涟漪通过战略许可扩大了我们的影响

这些许可增强了Ripple在美国两个最有影响力的市场中的地位，并强调了该公司对支付领域的监管合规性和创新的奉献精神。

Payment technology provider Ripple has secured two crucial licenses in New York and Texas, bolstering its presence in the U.S. payments market.

支付技术提供商Ripple已在纽约和德克萨斯州获得了两个关键许可，并加强了其在美国支付市场的业务。

These licenses strengthen Ripple’s position in two of the most influential U.S. markets and underscore the company’s dedication to regulatory compliance and innovation in the payments sector.

这些许可增强了Ripple在美国两个最有影响力的市场中的地位，并强调了该公司对支付领域的监管合规性和创新的奉献精神。

The announcement, made on January 27, highlights the increasing demand for real-time, cost-efficient global payment solutions from banks and cryptocurrency businesses in both states.

该公告于1月27日发表，强调了两国银行和加密货币业务对实时，成本效益的全球支付解决方案的需求不断增长。

“We’re continuing to see more interest from financial institutions and crypto businesses that want to unlock the benefits of blockchain for faster and 24/7 cross-border payments,” said Joanie Xie, Ripple’s Managing Director for North America.

“我们将继续看到想释放区块链对更快和24/7全天候跨境支付的好处的金融机构和加密货币业务的更多兴趣，”北美董事总经理Joanie Xie说。

Expanding U.S. Reach Through Strategic Licensing

通过战略许可扩大我们的范围

With these approvals, Ripple now holds over 55 Money Transmitter Licenses across the United States. The addition of Texas and New York—states renowned for their stringent regulatory standards—positions Ripple to tap into thriving financial ecosystems.

有了这些批准，Ripple现在在美国拥有55多个货币发射机许可证。得克萨斯州和纽约（以其严格的监管标准而闻名的国家）的加入，位置波动以利用蓬勃发展的金融生态系统。

Texas, with its flourishing cryptocurrency mining sector, and New York, a global hub for financial services, offer Ripple unique opportunities to expand its network and services.

得克萨斯州的加密货币采矿业和全球金融服务枢纽纽约为扩展其网络和服务提供了独特的机会。

The licenses also align with Ripple’s broader strategy of global expansion. The company facilitates transactions across more than 90 markets, processing $70 billion in payments last year alone—double the previous year’s volume.

许可证还与Ripple更广泛的全球扩张策略保持一致。该公司促进了90多个市场的交易，仅去年一年就处理了700亿美元的付款，这是前一年的数量。

Ripple’s robust licensing portfolio extends beyond U.S. borders, including a Major Payment Institution License in Singapore, Virtual Asset Service Provider registrations in Ireland and the Cayman Islands, and preliminary approvals in Dubai.

Ripple的强大许可投资组合超出了美国边界，包括新加坡的主要支付机构许可证，爱尔兰的虚拟资产服务提供商注册和开曼群岛以及迪拜的初步批准。

Ripple’s progress comes amidst ongoing legal challenges. The firm’s protracted battle with the Securities and Exchange Commission (SEC) has been a defining narrative for the company.

在持续的法律挑战中，涟漪的进步是出现的。该公司与美国证券交易委员会（SEC）的旷日持久的战斗是该公司的决定性叙述。

In 2024, Ripple was fined $125 million for institutional XRP sales deemed in violation of securities laws. Brad Garlinghouse, showing Frustration, at one point condemned the approach Gensler had taken throughout his tenure on a social media post.

2024年，Ripple因违反证券法而被视为XRP的机构XRP销售被罚款1.25亿美元。布拉德·加林豪斯（Brad Garlinghouse）表现出沮丧，曾经谴责了Gensler在社交媒体帖子中所采取的整个任期。

Innovation and Regulatory Milestones

创新和监管里程碑

Beyond compliance, Ripple’s innovation pipeline continues to grow. The company plans to integrate its RLUSD stablecoin, approved by the New York Department of Financial Services, into its payment platform later this year.

除了合规之外，Ripple的创新管道仍在不断增长。该公司计划将纽约金融服务部批准的RLUSD Stablecoin整合到今年晚些时候的支付平台中。

This move is expected to further streamline cross-border payments and enhance service offerings for its clients.

预计此举将进一步简化跨境支付，并为其客户增强服务。

Ondo Finance Brings $185M Treasury-Backed Token to the XRP Ledger

Ondo Finance为XRP Ledger带来了1.85亿美元的库房支持令牌

Ondo Finance, a platform specializing in tokenizing real-world assets (RWA), has announced plans to launch its $185 million U.S. Treasury-backed token, OUSG, on the XRP Ledger (XRPL). This move aims to broaden institutional access to the offering, the companies revealed on Tuesday.

专门从事现实世界资产（RWA）的平台Ondo Finance宣布了计划在XRP Ledger（XRPL）上推出其1.85亿美元的美国财政支持令牌。两家公司在周二透露，此举旨在扩大机构进入产品的机会。

The Ondo Short-Term US Government Treasuries (OUSG) token is backed by BlackRock's USD Institutional Digital Liquidity Fund (BUIDL). It allows qualified investors to mint and redeem tokens almost instantly using Ripple’s RLUSD stablecoin. According to Ondo Finance, the integration with XRPL is expected to go live within six months.

ONDO短期美国政府国债（OUSG）代币得到了BlackRock的机构数字流动性基金（BUIDL）的支持。它使合格的投资者几乎可以使用Ripple的Rlusd Stablecoin立即铸造和赎回令牌。根据Ondo Finance的说法，与XRPL的集成预计将在六个月内上线。

Ripple, a major contributor to XRPL, and Ondo Finance have provided seed funding for initial liquidity on the network, although the size of these investments remains undisclosed.

Ripple是XRPL的主要贡献者，而Ondo Finance为网络上的初始流动性提供了种子资金，尽管这些投资的规模仍然没有公开。

XRP price was up 8% on the news. Source: XRPLX

新闻的XRP价格上涨了8％。来源：XRPLX

Tokenization Accelerates on XRPL

令牌化加速在XRPL上

Tokenizing real-world assets like bonds, credit instruments, and investment funds is transforming finance by offering faster settlement times and improved efficiency compared to traditional systems.

与传统系统相比，债券，信贷工具和投资基金（例如债券，信贷工具和投资基金）等现实世界的资产正在通过提供更快的和解时间和提高效率来改变融资。

U.S. Treasury-backed tokenized products have led this trend, growing fourfold in the past year to reach a $3.5 billion market, according to data from rwa.xyz.

根据RWA.xyz的数据，美国国库支持的令牌化产品已经引发了这一趋势，在过去一年中增长了四倍，达到了35亿美元的市场。

“This 24/7 intraday settlement made possible by tokenized assets like OUSG marks a revolutionary shift in capital flow management, eliminating delays caused by traditional market hours,” said Markus Infanger, Senior Vice President of RippleX, Ripple’s XRPL-focused division. “These high-quality, low-risk liquidity solutions provide better accessibility for investors and stability for blockchain-based markets.”

Ripple以XRPL专注于的部门Ripplex的高级副总裁Markus Intanger表示：“这项24/7的日期内解决方案使诸如OUSG之类的令牌化资产成为可能，这标志着资本流量管理的革命性转移，消除了传统市场时间造成的延误。” “这些高质量的低风险流动性解决方案为投资者提供了更好的可访问性和基于区块链的市场的稳定性。”

The partnership announcement. Source: Ondo Finance

合作公告。资料来源：Ondo Finance

Why XRPL is a Perfect Fit for OUSG

为什么XRPL非常适合OUSG

The XRP Ledger, with its decade-long history of facilitating cross-border payments, digital asset custody, and stablecoin issuance, offers an enterprise-grade foundation for RWA tokenization and institutional DeFi. Its advanced compliance features, including decentralized identifiers (DIDs) and price oracles, along with upcoming innovations like Multi-Purpose Tokens (MPTs) and Permissioned Domains, make it an ideal platform for institutional finance.

XRP Ledger拥有十年的促进跨境支付，数字资产监护权和Stablecoin发行的历史，为RWA令牌化和机构Fafi提供了企业级基金会。它的先进合规性功能，包括分散的标识符（DIDS）和价格矫形器，以及即将进行的创新，例如多功能令牌（MPT）和许可域，使其成为机构融资的理想平台。

By launching OUSG on the XRPL, Ondo Finance delivers institutional-grade assets directly to organizations, enabling efficient treasury management, portfolio optimization, and access to high-quality yield within a secure, decentralized environment.

通过在XRPL上启动OUSG，Ondo Finance直接将机构资产直接向组织提供，从而实现有效的财政管理，投资组合优化以及在安全，分散的环境中获得高质量的收益率。

Market Impact

市场影响

Following the announcement, ONDO, the governance token of Ondo Finance,

宣布之后，Ondo，Ondo Finance的治理令牌，