Ripple 推出 RLUSD 穩定幣來補充 XRP，瞄準不斷增長的市場需求

Ripple 剛剛達到了一個重要的里程碑，其總裁 Monica Long 證實該公司的新穩定幣 RLUSD 已準備好使用。

Cryptocurrency company Ripple has announced that its new stablecoin, RLUSD, is now ready to be used by people in the crypto world. This stablecoin will work alongside Ripple’s main token, XRP, to offer a steadier and more reliable option.

加密貨幣公司 Ripple 宣布其新的穩定幣 RLUSD 現已可供加密世界的人們使用。這種穩定幣將與 Ripple 的主要代幣 XRP 一起工作，提供更穩定、更可靠的選擇。

Ripple President Monica Long shared this news during her appearance on The Scoop, where she discussed how RLUSD will enhance Ripple’s payment solutions. This stablecoin provides an easy way to trade tokenized U.S. dollars on the blockchain, helping users navigate the crypto market’s unpredictable volatility.

Ripple 總裁 Monica Long 在 The Scoop 上分享了這一消息，她在會議上討論了 RLUSD 將如何增強 Ripple 的支付解決方案。這種穩定幣提供了一種在區塊鏈上交易代幣化美元的簡單方法，幫助用戶應對加密貨幣市場不可預測的波動性。

Ripple Taps Growing Stablecoin Demand Globally

Ripple 利用全球不斷增長的穩定幣需求

Ripple's focus on stablecoins aligns with a broader shift in the crypto market. As Long mentioned, countries in Latin America are showing a growing interest in stablecoins pegged to the dollar. Europe and Asia are also seen as promising regions for growth. Ripple plans to offer stablecoins not only in U.S. dollars but also in other currencies like the euro and Singapore dollar.

Ripple 對穩定幣的關注與加密市場的更廣泛轉變是一致的。正如朗所提到的，拉丁美洲國家對與美元掛鉤的穩定幣表現出越來越大的興趣。歐洲和亞洲也被視為有前景的成長地區。 Ripple 計劃不僅提供美元穩定幣，還計劃提供歐元和新加坡元等其他貨幣的穩定幣。

“Back from a fantastic week at Singapore FinTech Festival, on and off stage, everyone was talking about stablecoins,” shared Long in a recent tweet. She also pointed out the increasing demand for reliable USD-backed stablecoins, which is driving Ripple's entry into this market.

「在新加坡金融科技節度過了美妙的一周後，台上台下，每個人都在談論穩定幣，」Long 在最近的一條推文中分享道。她還指出，對可靠的美元支持的穩定幣的需求不斷增長，這正在推動 Ripple 進入這個市場。

In addition to meeting market demand, Ripple also aims to attract developers who can create decentralized applications on the XRP Ledger. By offering RLUSD on the XRP Ledger, Ripple is opening up new possibilities for the decentralized finance (DeFi) sector, providing a solid foundation for developers to innovate and grow.

除了滿足市場需求之外，Ripple還旨在吸引能夠在XRP Ledger上創建去中心化應用程式的開發人員。透過在 XRP Ledger 上提供 RLUSD，Ripple 為去中心化金融 (DeFi) 領域開闢了新的可能性，為開發人員的創新和發展提供了堅實的基礎。

Ripple has already processed over $70 billion in transactions using blockchain technology, showcasing the rising demand for its services. While XRP is designed for fast, high-volume transactions, RLUSD will cater to users who prioritize stability, particularly in markets that value clear regulations and financial security.

Ripple 已使用區塊鏈技術處理了超過 700 億美元的交易，這表明對其服務的需求不斷增長。雖然 XRP 是為快速、大容量交易而設計的，但 RLUSD 將迎合優先考慮穩定性的用戶，特別是在重視明確監管和財務安全的市場中。

Ripple's RLUSD Regulatory Journey

Ripple 的 RLUSD 監管之旅

Launching a stablecoin presents a significant challenge: adhering to the rules set by regulators. Ripple is taking a cautious approach with RLUSD, ensuring it meets all the necessary requirements before going live. The company has already begun addressing concerns, such as obtaining a license from New York’s Department of Financial Services (NYDFS) through its acquisition of Standard Custody.

推出穩定幣面臨一項重大挑戰：遵守監管機構制定的規則。 Ripple 對 RLUSD 採取謹慎態度，確保其在上線前滿足所有必要的要求。該公司已經開始解決問題，例如透過收購 Standard Custody 獲得紐約金融服務部 (NYDFS) 的許可。

RLUSD will be fully backed by reserves, including short-term U.S. Treasury bonds, dollar deposits, and cash equivalents. Ripple has committed to monthly attestations of its reserves, which will be verified by BPM, a San Francisco-based accounting firm. This transparency is essential for gaining the trust of both regulators and users.

RLUSD 將完全由儲備支持，包括短期美國國債、美元存款和現金等價物。 Ripple 承諾每月對其儲備進行證明，並將由總部位於舊金山的會計師事務所 BPM 進行驗證。這種透明度對於獲得監管機構和使用者的信任至關重要。

Ripple's RLUSD will be fully backed by reserves, such as short-term U.S. Treasury bonds, dollar deposits, and cash-like assets. Ripple has promised to confirm the status of its reserves each month. An accounting firm from San Francisco, BPM, will verify these reports.

Ripple 的 RLUSD 將完全由儲備支持，例如短期美國國債、美元存款和現金類資產。 Ripple 承諾每月確認其儲備狀況。舊金山的一家會計師事務所 BPM 將驗證這些報告。

In a recent interview on CNBC's Street Signs Asia, Long expressed optimism about the future of stablecoins, highlighting their potential, especially for payments and cross-border transfers. She anticipates the growth of the stablecoin market with more coins pegged to different fiat currencies.

在最近接受 CNBC 的 Street Signs Asia 採訪時，Long 對穩定幣的未來表示樂觀，強調了其潛力，特別是在支付和跨境轉帳方面。她預計穩定幣市場將會成長，更多的穩定幣將與不同的法定貨幣掛鉤。