Ripple 透過美元支持的產品加入穩定幣淘金熱

Ripple 以美元支持的數位貨幣進入穩定幣市場，加入由 Tether 和 Circle 主導的 1500 億美元領域。新的穩定幣將與美元保持 1:1 的掛鉤，並得到存款、政府債券和現金等價物等資產的支持。 Ripple 計劃提供透明的月度儲備報告，旨在提供受監管的替代方案，以解決對 Tether 等穩定幣競爭對手穩定性的擔憂。

Ripple Launches Stablecoin Backed by US Dollar, Entering Booming Market

Ripple推出美元支持的穩定幣，進入蓬勃發展的市場

In a bid to capture a share of the rapidly expanding $150 billion stablecoin market, Ripple, the leading provider of blockchain-based payment solutions, has announced the launch of its own stablecoin pegged to the US dollar.

為了在快速擴張的 1500 億美元穩定幣市場中佔據一席之地，基於區塊鏈的支付解決方案的領先提供商 Ripple 宣布推出自己的與美元掛鉤的穩定幣。

The new stablecoin, set to be initially launched in the US, will be fully backed by a combination of US dollar deposits, government bonds, and cash equivalents held in reserve by Ripple. The company has pledged to release transparent monthly reports detailing the composition of its reserves, though the identity of the auditing firm has not yet been disclosed.

這種新的穩定幣最初將在美國推出，將得到瑞波幣儲備的美元存款、政府債券和現金等價物的全額支持。該公司已承諾發布透明的月度報告，詳細說明其儲備金的組成，但尚未披露審計公司的身份。

Ripple's move positions it as a direct competitor to established players such as Tether and Circle, as well as PayPal, which recently unveiled its own US dollar-backed stablecoin. The global stablecoin market has seen tremendous growth in recent years, attracting significant interest from institutional investors and retail users alike.

Ripple 的舉動使其成為 Tether 和 Circle 等老牌企業以及 PayPal 的直接競爭對手，PayPal 最近推出了自己的美元支援的穩定幣。近年來，全球穩定幣市場取得了巨大的成長，吸引了機構投資者和散戶用戶的極大興趣。

"This market will look different [in the future], certainly based on size," said Ripple CEO Brad Garlinghouse, expressing confidence in the stablecoin market's long-term potential and the company's ability to succeed in the competitive landscape.

Ripple 執行長 Brad Garlinghouse 表示：「這個市場（未來）將會有所不同，這當然取決於規模。」他對穩定幣市場的長期潛力以及公司在競爭格局中取得成功的能力充滿信心。

Garlinghouse cited concerns surrounding the stability of rival stablecoins, particularly Tether, which has faced scrutiny over the adequacy of its reserves and has experienced temporary deviations from its US dollar peg in the past. Ripple's regulated approach, backed by licenses in multiple jurisdictions, is intended to provide a more reliable and trustworthy alternative.

加林豪斯提到了對競爭對手穩定幣穩定性的擔憂，尤其是 Tether，該幣因其儲備充足性而受到審查，並且過去曾經歷過與美元掛鉤的暫時偏離。 Ripple 的受監管方法得到多個司法管轄區許可證的支持，旨在提供更可靠、更值得信賴的替代方案。

Despite its foray into stablecoins, Ripple remains steadfast in its commitment to the XRP token, emphasizing that stablecoins will complement rather than replace XRP within the company's payment ecosystem.

儘管進軍穩定幣，Ripple 仍然堅定對 XRP 代幣的承諾，強調穩定幣將補充而不是取代公司支付生態系統中的 XRP。

"We've been using stablecoins in our payment flows for years," said Garlinghouse. "This is not a new thing for us."

加林豪斯表示：“多年來，我們一直在支付流程中使用穩定幣。” “這對我們來說不是什麼新鮮事。”

Ripple's stablecoin launch could potentially bolster the value of XRP, which has risen approximately 13% in the past year, according to CoinGecko data. XRP currently trades at around 57 cents.

根據 CoinGecko 的數據，Ripple 推出的穩定幣可能會提振 XRP 的價值，去年 XRP 的價值上漲了約 13%。 XRP 目前交易價格約 57 美分。

As Ripple enters the stablecoin market, the competitive landscape is set to intensify, with established players likely to respond with innovative products and strategies of their own. The market for stablecoins is expected to continue expanding rapidly, driven by the increasing adoption of digital assets and the need for stable, dollar-denominated digital currencies.

隨著瑞波幣進入穩定幣市場，競爭格局必將加劇，老牌參與者可能會推出自己的創新產品和策略來應對。在數位資產的日益普及以及對以美元計價的穩定數位貨幣的需求的推動下，穩定幣市場預計將繼續快速擴張。