Ripple (XRP) 宣布推出期待已久的 RLUSD 穩定幣

2024 年 12 月 10 日發布的公告確認，穩定幣預計很快就會在交易所和合作夥伴平台上上市。

Ripple Labs has obtained final approval from the New York State Department of Financial Services (NYDFS) for its application to issue the RLUSD stablecoin.

Ripple Labs 發行 RLUSD 穩定幣的申請已獲得紐約州金融服務部 (NYDFS) 的最終批准。

The announcement, made on 10 December 2024, confirms that listings for the stablecoin on exchanges and partner platforms are expected to go live shortly.

該公告於 2024 年 12 月 10 日發布，確認穩定幣預計很快就會在交易所和合作夥伴平台上上市。

RLUSD is pegged to the US dollar at a 1:1 ratio and will be backed by a combination of US dollar deposits, short-term Treasury bonds, and other cash equivalents.

RLUSD 以 1:1 的比例與美元掛鉤，並由美元存款、短期國債和其他現金等價物組合提供支持。

Ripple initially announced RLUSD as a competitor to major stablecoins such as Tether’s USDT and Circle’s USDC.

Ripple 最初宣布 RLUSD 作為 Tether 的 USDT 和 Circle 的 USDC 等主要穩定幣的競爭對手。

Testing for the token began in August on the XRP Ledger and Ethereum mainnets following an announcement in April.

繼 4 月發佈公告後，該代幣的測試於 8 月開始在 XRP Ledger 和以太坊主網上進行。

By October, Ripple had secured partnerships with several exchanges, including Uphold, Bitstamp, and Bitso, as well as liquidity providers like B2C2 and Keyrock, to support the stablecoin’s rollout.

到 10 月，Ripple 已與多家交易所（包括 Uphold、Bitstamp 和 Bitso）以及 B2C2 和 Keyrock 等流動性提供者建立了合作夥伴關係，以支持穩定幣的推出。

The NYDFS approval process experienced some delays, with Ripple initially anticipating a decision by 4 December 2024.

NYDFS 的審批流程出現了一些延誤，Ripple 最初預計會在 2024 年 12 月 4 日之前做出決定。

Despite this, Ripple’s CEO emphasised the company’s commitment to New York’s strict cryptocurrency regulatory framework, which requires firms to obtain either a BitLicense or a limited-purpose trust company charter to operate in the state.

儘管如此，Ripple 執行長強調該公司致力於紐約嚴格的加密貨幣監管框架，該框架要求該公司獲得 BitLicense 或有限目的信託公司執照才能在該州運作。

At the time of writing, the stablecoin market is valued at USD 192.8 billion, with Tether accounting for USD 141 billion of that total.

截至本文撰寫時，穩定幣市場估值為 1,928 億美元，其中 Tether 佔 1,410 億美元。

Other competitors, such as PayPal’s PYUSD and Ethena’s USDe, are employing growth strategies like incentive programs.

其他競爭對手，例如 PayPal 的 PYUSD 和 Ethena 的 USDe，正在採用激勵計劃等成長策略。

Ethena’s USDe has gained traction with a market cap of USD 5.6 billion, supported by a 27% annual percentage yield.

Ethena 的 USDe 在 27% 的年收益率的支撐下，市值達到 56 億美元，備受關注。

Ripple’s announcement comes in the context of wider company activity.

Ripple 的聲明是在更廣泛的公司活動背景下發布的。

Company officials recently appeared on a national television program to discuss the impact of cryptocurrency on the US elections.

公司官員最近出現在一個國家電視節目中，討論加密貨幣對美國選舉的影響。

Additionally, the company continues its legal battle with the US Securities and Exchange Commission (SEC) over the classification of XRP token offerings.

此外，該公司繼續就 XRP 代幣產品的分類問題與美國證券交易委員會 (SEC) 進行法律鬥爭。