DeFi 加密貨幣的崛起將主導 2024 年格局

在去中心化金融（DeFi）領域，加密貨幣的發展促進了金融民主化和用戶賦權。主要趨勢包括智慧合約、聚合器、衍生性商品和借貸協議，導致點對點交易、流動性挖礦和流動性提供者的出現。低廉的費用和有吸引力的投資機會推動了用戶的採用，但專案的激增也帶來了挑戰。本文探討了預計在2024 年塑造該行業的三種有前景的DeFi 加密貨幣：Uniswap (UNI-USD)、Internet Computer (ICP-USD) 和Websea (WBS-USD)，每種貨幣都提供獨特的價值主張和技術創新。

Decentralized Finance: The Rise of DeFi Cryptos in 2024

去中心化金融：2024 年 DeFi 加密貨幣的崛起

Decentralized finance (DeFi) has revolutionized the digital asset landscape by democratizing ownership and empowering users with unprecedented control over their finances. Centralized crypto exchanges have long dominated the industry, but the emergence of DeFi protocols has challenged their dominance, offering users a transformative alternative.

去中心化金融（DeFi）透過所有權民主化並賦予使用者對其財務前所未有的控制權，徹底改變了數位資產格局。中心化加密貨幣交易所長期以來一直主導著該行業，但 DeFi 協議的出現挑戰了它們的主導地位，為用戶提供了一種變革性的選擇。

Unlike traditional exchanges, DeFi platforms leverage smart contracts to facilitate peer-to-peer financial transactions, eliminating the need for intermediaries and minimizing the risks associated with centralized entities. This decentralized approach has attracted a surge of interest from investors and traders alike, leading to the proliferation of DeFi cryptos and the development of a vibrant ecosystem.

與傳統交易所不同，DeFi 平台利用智慧合約來促進點對點金融交易，消除了對中介機構的需求，並將與中心化實體相關的風險降至最低。這種去中心化的方式吸引了投資者和交易者的極大興趣，導致 DeFi 加密貨幣的激增和充滿活力的生態系統的發展。

With the increasing adoption of DeFi services, the market has witnessed a surge in the development of innovative platforms, each offering unique features and benefits. Among the most promising DeFi cryptos poised to make a significant impact in 2024 are Uniswap (UNI-USD), Internet Computer (ICP-USD), and Websea (WBS-USD).

隨著 DeFi 服務的日益普及，市場見證了創新平台的蓬勃發展，每個平台都提供獨特的功能和優勢。最有前景的 DeFi 加密貨幣將在 2024 年產生重大影響，其中包括 Uniswap (UNI-USD)、Internet Computer (ICP-USD) 和 Websea (WBS-USD)。

Uniswap: The DeFi Pioneer and Market Leader

Uniswap：DeFi 先驅和市場領導者

Uniswap stands as the undisputed pioneer and current market leader in the decentralized exchange space. Its automated market maker (AMM) system and utilization of liquidity pools have revolutionized trading, enabling the seamless exchange of digital assets. The platform has empowered anyone to create and list trading pairs without the need for approvals from central authorities, fostering a vibrant and decentralized marketplace.

Uniswap 是去中心化交易領域無可爭議的先驅和當前市場領導者。其自動做市商（AMM）系統和流動性池的利用徹底改變了交易，實現了數位資產的無縫交換。該平台使任何人都可以創建和列出交易對，而無需中央當局的批准，從而培養了一個充滿活力和去中心化的市場。

Uniswap's upcoming innovations promise to further enhance its dominance in the DeFi space. Version 4 of the Uniswap protocol is anticipated to introduce hooks and custom pools, providing users with greater flexibility and customization options. The introduction of flash accounting in the third quarter of 2024 will optimize efficiency, allowing multiple actions to be executed in a single transaction, thereby reducing fees.

Uniswap 即將推出的創新有望進一步增強其在 DeFi 領域的主導地位。 Uniswap 協定第 4 版預計將引入掛鉤和自訂池，為使用者提供更大的靈活性和自訂選項。 2024 年第三季推出的快閃記憶體會計將優化效率，允許在單筆交易中執行多個操作，從而降低費用。

Internet Computer: Redefining the Internet for Decentralized Applications

互聯網計算機：為去中心化應用重新定義互聯網

Internet Computer (ICP-USD) envisions a paradigm shift for the Internet, transforming it into a platform for decentralized applications and data. The project's ambitious goal transcends the typical focus of DeFi cryptos on asset independence, aiming to create a foundational infrastructure for decentralized web services.

互聯網計算機（ICP-USD）設想了互聯網的範式轉變，將其轉變為去中心化應用程式和數據的平台。該計畫的雄心勃勃的目標超越了 DeFi 加密貨幣對資產獨立性的典型關注，旨在為去中心化網路服務創建基礎設施。

ICP's innovative architecture, utilizing independent data centers spread across multiple continents, addresses the scalability and efficiency challenges faced by traditional blockchain networks. The use of chain key technology ensures consistent and timely software updates, enabling instant transaction processing.

ICP的創新架構利用遍佈多個大陸的獨立資料中心，解決了傳統區塊鏈網路面臨的可擴展性和效率挑戰。鏈密鑰技術的使用確保了軟體更新的一致性和及時性，從而實現即時交易處理。

The integration of advanced AI models, such as DALL-E and GPT-4, sets ICP apart in the DeFi space. Developers can harness these models to create groundbreaking interactive applications on the ICP blockchain, further expanding the possibilities of decentralized finance.

DALL-E 和 GPT-4 等先進人工智慧模型的整合使 ICP 在 DeFi 領域脫穎而出。開發者可以利用這些模型在ICP區塊鏈上創建突破性的互動式應用程序，進一步擴展去中心化金融的可能性。

Websea: The Gateway to Decentralized Finance for Young Investors

Websea：年輕投資者去中心化金融的門戶

Websea (WBS-USD) has emerged as a promising player in the DeFi space, catering specifically to the needs of young investors. Powered by Polygon (MATIC-USD), Websea overcomes the limitations of the Ethereum network, offering fast and cost-effective transactions.

Websea（WBS-USD）已成為 DeFi 領域的一個有前途的參與者，專門滿足年輕投資者的需求。 Websea 由 Polygon (MATIC-USD) 提供支持，克服了以太坊網路的局限性，提供快速且經濟高效的交易。

Beyond trading, Websea is expanding its presence in the blockchain sphere by incorporating gaming, communication services, and other high-frequency activities. Its native token, WBS, plays a pivotal role in maintaining the platform's stability and facilitating various user interactions, including staking, subscriptions, and premium content access.

除了交易之外，Websea 還透過整合遊戲、通訊服務和其他高頻活動來擴大其在區塊鏈領域的影響力。其原生代幣 WBS 在維護平台穩定性和促進各種用戶互動（包括質押、訂閱和優質內容存取）方面發揮關鍵作用。

Websea's gamified approach to trading and its focus on Web3 services and metanetwork features position it as a gateway to the decentralized finance space for younger generations. Despite its relatively low daily trading volume, the coin's competitive edge lies in its comprehensive suite of DeFi services accessible in a single platform.

Websea 的遊戲化交易方式及其對 Web3 服務和元網路功能的關注使其成為年輕一代通往去中心化金融領域的門戶。儘管每日交易量相對較低，但該代幣的競爭優勢在於其可在單一平台上存取的全面 DeFi 服務套件。

Conclusion: The Future of DeFi Cryptos

結論：DeFi 加密貨幣的未來

As the DeFi landscape continues to evolve, these three cryptos stand out as promising candidates for continued growth and success in 2024. Their innovative features, commitment to constant improvement, and focus on user empowerment collectively contribute to their strong potential for long-term sustainability and adoption.

隨著DeFi 格局的不斷發展，這三種加密貨幣脫穎而出，成為2024 年持續成長和成功的有希望的候選者。長期可持續性和成功的強大潛力。

While DeFi cryptos have undoubtedly disrupted the traditional financial industry, they are not without their challenges. Volatility and regulatory uncertainties remain key factors for investors to consider. However, the underlying principles of decentralization and empowerment continue to drive the growth and development of this transformative sector.

儘管 DeFi 加密貨幣無疑顛覆了傳統金融業，但它們並非沒有挑戰。波動性和監管不確定性仍然是投資者考慮的關鍵因素。然而，權力下放和賦權的基本原則繼續推動這個變革性產業的成長和發展。

About the Author:

關於作者：

Julia Magas is a seasoned writer specializing in finance and technology. Her work has been featured in reputable financial media outlets, including Nasdaq, Cointelegraph, Investing, SeekingAlpha, FXEmpire, and Beincrypto. With a focus on cryptocurrencies and blockchain technology, she analyzes market performance, innovations, and trends, providing valuable insights to investors.

朱莉婭·馬加斯 (Julia Magas) 是一位經驗豐富的作家，專門從事金融和科技領域。她的作品曾在納斯達克、Cointelegraph、Investing、SeekingAlpha、FXEmpire 和 Beincrypto 等知名財經媒體上進行專題報導。她專注於加密貨幣和區塊鏈技術，分析市場表現、創新和趨勢，為投資者提供有價值的見解。