Ripple 通过万事达卡验证在汇款市场获得吸引力

Mastercard Gives Ripple a Nod in Remittance Report

万事达卡在汇款报告中认可 Ripple

What's the Deal with Remittances in Latin America?

拉丁美洲的汇款情况如何？

Mastercard's report sheds light on the crucial role remittances play in Latin America. These cross-border payments are a lifeline for families and communities, especially in low and middle-income countries. Mexico alone received a mind-boggling $55 billion in remittances last year, making it the world's remittance king.

万事达卡的报告揭示了汇款在拉丁美洲所发挥的关键作用。这些跨境支付是家庭和社区的生命线，特别是在低收入和中等收入国家。仅墨西哥去年就收到了令人难以置信的 550 亿美元汇款，使其成为世界汇款之王。

Remittance Services: A Pain in the, Ahem, Money Bag

汇款服务：钱袋子里的痛苦

But hold your horses there, partner. Traditional remittance services are far from perfect. They're saddled with high fees, an unhealthy reliance on cash transactions, security worries, and a digital experience that could use a serious makeover. These inefficiencies not only make sending and receiving money a pain but also put a dent in the already tight wallets of many.

但是，伙伴们，请保持冷静。传统的汇款服务远非完美。他们面临着高昂的费用、对现金交易的不健康依赖、安全担忧以及可能需要彻底改造的数字体验。这些低效率不仅使汇款和收款变得痛苦，而且还让许多人本已紧张的钱包受到了打击。

Enter Ripple, the Blockchain Superhero

区块链超级英雄 Ripple 登场

This is where Ripple swoops in like a digital knight in shining armor. Mastercard's report gives a big thumbs-up to Ripple, alongside Stellar and Circle, as pioneers in using blockchain technology to revolutionize international money transfers. Blockchain's secret sauce of transparency and immutability could make remittance services faster, safer, and cheaper.

这就是 Ripple 突然出现的地方，就像一位穿着闪亮盔甲的数字骑士。万事达卡的报告对 Ripple 以及 Stellar 和 Circle 给予了高度评价，认为它们是利用区块链技术彻底改变国际汇款的先驱。区块链的透明度和不变性的秘诀可以使汇款服务更快、更安全、更便宜。

Real-World Success Story: SBI Remit

真实世界的成功案例：SBI Remit

Mastercard's report doesn't just stop at theory. It highlights Ripple's partnership with SBI Remit, a Japanese money transfer service provider. SBI Remit has started using Ripple's XRP cryptocurrency for cross-border transactions in three Asian countries. This move shows that Ripple's technology is not just a pipe dream but a real-life game-changer in making remittances smoother and potentially cheaper.

万事达卡的报告不仅仅停留在理论上。它强调了 Ripple 与日本汇款服务提供商 SBI Remit 的合作关系。 SBI Remit 已开始使用 Ripple 的 XRP 加密货币在三个亚洲国家进行跨境交易。此举表明，Ripple 的技术不仅仅是一个白日梦，而且是现实生活中的游戏规则改变者，可以使汇款更顺畅，并可能更便宜。

CBDCs: The Next Frontier

CBDC：下一个前沿

Beyond remittances, Mastercard recognizes Ripple's work with Palau in exploring central bank digital currencies (CBDCs). CBDCs are like the virtual twins of paper money, but they're backed by central banks. They could potentially make domestic and international payments faster, simpler, and more secure.

除了汇款之外，万事达卡还认可 Ripple 与帕劳在探索央行数字货币 (CBDC) 方面的合作。 CBDC 就像纸币的虚拟双胞胎，但它们得到了央行的支持。它们有可能使国内和国际支付更快、更简单、更安全。

A Market Poised to Explode

市场即将爆发

Mastercard predicts that the digital remittance market share will skyrocket to over $500 billion by 2026, with an annual growth rate of almost 10%. Ripple, however, is bolder in its predictions, estimating that the entire cross-border payment market will hit a jaw-dropping $250 trillion by 2027.

万事达卡预测，到 2026 年，数字汇款市场份额将飙升至超过 5000 亿美元，年增长率近 10%。不过，Ripple 的预测更为大胆，预计到 2027 年整个跨境支付市场将达到令人瞠目结舌的 250 万亿美元。

Mastercard's Validation: A Big Win for Ripple

万事达卡的验证：Ripple 的重大胜利

Mastercard's recognition of Ripple is a major coup for the crypto company. It legitimizes Ripple's technology and its potential to solve the pain points that have plagued remittance services, especially in Latin America. While Mastercard and Ripple have slightly different takes on market size, they both agree that the cross-border payments sector is ripe for explosive growth.

万事达卡对 Ripple 的认可对于这家加密货币公司来说是一个重大举措。它使 Ripple 的技术及其解决困扰汇款服务（尤其是拉丁美洲）的痛点的潜力合法化。尽管万事达卡和 Ripple 对市场规模的看法略有不同，但他们都认为跨境支付行业爆发性增长的时机已经成熟。

XRP Responds with a Price Bump

XRP 以价格上涨作为回应

Following the news of Ripple's nod from Mastercard, XRP's price jumped a respectable 3%. This positive movement reflects the market's optimism about the potential partnership between Ripple and Mastercard. It's a vote of confidence in the integration of XRP into Mastercard's payment network, suggesting that the market is ready to embrace Ripple's blockchain solution.

在 Ripple 获得万事达卡认可的消息传出后，XRP 的价格上涨了 3%。这一积极走势反映了市场对 Ripple 和万事达卡之间潜在合作伙伴关系的乐观态度。这是对 XRP 集成到万事达卡支付网络的信任票，表明市场已准备好接受 Ripple 的区块链解决方案。