Ripple (XRP) 宣布推出期待已久的 RLUSD 稳定币

2024 年 12 月 10 日发布的公告确认，稳定币预计将很快在交易所和合作伙伴平台上上市。

Ripple Labs has obtained final approval from the New York State Department of Financial Services (NYDFS) for its application to issue the RLUSD stablecoin.

Ripple Labs 发行 RLUSD 稳定币的申请已获得纽约州金融服务部 (NYDFS) 的最终批准。

The announcement, made on 10 December 2024, confirms that listings for the stablecoin on exchanges and partner platforms are expected to go live shortly.

该公告于 2024 年 12 月 10 日发布，确认稳定币预计将很快在交易所和合作伙伴平台上上市。

RLUSD is pegged to the US dollar at a 1:1 ratio and will be backed by a combination of US dollar deposits, short-term Treasury bonds, and other cash equivalents.

RLUSD 以 1:1 的比例与美元挂钩，并由美元存款、短期国债和其他现金等价物组合提供支持。

Ripple initially announced RLUSD as a competitor to major stablecoins such as Tether’s USDT and Circle’s USDC.

Ripple 最初宣布 RLUSD 作为 Tether 的 USDT 和 Circle 的 USDC 等主要稳定币的竞争对手。

Testing for the token began in August on the XRP Ledger and Ethereum mainnets following an announcement in April.

继 4 月份发布公告后，该代币的测试于 8 月份开始在 XRP Ledger 和以太坊主网上进行。

By October, Ripple had secured partnerships with several exchanges, including Uphold, Bitstamp, and Bitso, as well as liquidity providers like B2C2 and Keyrock, to support the stablecoin’s rollout.

到 10 月，Ripple 已与多家交易所（包括 Uphold、Bitstamp 和 Bitso）以及 B2C2 和 Keyrock 等流动性提供商建立了合作伙伴关系，以支持稳定币的推出。

The NYDFS approval process experienced some delays, with Ripple initially anticipating a decision by 4 December 2024.

NYDFS 的审批流程出现了一些延误，Ripple 最初预计会在 2024 年 12 月 4 日之前做出决定。

Despite this, Ripple’s CEO emphasised the company’s commitment to New York’s strict cryptocurrency regulatory framework, which requires firms to obtain either a BitLicense or a limited-purpose trust company charter to operate in the state.

尽管如此，Ripple 首席执行官强调该公司致力于纽约严格的加密货币监管框架，该框架要求公司获得 BitLicense 或有限目的信托公司执照才能在该州运营。

At the time of writing, the stablecoin market is valued at USD 192.8 billion, with Tether accounting for USD 141 billion of that total.

截至撰写本文时，稳定币市场估值为 1,928 亿美元，其中 Tether 占 1,410 亿美元。

Other competitors, such as PayPal’s PYUSD and Ethena’s USDe, are employing growth strategies like incentive programs.

其他竞争对手，例如 PayPal 的 PYUSD 和 Ethena 的 USDe，正在采用激励计划等增长策略。

Ethena’s USDe has gained traction with a market cap of USD 5.6 billion, supported by a 27% annual percentage yield.

Ethena 的 USDe 在 27% 的年收益率的支撑下，市值达到 56 亿美元，备受关注。

Ripple’s announcement comes in the context of wider company activity.

Ripple 的声明是在更广泛的公司活动背景下发布的。

Company officials recently appeared on a national television program to discuss the impact of cryptocurrency on the US elections.

公司官员最近出现在一个国家电视节目中，讨论加密货币对美国选举的影响。

Additionally, the company continues its legal battle with the US Securities and Exchange Commission (SEC) over the classification of XRP token offerings.

此外，该公司继续就 XRP 代币产品的分类问题与美国证券交易委员会 (SEC) 进行法律斗争。