Ripple 通过美元支持的产品加入稳定币淘金热

Ripple 以美元支持的数字货币进入稳定币市场，加入由 Tether 和 Circle 主导的 1500 亿美元领域。新的稳定币将与美元保持 1:1 的挂钩，并得到存款、政府债券和现金等价物等资产的支持。 Ripple 计划提供透明的月度储备报告，旨在提供受监管的替代方案，以解决对 Tether 等稳定币竞争对手稳定性的担忧。

Ripple Launches Stablecoin Backed by US Dollar, Entering Booming Market

Ripple推出美元支持的稳定币，进入蓬勃发展的市场

In a bid to capture a share of the rapidly expanding $150 billion stablecoin market, Ripple, the leading provider of blockchain-based payment solutions, has announced the launch of its own stablecoin pegged to the US dollar.

为了在快速扩张的 1500 亿美元稳定币市场中占据一席之地，基于区块链的支付解决方案的领先提供商 Ripple 宣布推出自己的与美元挂钩的稳定币。

The new stablecoin, set to be initially launched in the US, will be fully backed by a combination of US dollar deposits, government bonds, and cash equivalents held in reserve by Ripple. The company has pledged to release transparent monthly reports detailing the composition of its reserves, though the identity of the auditing firm has not yet been disclosed.

这种新的稳定币最初将在美国推出，将得到瑞波币储备的美元存款、政府债券和现金等价物的全额支持。该公司已承诺发布透明的月度报告，详细说明其储备金的构成，但尚未披露审计公司的身份。

Ripple's move positions it as a direct competitor to established players such as Tether and Circle, as well as PayPal, which recently unveiled its own US dollar-backed stablecoin. The global stablecoin market has seen tremendous growth in recent years, attracting significant interest from institutional investors and retail users alike.

Ripple 的举动使其成为 Tether 和 Circle 等老牌企业以及 PayPal 的直接竞争对手，PayPal 最近推出了自己的美元支持的稳定币。近年来，全球稳定币市场取得了巨大的增长，吸引了机构投资者和散户用户的极大兴趣。

"This market will look different [in the future], certainly based on size," said Ripple CEO Brad Garlinghouse, expressing confidence in the stablecoin market's long-term potential and the company's ability to succeed in the competitive landscape.

Ripple 首席执行官布拉德·加林豪斯 (Brad Garlinghouse) 表示：“这个市场（未来）将会有所不同，这当然取决于规模。”他对稳定币市场的长期潜力以及公司在竞争格局中取得成功的能力充满信心。

Garlinghouse cited concerns surrounding the stability of rival stablecoins, particularly Tether, which has faced scrutiny over the adequacy of its reserves and has experienced temporary deviations from its US dollar peg in the past. Ripple's regulated approach, backed by licenses in multiple jurisdictions, is intended to provide a more reliable and trustworthy alternative.

加林豪斯提到了对竞争对手稳定币稳定性的担忧，尤其是 Tether，该币因其储备充足性而受到审查，并且过去曾经历过与美元挂钩的暂时偏离。 Ripple 的受监管方法得到多个司法管辖区许可证的支持，旨在提供更可靠、更值得信赖的替代方案。

Despite its foray into stablecoins, Ripple remains steadfast in its commitment to the XRP token, emphasizing that stablecoins will complement rather than replace XRP within the company's payment ecosystem.

尽管进军稳定币，Ripple 仍然坚定对 XRP 代币的承诺，强调稳定币将补充而不是取代公司支付生态系统中的 XRP。

"We've been using stablecoins in our payment flows for years," said Garlinghouse. "This is not a new thing for us."

加林豪斯表示：“多年来，我们一直在支付流程中使用稳定币。” “这对我们来说不是什么新鲜事。”

Ripple's stablecoin launch could potentially bolster the value of XRP, which has risen approximately 13% in the past year, according to CoinGecko data. XRP currently trades at around 57 cents.

根据 CoinGecko 的数据，Ripple 推出的稳定币可能会提振 XRP 的价值，去年 XRP 的价值上涨了约 13%。 XRP 目前交易价格约为 57 美分。

As Ripple enters the stablecoin market, the competitive landscape is set to intensify, with established players likely to respond with innovative products and strategies of their own. The market for stablecoins is expected to continue expanding rapidly, driven by the increasing adoption of digital assets and the need for stable, dollar-denominated digital currencies.

随着瑞波币进入稳定币市场，竞争格局必将加剧，老牌参与者可能会推出自己的创新产品和策略来应对。在数字资产的日益普及以及对以美元计价的稳定数字货币的需求的推动下，稳定币市场预计将继续快速扩张。