Ripple 的 RLUSD 穩定幣勢頭強勁，圍繞 Hedera 潛在合作的猜測

Shawn 在 X 上的一篇貼文中寫道，“隨著 Ripple 和 Hedera 致力於制定全球結算標準的報道，有關 XRP #RLUSD 穩定幣擴展到 HBAR 的傳言越來越多。”

World Economic Forum member Shawn has sparked discussions on X regarding a potential collaboration between Ripple and Hedera for the expansion of the RLUSD stablecoin.

世界經濟論壇成員 Shawn 在 X 上引發了有關 Ripple 和 Hedera 之間潛在合作以擴展 RLUSD 穩定幣的討論。

In a post on X, Shawn wrote, “Increasing rumours about XRP #RLUSD stablecoin being expanded to HBAR amid reports of Ripple and Hedera working on a global settlement standard.”

Shawn 在 X 上的一篇貼文中寫道，“隨著 Ripple 和 Hedera 致力於制定全球結算標準的報道，有關 XRP #RLUSD 穩定幣擴展到 HBAR 的傳言越來越多。”

However, nothing has been confirmed officially by either of these firms. Nonetheless, the rumors continue to circulate with some netizens even speculating around Goldman Sachs’ involvement in the Ripple-Hedera partnership.

然而，這兩家公司均未正式證實任何消息。儘管如此，謠言仍在流傳，一些網友甚至猜測高盛參與 Ripple 與 Hedera 的合作關係。

🚨BREAKING: Increasing rumours about $XRP #RLUSD stablecoin being expanded to $HBAR amid reports of Ripple and Hedera working on a global settlement standard pic.twitter.com/K6yZpmGH6n

🚨突發：隨著 Ripple 和 Hedera 致力於制定全球結算標準的報道，有關 $XRP #RLUSD 穩定幣擴展到 $HBAR 的傳言越來越多 pic.twitter.com/K6yZpmGH6n

— Shawn (@oroogle) November 29, 2024

— 肖恩 (@oroogle) 2024 年 11 月 29 日

Moreover, sources familiar with the developments have suggested that Ripple is nearing regulatory approval for RLUSD from New York’s Department of Financial Services (NYDFS). According to these insiders, the NYDFS has indicated its intention to approve the stablecoin, paving the way for Ripple to roll out RLUSD on December 4.

此外，熟悉事態發展的消息人士表示，Ripple 即將獲得紐約金融服務部 (NYDFS) 對 RLUSD 的監管批准。據這些內部人士透露，NYDFS 已表示有意批准該穩定幣，為 Ripple 於 12 月 4 日推出 RLUSD 鋪平了道路。

The speculation surrounding Ripple’s potential collaboration with Hedera adds another layer of interest. If realized, such a partnership could signify a step toward establishing a global standard for digital settlements.

圍繞 Ripple 與 Hedera 潛在合作的猜測又增加了一層興趣。如果實現，這種夥伴關係可能意味著朝著建立數位結算全球標準邁出了一步。

In case the approval materializes, RLUSD will position Ripple among the few entities authorized to offer stablecoins within New York’s regulated digital finance landscape. NYDFS’s robust regulatory framework mandates strict compliance with consumer protection, security, and transparency requirements.

如果批准落實，RLUSD 將把 Ripple 定位為少數獲授權在紐約受監管的數位金融領域提供穩定幣的實體之一。 NYDFS 健全的監管框架要求嚴格遵守消費者保護、安全和透明度要求。

Companies typically obtain authorization either through a limited-purpose trust charter or a BitLicense, depending on the nature of their services. Keith Grossman, president of Enterprise at MoonPay, shared his thoughts on the development. According to a FOX Business report, he stated:

公司通常透過有限目的信託章程或比特許可證獲得授權，具體取決於其服務的性質。 MoonPay 企業總裁 Keith Grossman 分享了他對此發展的看法。據福斯商業頻道報道，他表示：

“For another well-capitalized, highly regulated player to enter into the global stablecoin marketplace – especially as MiCA regulation in Europe is about to be implemented – is a win-win. MoonPay is proud to provide access to RLUSD for our partners and customers on day one of Ripple’s launch.”

「對於另一個資本充足、嚴格監管的參與者來說，進入全球穩定幣市場——尤其是歐洲即將實施 MiCA 監管——是雙贏的。 MoonPay 很榮幸能夠在 Ripple 推出的第一天就為我們的合作夥伴和客戶提供 RLUSD 的訪問權限。

MoonPay, alongside other platforms like Bitstamp and Uphold, is expected to support RLUSD’s launch. For further context, the RLUSD stablecoin, pegged to the U.S. dollar, is designed for cross-border payments and remittances, aiming to facilitate efficient and cost-effective transactions via blockchain technology.

MoonPay 以及 Bitstamp 和 Uphold 等其他平台預計將支援 RLUSD 的推出。進一步來說，與美元掛鉤的 RLUSD 穩定幣專為跨境支付和匯款而設計，旨在透過區塊鏈技術促進高效且具成本效益的交易。

The broader stablecoin market currently holds a valuation near $190 billion and may experience further growth if federal regulation advances under the anticipated Trump administration. Ripple’s move mirrors the strategies of other prominent stablecoin providers.

目前，更廣泛的穩定幣市場估值接近 1,900 億美元，如果聯邦監管在預期的川普政府領導下取得進展，可能會進一步成長。 Ripple 的舉動反映了其他著名穩定幣提供者的策略。

For instance, Paxos and Gemini operate under trust charters issued by the NYDFS, enabling access to PAX and GUSD stablecoins. Similarly, Circle offers its USDC stablecoin through a BitLicense.

例如，Paxos 和 Gemini 根據 NYDFS 頒發的信託章程運營，可以使用 PAX 和 GUSD 穩定幣。同樣，Circle 透過 BitLicense 提供 USDC 穩定幣。

However, Ripple has yet to comment publicly on these developments, and the NYDFS also remains silent. Nevertheless, the regulatory approval process highlights the significance of state-level oversight for stablecoin projects as federal guidelines remain in flux.

然而，Ripple 尚未對這些事態發展公開發表評論，NYDFS 也保持沉默。儘管如此，監管審批流程凸顯了州級監管對穩定幣項目的重要性，因為聯邦指導方針仍在不斷變化。

Also Read: XRP Price Hits New 2-Year High with $100B Market Cap, What’s Next?

另請閱讀：XRP 價格創下 2 年新高，市值達 100B 美元，下一步是什麼？