特朗普的团队将其视为建立比特币储备的关键球员时，Ripple（XRP）抓住了休息

报道表明，唐纳德·特朗普总统的团队正在将XRP作为建造强大比特币（BTC）储备的关键参与者

President Donald Trump's administration is reportedly considering a proposal to build a powerhouse Bitcoin (BTC) reserve, with suggestions that XRP could play a key role in this endeavor.

据报道，唐纳德·特朗普总统的政府正在考虑建立强大比特币（BTC）储备金的提议，并提出XRP可以在这项工作中发挥关键作用的建议。

According to a report by SmartAsset, a five-page proposal submitted to the US Securities and Exchange Commission (SEC) suggests that XRP could be used to boost the US financial system.

根据SmartAsset的一份报告，提交给美国证券交易委员会（SEC）的五页提案表明，XRP可用于增强美国金融体系。

The plan, written by Maximilian Staudinger, claims that integrating XRP could unlock $1.5 trillion in liquidity, which could then be used to buy Bitcoin. However, this idea faces major regulatory hurdles, and it remains unclear if the government will take it seriously.

Maximilian Staudinger制定的计划声称，整合XRP可以解锁1.5万亿美元的流动性，然后可以用来购买比特币。但是，这个想法面临着主要的监管障碍，目前尚不清楚政府是否会认真对待。

How XRP Could Free Up Trapped Funds

XRP如何释放被困的资金

The proposal suggests that the US should consider using XRP to free up capital stuck in Nostro accounts. These accounts, used for cross-border transactions, are said to hold about $27 trillion globally, with around $5 trillion belonging to US banks.

该提案表明，美国应该考虑使用XRP释放陷入鼻账户中的资本。这些帐户用于跨境交易，据说全球约有27万亿美元，约有5万亿美元属于美国银行。

By using XRP, Staudinger believes that $1.5 trillion could be released and redirected toward Bitcoin purchases. He notes that this liquidity could be used to buy approximately 25 million Bitcoin at a price of $60,000 per coin.

通过使用XRP，Staudinger认为可以释放1.5万亿美元并将其重定向到比特币购买。他指出，这种流动性可用于以每枚硬币60,000美元的价格购买约2500万比特币。

However, this claim seems impossible given that Bitcoin's total supply is only 21 million. Additionally, the proposal suggests that using XRP could save the US up to $7.5 billion in transaction fees annually and make government payments, like Social Security and tax refunds, faster and cheaper.

但是，鉴于比特币的总供应仅为2100万，这一说法似乎是不可能的。此外，该提案表明，使用XRP可以每年节省美国最高75亿美元的交易费用，并进行政府付款，例如社会保障和退税，更快，更便宜。

A Structured Crypto Reserve System

结构化的加密储备系统

Staudinger proposes a structured crypto reserve system for the US, with Bitcoin forming the central asset due to its liquidity and price stability. He suggests that Solana and Cardano could be used for government applications, highlighting Solana's speed and low transaction costs and Cardano's programmability and smart contract capabilities.

Staudinger为美国提出了一个结构化的加密储备系统，由于其流动性和价格稳定性，比特币形成了中央资产。他建议Solana和Cardano可用于政府申请，强调Solana的速度和较低的交易成本以及Cardano的可编程性和智能合同能力。

However, he maintains that XRP is the most important asset for handling financial transactions due to its global reach and liquidity. He proposes that the US could begin integrating XRP within six months to realize its full potential.

但是，他坚持认为，由于其全球影响力和流动性，XRP是处理金融交易的最重要资产。他建议美国可以在六个月内开始整合XRP，以实现其全部潜力。

Regulatory Challenges and Timelines

监管挑战和时间表

Despite highlighting the benefits of XRP, Staudinger acknowledges the challenges posed by its unclear regulatory status. He urges the SEC to classify XRP as a payment asset instead of a security and calls on the Department of Justice to lift restrictions preventing banks from using XRP.

尽管强调了XRP的好处，但Staudinger承认其不清楚的监管状况所带来的挑战。他敦促SEC将XRP分类为付款资产，而不是担保，并呼吁司法部提高限制，以防止银行使用XRP。

To speed up the process, he suggests a presidential executive order to bypass regulatory delays. His plan includes two timelines: a standard 24-month rollout with standard regulatory approval, government payments, and bank adoption, or opting for a fast-track six-to-twelve month timeline using executive orders and Federal Reserve mandates for quick XRP integration.

为了加快这一过程，他建议总统行政命令绕过监管延误。他的计划包括两个时间表：标准的24个月推出，具有标准的监管机构批准，政府付款和银行采用，或者使用执行订单和联邦储备金的“快速XRP集成”选择快速进行六到二个月的时间表。

While ambitious, the fast-track approach could work given that Ripple has been building its global liquidity network for years and has existing relationships with major financial institutions.

虽然雄心勃勃，但鉴于Ripple多年来一直在建立其全球流动性网络并与主要金融机构建立关系，因此快速轨道的方法可以起作用。

Will This Proposal Go Anywhere?

这个建议会去任何地方吗？

While the idea sounds interesting, independent proposals like this usually don't gain much traction unless backed by major financial institutions or government officials. Without strong support, this remains a bold idea rather than a plan that the US is likely to adopt anytime soon.

尽管这个想法听起来很有趣，但除非由主要的金融机构或政府官员支持，否则这样的独立建议通常不会获得太多关注。没有强大的支持，这仍然是一个大胆的想法，而不是美国很快就会采用的计划。