Ripple (XRP)——不仅仅是另一个比特币衍生品

一个加密项目想要脱颖而出并吸引用户的注意力是极其困难的，不仅仅是因为比特币和以太坊似乎吸引了所有的关注

It’s no secret that Bitcoin and Ethereum capture most of the attention in the crypto world. But there are other digital currencies that have also made a name for themselves, and one of them is Ripple (XRP).

比特币和以太坊吸引了加密世界的大部分注意力，这已不是什么秘密。但还有其他一些数字货币也已声名鹊起，其中之一就是瑞波币（XRP）。

Unlike many other crypto projects that are essentially Bitcoin doppelgangers, Ripple has managed to distinguish itself in the market. Here are some of the key features that have contributed to Ripple’s enduring allure.

与许多其他本质上是比特币分身的加密项目不同，Ripple 成功地在市场上脱颖而出。以下是 Ripple 具有持久魅力的一些关键功能。

First, we have the Ripple Protocol Consensus Algorithm (RPCA), which forms the foundation of Ripple’s infrastructure. Ripple doesn’t utilize blockchain technology to enable transactions like Bitcoin or Ethereum, but it provides similar functionalities through this innovative consensus mechanism.

首先，我们有瑞波协议共识算法（RPCA），它构成了瑞波基础设施的基础。 Ripple 并不像比特币或以太坊那样利用区块链技术来实现交易，但它通过这种创新的共识机制提供了类似的功能。

RPCA is a federated Byzantine agreement (FBA) algorithm where trusted validator nodes, known as the Unique Node List (UNL), compare transactions on the network until they reach a consensus.

RPCA 是一种联邦拜占庭协议 (FBA) 算法，其中受信任的验证器节点（称为唯一节点列表 (UNL)）会比较网络上的交易，直到达成共识。

Therefore, Ripple’s RPCA differs widely from the Proof-of-Work method that Bitcoin and many other crypto projects employ, which means no mining is required. All the XRP coins (100 billion tokens in total) were pre-mined from the start and are gradually released into circulation to ensure a healthy supply and demand balance, making Ripple one of the most sustainable crypto ventures so far.

因此，Ripple 的 RPCA 与比特币和许多其他加密项目采用的工作量证明方法有很大不同，这意味着不需要挖矿。所有 XRP 币（总共 1000 亿代币）从一开始就被预先开采，并逐渐释放到流通中，以确保健康的供需平衡，使 Ripple 成为迄今为止最可持续的加密货币企业之一。

The swift validation process allows the Ripple network to settle transactions much faster, usually in about 3 to 5 seconds, and ensures a processing capacity of up to 1,500 transactions per second.

快速的验证过程使 Ripple 网络能够更快地结算交易，通常在 3 到 5 秒左右，并确保每秒高达 1,500 笔交易的处理能力。

By comparison, Bitcoin takes 10 minutes on average to confirm payments, although this value is greatly influenced by network activity and other factors. This gives Ripple a huge advantage over first-generation blockchain systems, which have gained a bad rep for their long processing times caused by recurrent network congestions.

相比之下，比特币平均需要 10 分钟才能确认付款，尽管该值很大程度上受到网络活动和其他因素的影响。与第一代区块链系统相比，瑞波币具有巨大的优势，第一代区块链系统因经常出现的网络拥塞而导致处理时间过长而名声不佳。

As a result, Ripple has become an appealing payment alternative that many banks and traditional financial institutions resort to in order to reduce costs when carrying out cross-border transactions.

因此，Ripple 已成为许多银行和传统金融机构在进行跨境交易时为了降低成本而采用的一种有吸引力的支付选择。

They can do that by either using XRP as an intermediary currency or by employing the platform’s messaging system.

他们可以通过使用 XRP 作为中介货币或使用平台的消息系统来做到这一点。

Ripple is also superior to many blockchain systems in terms of transaction fees, which are much lower on its platform.

Ripple 在交易费用方面也优于许多区块链系统，其平台上的交易费用要低得多。

The typical cost of a transaction on Ripple is 0.00001 XRP, whereas Bitcoin fees can sometimes rise to $25-50 per transaction.

Ripple 上交易的典型成本为 0.00001 XRP，而比特币费用有时可能会升至每笔交易 25-50 美元。

This means that financial companies and organizations can reduce their transfer-related expenses by up to 60% by utilizing RippleNet when conducting international payments.

这意味着金融公司和组织在进行国际支付时利用 RippleNet 可以减少高达 60% 的转账相关费用。

Ripple doesn’t disappoint when it comes to scalability, either. The network is not just incredibly fast and cheap to use, but it also has remarkable growth potential.

在可扩展性方面，Ripple 也不令人失望。该网络不仅速度快、使用成本低，而且还具有显着的增长潜力。

It is estimated that Ripple could expand its processing volume to 50,000 TPS by implementing adequate optimization solutions.

据估计，通过实施适当的优化方案，Ripple可以将其处理量扩展到50,000 TPS。

Ripple’s main advantage in this regard is that it can maintain a lean and efficient network by removing older transactions from its structure, so it can handle a higher transaction volume without compromising on performance.

Ripple 在这方面的主要优势在于，它可以通过从其结构中删除旧交易来维持一个精简而高效的网络，因此它可以在不影响性能的情况下处理更高的交易量。

Many tend to use Bitcoin as a point of reference and compare every crypto project to the original coin.

许多人倾向于使用比特币作为参考点，并将每个加密项目与原始硬币进行比较。

In Ripple’s case, the comparison reveals that Bitcoin served as a great model for its creation, but Ripple managed to carve a path of its own in the market by building a faster, cheaper, and more sustainable solution than Bitcoin and many of the other digital currencies available nowadays.

以 Ripple 为例，比较表明，比特币是其创造的一个伟大模型，但 Ripple 通过构建比比特币和许多其他数字货币更快、更便宜、更可持续的解决方案，成功地在市场上开辟了一条自己的道路。现在可以使用的货币。

With real-world applicability and a growing number of financial institutions’ increasing interest in the platform, Ripple has secured a safe spot in the crypto landscape for itself.

随着现实世界的适用性以及越来越多的金融机构对该平台越来越感兴趣，Ripple 已经在加密领域为自己赢得了一个安全的位置。