Ripple 的 RLUSD 稳定币势头强劲，围绕 Hedera 潜在合作的猜测

Shawn 在 X 上的一篇帖子中写道，“随着 Ripple 和 Hedera 致力于制定全球结算标准的报道，有关 XRP #RLUSD 稳定币扩展到 HBAR 的传言越来越多。”

World Economic Forum member Shawn has sparked discussions on X regarding a potential collaboration between Ripple and Hedera for the expansion of the RLUSD stablecoin.

世界经济论坛成员 Shawn 在 X 上引发了有关 Ripple 和 Hedera 之间潜在合作以扩展 RLUSD 稳定币的讨论。

In a post on X, Shawn wrote, “Increasing rumours about XRP #RLUSD stablecoin being expanded to HBAR amid reports of Ripple and Hedera working on a global settlement standard.”

Shawn 在 X 上的一篇帖子中写道，“随着 Ripple 和 Hedera 致力于制定全球结算标准的报道，有关 XRP #RLUSD 稳定币扩展到 HBAR 的传言越来越多。”

However, nothing has been confirmed officially by either of these firms. Nonetheless, the rumors continue to circulate with some netizens even speculating around Goldman Sachs’ involvement in the Ripple-Hedera partnership.

然而，这两家公司均未正式证实任何消息。尽管如此，谣言仍在流传，一些网友甚至猜测高盛参与 Ripple 与 Hedera 的合作关系。

🚨BREAKING: Increasing rumours about $XRP #RLUSD stablecoin being expanded to $HBAR amid reports of Ripple and Hedera working on a global settlement standard pic.twitter.com/K6yZpmGH6n

🚨突发：随着 Ripple 和 Hedera 致力于制定全球结算标准的报道，有关 $XRP #RLUSD 稳定币扩展到 $HBAR 的传言越来越多 pic.twitter.com/K6yZpmGH6n

— Shawn (@oroogle) November 29, 2024

— 肖恩 (@oroogle) 2024 年 11 月 29 日

Moreover, sources familiar with the developments have suggested that Ripple is nearing regulatory approval for RLUSD from New York’s Department of Financial Services (NYDFS). According to these insiders, the NYDFS has indicated its intention to approve the stablecoin, paving the way for Ripple to roll out RLUSD on December 4.

此外，熟悉事态发展的消息人士表示，Ripple 即将获得纽约金融服务部 (NYDFS) 对 RLUSD 的监管批准。据这些内部人士透露，NYDFS 已表示有意批准该稳定币，为 Ripple 于 12 月 4 日推出 RLUSD 铺平了道路。

The speculation surrounding Ripple’s potential collaboration with Hedera adds another layer of interest. If realized, such a partnership could signify a step toward establishing a global standard for digital settlements.

围绕 Ripple 与 Hedera 潜在合作的猜测又增加了一层兴趣。如果实现，这种伙伴关系可能意味着朝着建立数字结算全球标准迈出了一步。

In case the approval materializes, RLUSD will position Ripple among the few entities authorized to offer stablecoins within New York’s regulated digital finance landscape. NYDFS’s robust regulatory framework mandates strict compliance with consumer protection, security, and transparency requirements.

如果批准落实，RLUSD 将把 Ripple 定位为少数获授权在纽约受监管的数字金融领域提供稳定币的实体之一。 NYDFS 健全的监管框架要求严格遵守消费者保护、安全和透明度要求。

Companies typically obtain authorization either through a limited-purpose trust charter or a BitLicense, depending on the nature of their services. Keith Grossman, president of Enterprise at MoonPay, shared his thoughts on the development. According to a FOX Business report, he stated:

公司通常通过有限目的信托章程或比特许可证获得授权，具体取决于其服务的性质。 MoonPay 企业总裁 Keith Grossman 分享了他对此发展的看法。据福克斯商业频道报道，他表示：

“For another well-capitalized, highly regulated player to enter into the global stablecoin marketplace – especially as MiCA regulation in Europe is about to be implemented – is a win-win. MoonPay is proud to provide access to RLUSD for our partners and customers on day one of Ripple’s launch.”

“对于另一个资本充足、监管严格的参与者来说，进入全球稳定币市场——尤其是欧洲即将实施 MiCA 监管——是双赢的。 MoonPay 很荣幸能够在 Ripple 推出的第一天就为我们的合作伙伴和客户提供 RLUSD 的访问权限。”

MoonPay, alongside other platforms like Bitstamp and Uphold, is expected to support RLUSD’s launch. For further context, the RLUSD stablecoin, pegged to the U.S. dollar, is designed for cross-border payments and remittances, aiming to facilitate efficient and cost-effective transactions via blockchain technology.

MoonPay 以及 Bitstamp 和 Uphold 等其他平台预计将支持 RLUSD 的推出。进一步来说，与美元挂钩的 RLUSD 稳定币专为跨境支付和汇款而设计，旨在通过区块链技术促进高效且具有成本效益的交易。

The broader stablecoin market currently holds a valuation near $190 billion and may experience further growth if federal regulation advances under the anticipated Trump administration. Ripple’s move mirrors the strategies of other prominent stablecoin providers.

目前，更广泛的稳定币市场估值接近 1900 亿美元，如果联邦监管在预期的特朗普政府领导下取得进展，可能会出现进一步增长。 Ripple 的举动反映了其他著名稳定币提供商的策略。

For instance, Paxos and Gemini operate under trust charters issued by the NYDFS, enabling access to PAX and GUSD stablecoins. Similarly, Circle offers its USDC stablecoin through a BitLicense.

例如，Paxos 和 Gemini 根据 NYDFS 颁发的信托章程运营，可以使用 PAX 和 GUSD 稳定币。同样，Circle 通过 BitLicense 提供 USDC 稳定币。

However, Ripple has yet to comment publicly on these developments, and the NYDFS also remains silent. Nevertheless, the regulatory approval process highlights the significance of state-level oversight for stablecoin projects as federal guidelines remain in flux.

然而，Ripple 尚未对这些事态发展公开发表评论，NYDFS 也保持沉默。尽管如此，监管审批流程凸显了州级监管对稳定币项目的重要性，因为联邦指导方针仍在不断变化。

Also Read: XRP Price Hits New 2-Year High with $100B Market Cap, What’s Next?

另请阅读：XRP 价格创下 2 年新高，市值达 100B 美元，下一步是什么？