Ripple預測2025年加密貨幣景觀，強調機構採用和加密友好的法規

1月24日，Ripple的領導層概述了2025年對加密貨幣景觀的預測，強調了他們認為將推動前所未有的採用和增長的關鍵趨勢。

Ripple’s key predictions for the cryptocurrency landscape in 2025 center around increased institutional adoption, crypto-friendly regulation, and the emergence of new asset classes like stablecoins.

Ripple對2025年加密貨幣景觀的主要預測圍繞著增加的機構採用，對加密貨幣友好的監管以及諸如Stablecoins（例如Stablecoins）的出現。

According to Ripple, large financial institutions will continue to embrace blockchain and cryptocurrency technologies. This trend is being driven by market demand for greater operational efficiencies and enhanced connectivity.

根據Ripple的說法，大型金融機構將繼續採用區塊鍊和加密貨幣技術。這種趨勢是由市場需求推動的，對更大的運營效率和增強的連接性。

As institutions adopt advanced blockchain infrastructures and compliance tools, they will be able to create new revenue streams by fractionalizing and tokenizing assets. This development will broaden access to tokenized assets and integrate them further into the financial ecosystem.

隨著機構採用高級區塊鏈基礎架構和合規工具，他們將能夠通過分數化和令牌資產來創建新的收入來源。這種開發將擴大對令牌資產的訪問，並將其進一步整合到金融生態系統中。

“DeFi has largely catered to crypto holders and traders seeking to maximize yield on digital assets, and we’re beginning to see a shift toward applying DeFi to traditional and real-world financial use cases,” said Monica Long, Ripple’s president.

Ripple總裁Monica Long說：“ DeFi在很大程度上迎合了尋求最大程度地收益數字資產收益的加密貨幣持有人和交易者，我們開始看到向傳統和現實世界中的財務用例應用於DEFI的轉變。”

The Ripple leadership team also highlights the role of supportive regulation in fostering institutional adoption and enabling the diversification of crypto portfolios.

連鎖領導團隊還強調了支持監管在促進機構採用和實現加密貨幣組合多元化的作用。

In the United States, the regulatory landscape has been murky, impeding the efficient development and expansion of the crypto industry. However, President Trump’s recent executive order aims to propel the U.S. to the forefront of the digital asset market.

在美國，監管景觀一直處於模糊狀態，阻礙了加密工業的有效發展和擴展。但是，特朗普總統最近的行政命令旨在將美國推向數字資產市場的最前沿。

The order proposes the creation of a national digital asset stockpile, which would provide legal protections and clear regulatory parameters for crypto users. According to Stuart Alderoty, Ripple’s chief legal officer, this move will unleash the potential that has been stifled by overregulation and allow the market to flourish.

該命令提議創建國家數字資產庫存，該資產將為加密使用者提供法律保護和明確的監管參數。 Ripple的首席法律官Stuart Alderoty表示，此舉將釋放因過度監管而扼殺的潛力，並允許市場蓬勃發展。

“Regulatory leaders in Singapore, the United Arab Emirates, and the United Kingdom are establishing frameworks that address critical topics like tokenization standards and digital asset custody. These nations are creating a competitive landscape in crypto regulation,” said Alderoty.

“新加坡，阿拉伯聯合酋長國和英國的監管領導人正在建立框架，以解決諸如令牌化標準和數字資產監護權之類的關鍵主題。這些國家在加密法規中創造了競爭格局。” Alderoty說。

Furthermore, Ripple’s team points to the increasing prominence of stablecoins, which they view as a new asset class. Jack McDonald, Ripple’s executive overseeing stablecoins and RLUSD, predicts a consolidation trend favoring high-quality, regulated stablecoin issuers, especially those backed by financial institutions with strong compliance frameworks.

此外，Ripple的團隊指出了Stablecoins的越來越重要，他們將其視為新的資產類別。 Ripple負責Stablecoins和RLUSD的高管傑克·麥克唐納（Jack McDonald）預測，合併趨勢有利於高質量，受監管的穩定發行人，尤其是那些由具有強大合規框架的金融機構支持的趨勢。

“Exchanges and liquidity providers are becoming more selective, prioritizing trusted, liquid stablecoins. This shift pushes smaller issuers to the periphery and amplifies the dominance of market leaders,” explained McDonald.

“交流和流動性提供者變得越來越選擇性，優先考慮受信任的液體穩定劑。這種轉變將較小的發行人推向外圍，並擴大了市場領導者的統治地位。”麥當勞解釋說。

These predictions are made in the context of a broader pro-crypto stance emerging from the Trump administration. Several policies enacted by the administration have been favorable to the cryptocurrency industry.

這些預測是在特朗普政府提出的更廣泛的親克萊普特立場的背景下做出的。政府制定的幾項政策對加密貨幣行業有利。

For instance, the creation of a task force to establish a regulatory framework for crypto assets marks a departure from previous regulatory approaches that largely relied on enforcement actions.

例如，建立一個為加密資產建立監管框架的工作組的創建標誌著與以前主要依賴執法行動的先前監管方法背道而馳。

This move signals a more supportive approach toward fostering innovation in the cryptocurrency space.

此舉標誌著在加密貨幣領域促進創新的一種更支持的方法。