Ripple预测2025年加密货币景观，强调机构采用和加密友好的法规

1月24日，Ripple的领导层概述了2025年对加密货币景观的预测，强调了他们认为将推动前所未有的采用和增长的关键趋势。

Ripple’s key predictions for the cryptocurrency landscape in 2025 center around increased institutional adoption, crypto-friendly regulation, and the emergence of new asset classes like stablecoins.

Ripple对2025年加密货币景观的主要预测围绕着增加的机构采用，对加密货币友好的监管以及诸如Stablecoins（例如Stablecoins）的出现。

According to Ripple, large financial institutions will continue to embrace blockchain and cryptocurrency technologies. This trend is being driven by market demand for greater operational efficiencies and enhanced connectivity.

根据Ripple的说法，大型金融机构将继续采用区块链和加密货币技术。这种趋势是由市场需求推动的，对更大的运营效率和增强的连接性。

As institutions adopt advanced blockchain infrastructures and compliance tools, they will be able to create new revenue streams by fractionalizing and tokenizing assets. This development will broaden access to tokenized assets and integrate them further into the financial ecosystem.

随着机构采用高级区块链基础架构和合规工具，他们将能够通过分数化和令牌资产来创建新的收入来源。这种开发将扩大对令牌资产的访问，并将其进一步整合到金融生态系统中。

“DeFi has largely catered to crypto holders and traders seeking to maximize yield on digital assets, and we’re beginning to see a shift toward applying DeFi to traditional and real-world financial use cases,” said Monica Long, Ripple’s president.

Ripple总裁Monica Long说：“ DeFi在很大程度上迎合了寻求最大程度地收益数字资产收益的加密货币持有人和交易者，我们开始看到向传统和现实世界中的财务用例应用于DEFI的转变。”

The Ripple leadership team also highlights the role of supportive regulation in fostering institutional adoption and enabling the diversification of crypto portfolios.

连锁领导团队还强调了支持监管在促进机构采用和实现加密货币组合多元化的作用。

In the United States, the regulatory landscape has been murky, impeding the efficient development and expansion of the crypto industry. However, President Trump’s recent executive order aims to propel the U.S. to the forefront of the digital asset market.

在美国，监管景观一直处于模糊状态，阻碍了加密工业的有效发展和扩展。但是，特朗普总统最近的行政命令旨在将美国推向数字资产市场的最前沿。

The order proposes the creation of a national digital asset stockpile, which would provide legal protections and clear regulatory parameters for crypto users. According to Stuart Alderoty, Ripple’s chief legal officer, this move will unleash the potential that has been stifled by overregulation and allow the market to flourish.

该命令提议创建国家数字资产库存，该资产将为加密使用者提供法律保护和明确的监管参数。 Ripple的首席法律官Stuart Alderoty表示，此举将释放因过度监管而扼杀的潜力，并允许市场蓬勃发展。

“Regulatory leaders in Singapore, the United Arab Emirates, and the United Kingdom are establishing frameworks that address critical topics like tokenization standards and digital asset custody. These nations are creating a competitive landscape in crypto regulation,” said Alderoty.

“新加坡，阿拉伯联合酋长国和英国的监管领导人正在建立框架，以解决诸如令牌化标准和数字资产监护权之类的关键主题。这些国家在加密法规中创造了竞争格局。” Alderoty说。

Furthermore, Ripple’s team points to the increasing prominence of stablecoins, which they view as a new asset class. Jack McDonald, Ripple’s executive overseeing stablecoins and RLUSD, predicts a consolidation trend favoring high-quality, regulated stablecoin issuers, especially those backed by financial institutions with strong compliance frameworks.

此外，Ripple的团队指出了Stablecoins的越来越重要，他们将其视为新的资产类别。 Ripple负责Stablecoins和RLUSD的高管杰克·麦克唐纳（Jack McDonald）预测，合并趋势有利于高质量，受监管的稳定发行人，尤其是那些由具有强大合规框架的金融机构支持的趋势。

“Exchanges and liquidity providers are becoming more selective, prioritizing trusted, liquid stablecoins. This shift pushes smaller issuers to the periphery and amplifies the dominance of market leaders,” explained McDonald.

“交流和流动性提供者变得越来越选择性，优先考虑受信任的液体稳定剂。这种转变将较小的发行人推向外围，并扩大了市场领导者的统治地位。”麦当劳解释说。

These predictions are made in the context of a broader pro-crypto stance emerging from the Trump administration. Several policies enacted by the administration have been favorable to the cryptocurrency industry.

这些预测是在特朗普政府提出的更广泛的亲克莱普特立场的背景下做出的。政府制定的几项政策对加密货币行业有利。

For instance, the creation of a task force to establish a regulatory framework for crypto assets marks a departure from previous regulatory approaches that largely relied on enforcement actions.

例如，建立一个为加密资产建立监管框架的工作组的创建标志着与以前主要依赖执法行动的先前监管方法背道而驰。

This move signals a more supportive approach toward fostering innovation in the cryptocurrency space.

此举标志着在加密货币领域促进创新的一种更支持的方法。