特朗普的團隊將其視為建立比特幣儲備的關鍵球員時，Ripple（XRP）抓住了休息

報導表明，唐納德·特朗普總統的團隊正在將XRP作為建造強大比特幣（BTC）儲備的關鍵參與者

President Donald Trump's administration is reportedly considering a proposal to build a powerhouse Bitcoin (BTC) reserve, with suggestions that XRP could play a key role in this endeavor.

據報導，唐納德·特朗普總統的政府正在考慮建立強大比特幣（BTC）儲備金的提議，並提出XRP可以在這項工作中發揮關鍵作用的建議。

According to a report by SmartAsset, a five-page proposal submitted to the US Securities and Exchange Commission (SEC) suggests that XRP could be used to boost the US financial system.

根據SmartAsset的一份報告，提交給美國證券交易委員會（SEC）的五頁提案表明，XRP可用於增強美國金融體系。

The plan, written by Maximilian Staudinger, claims that integrating XRP could unlock $1.5 trillion in liquidity, which could then be used to buy Bitcoin. However, this idea faces major regulatory hurdles, and it remains unclear if the government will take it seriously.

Maximilian Staudinger制定的計劃聲稱，整合XRP可以解鎖1.5萬億美元的流動性，然後可以用來購買比特幣。但是，這個想法面臨著主要的監管障礙，目前尚不清楚政府是否會認真對待。

How XRP Could Free Up Trapped Funds

XRP如何釋放被困的資金

The proposal suggests that the US should consider using XRP to free up capital stuck in Nostro accounts. These accounts, used for cross-border transactions, are said to hold about $27 trillion globally, with around $5 trillion belonging to US banks.

該提案表明，美國應該考慮使用XRP釋放陷入鼻賬戶中的資本。這些帳戶用於跨境交易，據說全球約有27萬億美元，約有5萬億美元屬於美國銀行。

By using XRP, Staudinger believes that $1.5 trillion could be released and redirected toward Bitcoin purchases. He notes that this liquidity could be used to buy approximately 25 million Bitcoin at a price of $60,000 per coin.

通過使用XRP，Staudinger認為可以釋放1.5萬億美元並將其重定向到比特幣購買。他指出，這種流動性可用於以每枚硬幣60,000美元的價格購買約2500萬比特幣。

However, this claim seems impossible given that Bitcoin's total supply is only 21 million. Additionally, the proposal suggests that using XRP could save the US up to $7.5 billion in transaction fees annually and make government payments, like Social Security and tax refunds, faster and cheaper.

但是，鑑於比特幣的總供應僅為2100萬，這一說法似乎是不可能的。此外，該提案表明，使用XRP可以每年節省美國最高75億美元的交易費用，並進行政府付款，例如社會保障和退稅，更快，更便宜。

A Structured Crypto Reserve System

結構化的加密儲備系統

Staudinger proposes a structured crypto reserve system for the US, with Bitcoin forming the central asset due to its liquidity and price stability. He suggests that Solana and Cardano could be used for government applications, highlighting Solana's speed and low transaction costs and Cardano's programmability and smart contract capabilities.

Staudinger為美國提出了一個結構化的加密儲備系統，由於其流動性和價格穩定性，比特幣形成了中央資產。他建議Solana和Cardano可用於政府申請，強調Solana的速度和較低的交易成本以及Cardano的可編程性和智能合同能力。

However, he maintains that XRP is the most important asset for handling financial transactions due to its global reach and liquidity. He proposes that the US could begin integrating XRP within six months to realize its full potential.

但是，他堅持認為，由於其全球影響力和流動性，XRP是處理金融交易的最重要資產。他建議美國可以在六個月內開始整合XRP，以實現其全部潛力。

Regulatory Challenges and Timelines

監管挑戰和時間表

Despite highlighting the benefits of XRP, Staudinger acknowledges the challenges posed by its unclear regulatory status. He urges the SEC to classify XRP as a payment asset instead of a security and calls on the Department of Justice to lift restrictions preventing banks from using XRP.

儘管強調了XRP的好處，但Staudinger承認其不清楚的監管狀況所帶來的挑戰。他敦促SEC將XRP分類為付款資產，而不是擔保，並呼籲司法部提高限制，以防止銀行使用XRP。

To speed up the process, he suggests a presidential executive order to bypass regulatory delays. His plan includes two timelines: a standard 24-month rollout with standard regulatory approval, government payments, and bank adoption, or opting for a fast-track six-to-twelve month timeline using executive orders and Federal Reserve mandates for quick XRP integration.

為了加快這一過程，他建議總統行政命令繞過監管延誤。他的計劃包括兩個時間表：標準的24個月推出，具有標準的監管機構批准，政府付款和銀行採用，或者使用執行訂單和聯邦儲備金的“快速XRP集成”選擇快速進行六到二個月的時間表。

While ambitious, the fast-track approach could work given that Ripple has been building its global liquidity network for years and has existing relationships with major financial institutions.

雖然雄心勃勃，但鑑於Ripple多年來一直在建立其全球流動性網絡並與主要金融機構建立關係，因此快速軌道的方法可以起作用。

Will This Proposal Go Anywhere?

這個建議會去任何地方嗎？

While the idea sounds interesting, independent proposals like this usually don't gain much traction unless backed by major financial institutions or government officials. Without strong support, this remains a bold idea rather than a plan that the US is likely to adopt anytime soon.

儘管這個想法聽起來很有趣，但除非由主要的金融機構或政府官員支持，否則這樣的獨立建議通常不會獲得太多關注。沒有強大的支持，這仍然是一個大膽的想法，而不是美國很快就會採用的計劃。