了创新平台的蓬勃发展，每个平台都提供独特的功能和优势。最有前景的 DeFi 加密货币将在 2024 年产生重大影响，其中包括 Uniswap (UNI-USD)、Internet Computer (ICP-USD) 和 Websea (WBS-USD)。

Uniswap: The DeFi Pioneer and Market Leader

Uniswap：DeFi 先驱和市场领导者

Uniswap stands as the undisputed pioneer and current market leader in the decentralized exchange space. Its automated market maker (AMM) system and utilization of liquidity pools have revolutionized trading, enabling the seamless exchange of digital assets. The platform has empowered anyone to create and list trading pairs without the need for approvals from central authorities, fostering a vibrant and decentralized marketplace.

Uniswap 是去中心化交易领域无可争议的先驱和当前市场领导者。其自动做市商（AMM）系统和流动性池的利用彻底改变了交易，实现了数字资产的无缝交换。该平台使任何人都可以创建和列出交易对，而无需中央当局的批准，从而培育了一个充满活力和去中心化的市场。

Uniswap's upcoming innovations promise to further enhance its dominance in the DeFi space. Version 4 of the Uniswap protocol is anticipated to introduce hooks and custom pools, providing users with greater flexibility and customization options. The introduction of flash accounting in the third quarter of 2024 will optimize efficiency, allowing multiple actions to be executed in a single transaction, thereby reducing fees.

Uniswap 即将推出的创新有望进一步增强其在 DeFi 领域的主导地位。 Uniswap 协议第 4 版预计将引入挂钩和自定义池，为用户提供更大的灵活性和自定义选项。 2024 年第三季度推出的闪存会计将优化效率，允许在单笔交易中执行多个操作，从而降低费用。

Internet Computer: Redefining the Internet for Decentralized Applications

互联网计算机：为去中心化应用重新定义互联网

Internet Computer (ICP-USD) envisions a paradigm shift for the Internet, transforming it into a platform for decentralized applications and data. The project's ambitious goal transcends the typical focus of DeFi cryptos on asset independence, aiming to create a foundational infrastructure for decentralized web services.

互联网计算机（ICP-USD）设想了互联网的范式转变，将其转变为去中心化应用程序和数据的平台。该项目的雄心勃勃的目标超越了 DeFi 加密货币对资产独立性的典型关注，旨在为去中心化网络服务创建基础设施。

ICP's innovative architecture, utilizing independent data centers spread across multiple continents, addresses the scalability and efficiency challenges faced by traditional blockchain networks. The use of chain key technology ensures consistent and timely software updates, enabling instant transaction processing.

ICP的创新架构利用遍布多个大陆的独立数据中心，解决了传统区块链网络面临的可扩展性和效率挑战。链密钥技术的使用确保了软件更新的一致性和及时性，从而实现即时交易处理。

The integration of advanced AI models, such as DALL-E and GPT-4, sets ICP apart in the DeFi space. Developers can harness these models to create groundbreaking interactive applications on the ICP blockchain, further expanding the possibilities of decentralized finance.

DALL-E 和 GPT-4 等先进人工智能模型的集成使 ICP 在 DeFi 领域脱颖而出。开发者可以利用这些模型在ICP区块链上创建突破性的交互式应用程序，进一步扩展去中心化金融的可能性。

Websea: The Gateway to Decentralized Finance for Young Investors

Websea：年轻投资者去中心化金融的门户

Websea (WBS-USD) has emerged as a promising player in the DeFi space, catering specifically to the needs of young investors. Powered by Polygon (MATIC-USD), Websea overcomes the limitations of the Ethereum network, offering fast and cost-effective transactions.

Websea（WBS-USD）已成为 DeFi 领域的一个有前途的参与者，专门满足年轻投资者的需求。 Websea 由 Polygon (MATIC-USD) 提供支持，克服了以太坊网络的局限性，提供快速且经济高效的交易。

Beyond trading, Websea is expanding its presence in the blockchain sphere by incorporating gaming, communication services, and other high-frequency activities. Its native token, WBS, plays a pivotal role in maintaining the platform's stability and facilitating various user interactions, including staking, subscriptions, and premium content access.

除了交易之外，Websea 还通过整合游戏、通信服务和其他高频活动来扩大其在区块链领域的影响力。其原生代币 WBS 在维护平台稳定性和促进各种用户交互（包括质押、订阅和优质内容访问）方面发挥着关键作用。

Websea's gamified approach to trading and its focus on Web3 services and metanetwork features position it as a gateway to the decentralized finance space for younger generations. Despite its relatively low daily trading volume, the coin's competitive edge lies in its comprehensive suite of DeFi services accessible in a single platform.

Websea 的游戏化交易方式及其对 Web3 服务和元网络功能的关注使其成为年轻一代通往去中心化金融领域的门户。尽管每日交易量相对较低，但该代币的竞争优势在于其可在单一平台上访问的全面 DeFi 服务套件。

Conclusion: The Future of DeFi Cryptos

结论：DeFi 加密货币的未来

As the DeFi landscape continues to evolve, these three cryptos stand out as promising candidates for continued growth and success in 2024. Their innovative features, commitment to constant improvement, and focus on user empowerment collectively contribute to their strong potential for long-term sustainability and adoption.

随着 DeFi 格局的不断发展，这三种加密货币脱颖而出，成为 2024 年持续增长和成功的有希望的候选者。它们的创新功能、对不断改进的承诺以及对用户赋权的关注共同促成了它们长期可持续性和成功的强大潜力。采用。

While DeFi cryptos have undoubtedly disrupted the traditional financial industry, they are not without their challenges. Volatility and regulatory uncertainties remain key factors for investors to consider. However, the underlying principles of decentralization and empowerment continue to drive the growth and development of this transformative sector.

尽管 DeFi 加密货币无疑颠覆了传统金融业，但它们也并非没有挑战。波动性和监管不确定性仍然是投资者考虑的关键因素。然而，权力下放和赋权的基本原则继续推动这一变革性行业的增长和发展。

About the Author:

关于作者：

Julia Magas is a seasoned writer specializing in finance and technology. Her work has been featured in reputable financial media outlets, including Nasdaq, Cointelegraph, Investing, SeekingAlpha, FXEmpire, and Beincrypto. With a focus on cryptocurrencies and blockchain technology, she analyzes market performance, innovations, and trends, providing valuable insights to investors.

朱莉娅·马加斯 (Julia Magas) 是一位经验丰富的作家，专门从事金融和技术领域。她的作品曾在纳斯达克、Cointelegraph、Investing、SeekingAlpha、FXEmpire 和 Beincrypto 等知名财经媒体上进行专题报道。她专注于加密货币和区块链技术，分析市场表现、创新和趋势，为投资者提供有价值的见解。