Ripple 推出 RLUSD 稳定币来补充 XRP，瞄准不断增长的市场需求

Ripple 刚刚达到了一个重要的里程碑，其总裁 Monica Long 确认该公司的新稳定币 RLUSD 已准备好使用。

Cryptocurrency company Ripple has announced that its new stablecoin, RLUSD, is now ready to be used by people in the crypto world. This stablecoin will work alongside Ripple’s main token, XRP, to offer a steadier and more reliable option.

加密货币公司 Ripple 宣布其新的稳定币 RLUSD 现已可供加密世界的人们使用。这种稳定币将与 Ripple 的主要代币 XRP 一起工作，提供更稳定、更可靠的选择。

Ripple President Monica Long shared this news during her appearance on The Scoop, where she discussed how RLUSD will enhance Ripple’s payment solutions. This stablecoin provides an easy way to trade tokenized U.S. dollars on the blockchain, helping users navigate the crypto market’s unpredictable volatility.

Ripple 总裁 Monica Long 在 The Scoop 上分享了这一消息，她在会上讨论了 RLUSD 将如何增强 Ripple 的支付解决方案。这种稳定币提供了一种在区块链上交易代币化美元的简单方法，帮助用户应对加密货币市场不可预测的波动性。

Ripple Taps Growing Stablecoin Demand Globally

Ripple 利用全球不断增长的稳定币需求

Ripple's focus on stablecoins aligns with a broader shift in the crypto market. As Long mentioned, countries in Latin America are showing a growing interest in stablecoins pegged to the dollar. Europe and Asia are also seen as promising regions for growth. Ripple plans to offer stablecoins not only in U.S. dollars but also in other currencies like the euro and Singapore dollar.

Ripple 对稳定币的关注与加密市场的更广泛转变是一致的。正如朗所提到的，拉丁美洲国家对与美元挂钩的稳定币表现出越来越大的兴趣。欧洲和亚洲也被视为有前景的增长地区。 Ripple 计划不仅提供美元稳定币，还计划提供欧元和新加坡元等其他货币的稳定币。

“Back from a fantastic week at Singapore FinTech Festival, on and off stage, everyone was talking about stablecoins,” shared Long in a recent tweet. She also pointed out the increasing demand for reliable USD-backed stablecoins, which is driving Ripple's entry into this market.

“在新加坡金融科技节度过了美妙的一周后，台上台下，每个人都在谈论稳定币，”Long 在最近的一条推文中分享道。她还指出，对可靠的美元支持的稳定币的需求不断增长，这正在推动 Ripple 进入这个市场。

In addition to meeting market demand, Ripple also aims to attract developers who can create decentralized applications on the XRP Ledger. By offering RLUSD on the XRP Ledger, Ripple is opening up new possibilities for the decentralized finance (DeFi) sector, providing a solid foundation for developers to innovate and grow.

除了满足市场需求之外，Ripple还旨在吸引能够在XRP Ledger上创建去中心化应用程序的开发人员。通过在 XRP Ledger 上提供 RLUSD，Ripple 为去中心化金融 (DeFi) 领域开辟了新的可能性，为开发人员的创新和发展提供了坚实的基础。

Ripple has already processed over $70 billion in transactions using blockchain technology, showcasing the rising demand for its services. While XRP is designed for fast, high-volume transactions, RLUSD will cater to users who prioritize stability, particularly in markets that value clear regulations and financial security.

Ripple 已使用区块链技术处理了超过 700 亿美元的交易，这表明对其服务的需求不断增长。虽然 XRP 是为快速、大容量交易而设计的，但 RLUSD 将迎合优先考虑稳定性的用户，特别是在重视明确监管和财务安全的市场中。

Ripple's RLUSD Regulatory Journey

Ripple 的 RLUSD 监管之旅

Launching a stablecoin presents a significant challenge: adhering to the rules set by regulators. Ripple is taking a cautious approach with RLUSD, ensuring it meets all the necessary requirements before going live. The company has already begun addressing concerns, such as obtaining a license from New York’s Department of Financial Services (NYDFS) through its acquisition of Standard Custody.

推出稳定币面临着一项重大挑战：遵守监管机构制定的规则。 Ripple 对 RLUSD 采取谨慎态度，确保其在上线前满足所有必要的要求。该公司已经开始解决问题，例如通过收购 Standard Custody 获得纽约金融服务部 (NYDFS) 的许可。

RLUSD will be fully backed by reserves, including short-term U.S. Treasury bonds, dollar deposits, and cash equivalents. Ripple has committed to monthly attestations of its reserves, which will be verified by BPM, a San Francisco-based accounting firm. This transparency is essential for gaining the trust of both regulators and users.

RLUSD 将完全由储备支持，包括短期美国国债、美元存款和现金等价物。 Ripple 承诺每月对其储备进行证明，并将由总部位于旧金山的会计师事务所 BPM 进行验证。这种透明度对于获得监管机构和用户的信任至关重要。

Ripple's RLUSD will be fully backed by reserves, such as short-term U.S. Treasury bonds, dollar deposits, and cash-like assets. Ripple has promised to confirm the status of its reserves each month. An accounting firm from San Francisco, BPM, will verify these reports.

Ripple 的 RLUSD 将完全由储备支持，例如短期美国国债、美元存款和现金类资产。 Ripple 承诺每月确认其储备状况。旧金山的一家会计师事务所 BPM 将验证这些报告。

In a recent interview on CNBC's Street Signs Asia, Long expressed optimism about the future of stablecoins, highlighting their potential, especially for payments and cross-border transfers. She anticipates the growth of the stablecoin market with more coins pegged to different fiat currencies.

在最近接受 CNBC 亚洲街头标志采访时，Long 对稳定币的未来表示乐观，强调了其潜力，特别是在支付和跨境转账方面。她预计稳定币市场将会增长，更多的稳定币将与不同的法定货币挂钩。