Ripple (XRP)－不僅僅是另一個比特幣衍生品

一個加密項目想要脫穎而出並吸引用戶的注意力是極其困難的，不僅僅是因為比特幣和以太坊似乎吸引了所有的關注

It’s no secret that Bitcoin and Ethereum capture most of the attention in the crypto world. But there are other digital currencies that have also made a name for themselves, and one of them is Ripple (XRP).

比特幣和以太坊吸引了加密世界的大部分注意力，這已不是什麼秘密。但還有其他一些數位貨幣也已聲名鵲起，其中之一就是瑞波幣（XRP）。

Unlike many other crypto projects that are essentially Bitcoin doppelgangers, Ripple has managed to distinguish itself in the market. Here are some of the key features that have contributed to Ripple’s enduring allure.

與許多其他本質上是比特幣分身的加密項目不同，Ripple 成功地在市場上脫穎而出。以下是 Ripple 具有持久魅力的一些關鍵功能。

First, we have the Ripple Protocol Consensus Algorithm (RPCA), which forms the foundation of Ripple’s infrastructure. Ripple doesn’t utilize blockchain technology to enable transactions like Bitcoin or Ethereum, but it provides similar functionalities through this innovative consensus mechanism.

首先，我們有瑞波協定共識演算法（RPCA），它構成了瑞波基礎設施的基礎。 Ripple 並不像比特幣或以太坊那樣利用區塊鏈技術來實現交易，但它透過這種創新的共識機制提供了類似的功能。

RPCA is a federated Byzantine agreement (FBA) algorithm where trusted validator nodes, known as the Unique Node List (UNL), compare transactions on the network until they reach a consensus.

RPCA 是一種聯邦拜占庭協定 (FBA) 演算法，其中受信任的驗證器節點（稱為唯一節點清單 (UNL)）會比較網路上的交易，直到達成共識。

Therefore, Ripple’s RPCA differs widely from the Proof-of-Work method that Bitcoin and many other crypto projects employ, which means no mining is required. All the XRP coins (100 billion tokens in total) were pre-mined from the start and are gradually released into circulation to ensure a healthy supply and demand balance, making Ripple one of the most sustainable crypto ventures so far.

因此，Ripple 的 RPCA 與比特幣和許多其他加密項目採用的工作量證明方法有很大不同，這意味著不需要挖礦。所有 XRP 幣（總共 1000 億代幣）從一開始就被預先開採，並逐漸釋放到流通中，以確保健康的供需平衡，使 Ripple 成為迄今為止最可持續的加密貨幣企業之一。

The swift validation process allows the Ripple network to settle transactions much faster, usually in about 3 to 5 seconds, and ensures a processing capacity of up to 1,500 transactions per second.

快速的驗證過程使 Ripple 網路能夠更快地結算交易，通常在 3 到 5 秒左右，並確保每秒高達 1,500 筆交易的處理能力。

By comparison, Bitcoin takes 10 minutes on average to confirm payments, although this value is greatly influenced by network activity and other factors. This gives Ripple a huge advantage over first-generation blockchain systems, which have gained a bad rep for their long processing times caused by recurrent network congestions.

相比之下，比特幣平均需要 10 分鐘才能確認付款，儘管該數值很大程度上受到網路活動和其他因素的影響。與第一代區塊鏈系統相比，瑞波幣具有巨大的優勢，第一代區塊鏈系統因經常出現的網路擁塞而導致處理時間過長而名聲不佳。

As a result, Ripple has become an appealing payment alternative that many banks and traditional financial institutions resort to in order to reduce costs when carrying out cross-border transactions.

因此，Ripple 已成為許多銀行和傳統金融機構在進行跨境交易時為了降低成本而採用的一種有吸引力的支付選擇。

They can do that by either using XRP as an intermediary currency or by employing the platform’s messaging system.

他們可以透過使用 XRP 作為中介貨幣或使用平台的訊息系統來做到這一點。

Ripple is also superior to many blockchain systems in terms of transaction fees, which are much lower on its platform.

Ripple 在交易費用方面也優於許多區塊鏈系統，其平台上的交易費用要低得多。

The typical cost of a transaction on Ripple is 0.00001 XRP, whereas Bitcoin fees can sometimes rise to $25-50 per transaction.

Ripple 上交易的典型成本為 0.00001 XRP，而比特幣費用有時可能會升至每筆交易 25-50 美元。

This means that financial companies and organizations can reduce their transfer-related expenses by up to 60% by utilizing RippleNet when conducting international payments.

這意味著金融公司和組織在進行國際支付時利用 RippleNet 可以減少高達 60% 的轉帳相關費用。

Ripple doesn’t disappoint when it comes to scalability, either. The network is not just incredibly fast and cheap to use, but it also has remarkable growth potential.

在可擴展性方面，Ripple 也不令人失望。這個網路不僅速度快、使用成本低，而且還具有顯著的成長潛力。

It is estimated that Ripple could expand its processing volume to 50,000 TPS by implementing adequate optimization solutions.

據估計，透過實施適當的最佳化方案，Ripple可以將其處理量擴展到50,000 TPS。

Ripple’s main advantage in this regard is that it can maintain a lean and efficient network by removing older transactions from its structure, so it can handle a higher transaction volume without compromising on performance.

Ripple 在這方面的主要優勢在於，它可以透過從其結構中刪除舊交易來維持一個精簡而高效的網絡，因此它可以在不影響效能的情況下處理更高的交易量。

Many tend to use Bitcoin as a point of reference and compare every crypto project to the original coin.

許多人傾向於使用比特幣作為參考點，並將每個加密項目與原始硬幣進行比較。

In Ripple’s case, the comparison reveals that Bitcoin served as a great model for its creation, but Ripple managed to carve a path of its own in the market by building a faster, cheaper, and more sustainable solution than Bitcoin and many of the other digital currencies available nowadays.

以Ripple 為例，比較表明，比特幣是其創造的一個偉大模型，但Ripple 透過建立比比特幣和許多其他數位貨幣更快、更便宜、更永續的解決方案，成功地在市場上開闢了一條自己的道路。

With real-world applicability and a growing number of financial institutions’ increasing interest in the platform, Ripple has secured a safe spot in the crypto landscape for itself.

隨著現實世界的適用性以及越來越多的金融機構對該平台越來越感興趣，Ripple 已經在加密領域為自己贏得了一個安全的位置。