漣漪通過戰略許可擴大了我們的影響

這些許可增強了Ripple在美國兩個最有影響力的市場中的地位，並強調了該公司對支付領域的監管合規性和創新的奉獻精神。

Payment technology provider Ripple has secured two crucial licenses in New York and Texas, bolstering its presence in the U.S. payments market.

支付技術提供商Ripple已在紐約和德克薩斯州獲得了兩個關鍵許可，並加強了其在美國支付市場的業務。

These licenses strengthen Ripple’s position in two of the most influential U.S. markets and underscore the company’s dedication to regulatory compliance and innovation in the payments sector.

這些許可增強了Ripple在美國兩個最有影響力的市場中的地位，並強調了該公司對支付領域的監管合規性和創新的奉獻精神。

The announcement, made on January 27, highlights the increasing demand for real-time, cost-efficient global payment solutions from banks and cryptocurrency businesses in both states.

該公告於1月27日發表，強調了兩國銀行和加密貨幣業務對實時，成本效益的全球支付解決方案的需求不斷增長。

“We’re continuing to see more interest from financial institutions and crypto businesses that want to unlock the benefits of blockchain for faster and 24/7 cross-border payments,” said Joanie Xie, Ripple’s Managing Director for North America.

“我們將繼續看到想釋放區塊鏈對更快和24/7全天候跨境支付的好處的金融機構和加密貨幣業務的更多興趣，”北美董事總經理Joanie Xie說。

Expanding U.S. Reach Through Strategic Licensing

通過戰略許可擴大我們的範圍

With these approvals, Ripple now holds over 55 Money Transmitter Licenses across the United States. The addition of Texas and New York—states renowned for their stringent regulatory standards—positions Ripple to tap into thriving financial ecosystems.

有了這些批准，Ripple現在在美國擁有55多個貨幣發射機許可證。得克薩斯州和紐約（以其嚴格的監管標準而聞名的國家）的加入，位置波動以利用蓬勃發展的金融生態系統。

Texas, with its flourishing cryptocurrency mining sector, and New York, a global hub for financial services, offer Ripple unique opportunities to expand its network and services.

得克薩斯州的加密貨幣採礦業和全球金融服務樞紐紐約為擴展其網絡和服務提供了獨特的機會。

The licenses also align with Ripple’s broader strategy of global expansion. The company facilitates transactions across more than 90 markets, processing $70 billion in payments last year alone—double the previous year’s volume.

許可證還與Ripple更廣泛的全球擴張策略保持一致。該公司促進了90多個市場的交易，僅去年一年就處理了700億美元的付款，這是前一年的數量。

Ripple’s robust licensing portfolio extends beyond U.S. borders, including a Major Payment Institution License in Singapore, Virtual Asset Service Provider registrations in Ireland and the Cayman Islands, and preliminary approvals in Dubai.

Ripple的強大許可投資組合超出了美國邊界，包括新加坡的主要支付機構許可證，愛爾蘭的虛擬資產服務提供商註冊和開曼群島以及迪拜的初步批准。

Ripple’s progress comes amidst ongoing legal challenges. The firm’s protracted battle with the Securities and Exchange Commission (SEC) has been a defining narrative for the company.

在持續的法律挑戰中，漣漪的進步是出現的。該公司與美國證券交易委員會（SEC）的曠日持久的戰鬥是該公司的決定性敘述。

In 2024, Ripple was fined $125 million for institutional XRP sales deemed in violation of securities laws. Brad Garlinghouse, showing Frustration, at one point condemned the approach Gensler had taken throughout his tenure on a social media post.

2024年，Ripple因違反證券法而被視為XRP的機構XRP銷售被罰款1.25億美元。布拉德·加林豪斯（Brad Garlinghouse）表現出沮喪，曾經譴責了Gensler在社交媒體帖子中所採取的整個任期。

Innovation and Regulatory Milestones

創新和監管里程碑

Beyond compliance, Ripple’s innovation pipeline continues to grow. The company plans to integrate its RLUSD stablecoin, approved by the New York Department of Financial Services, into its payment platform later this year.

除了合規之外，Ripple的創新管道仍在不斷增長。該公司計劃將紐約金融服務部批准的RLUSD Stablecoin整合到今年晚些時候的支付平台中。

This move is expected to further streamline cross-border payments and enhance service offerings for its clients.

預計此舉將進一步簡化跨境支付，並為其客戶增強服務。

Ondo Finance Brings $185M Treasury-Backed Token to the XRP Ledger

Ondo Finance為XRP Ledger帶來了1.85億美元的庫房支持令牌

Ondo Finance, a platform specializing in tokenizing real-world assets (RWA), has announced plans to launch its $185 million U.S. Treasury-backed token, OUSG, on the XRP Ledger (XRPL). This move aims to broaden institutional access to the offering, the companies revealed on Tuesday.

專門從事現實世界資產（RWA）的平台Ondo Finance宣布了計劃在XRP Ledger（XRPL）上推出其1.85億美元的美國財政支持令牌。兩家公司在周二透露，此舉旨在擴大機構進入產品的機會。

The Ondo Short-Term US Government Treasuries (OUSG) token is backed by BlackRock's USD Institutional Digital Liquidity Fund (BUIDL). It allows qualified investors to mint and redeem tokens almost instantly using Ripple’s RLUSD stablecoin. According to Ondo Finance, the integration with XRPL is expected to go live within six months.

ONDO短期美國政府國債（OUSG）代幣得到了BlackRock的機構數字流動性基金（BUIDL）的支持。它使合格的投資者幾乎可以使用Ripple的Rlusd Stablecoin立即鑄造和贖回令牌。根據Ondo Finance的說法，與XRPL的集成預計將在六個月內上線。

Ripple, a major contributor to XRPL, and Ondo Finance have provided seed funding for initial liquidity on the network, although the size of these investments remains undisclosed.

Ripple是XRPL的主要貢獻者，而Ondo Finance為網絡上的初始流動性提供了種子資金，儘管這些投資的規模仍然沒有公開。

XRP price was up 8% on the news. Source: XRPLX

新聞的XRP價格上漲了8％。來源：XRPLX

Tokenization Accelerates on XRPL

令牌化加速在XRPL上

Tokenizing real-world assets like bonds, credit instruments, and investment funds is transforming finance by offering faster settlement times and improved efficiency compared to traditional systems.

與傳統系統相比，債券，信貸工具和投資基金（例如債券，信貸工具和投資基金）等現實世界的資產正在通過提供更快的和解時間和提高效率來改變融資。

U.S. Treasury-backed tokenized products have led this trend, growing fourfold in the past year to reach a $3.5 billion market, according to data from rwa.xyz.

根據RWA.xyz的數據，美國國庫支持的令牌化產品已經引發了這一趨勢，在過去一年中增長了四倍，達到了35億美元的市場。

“This 24/7 intraday settlement made possible by tokenized assets like OUSG marks a revolutionary shift in capital flow management, eliminating delays caused by traditional market hours,” said Markus Infanger, Senior Vice President of RippleX, Ripple’s XRPL-focused division. “These high-quality, low-risk liquidity solutions provide better accessibility for investors and stability for blockchain-based markets.”

Ripple以XRPL專注於的部門Ripplex的高級副總裁Markus Intanger表示：“這項24/7的日期內解決方案使諸如OUSG之類的令牌化資產成為可能，這標誌著資本流量管理的革命性轉移，消除了傳統市場時間造成的延誤。” “這些高質量的低風險流動性解決方案為投資者提供了更好的可訪問性和基於區塊鏈的市場的穩定性。”

The partnership announcement. Source: Ondo Finance

合作公告。資料來源：Ondo Finance

Why XRPL is a Perfect Fit for OUSG

為什麼XRPL非常適合OUSG

The XRP Ledger, with its decade-long history of facilitating cross-border payments, digital asset custody, and stablecoin issuance, offers an enterprise-grade foundation for RWA tokenization and institutional DeFi. Its advanced compliance features, including decentralized identifiers (DIDs) and price oracles, along with upcoming innovations like Multi-Purpose Tokens (MPTs) and Permissioned Domains, make it an ideal platform for institutional finance.

XRP Ledger擁有十年的促進跨境支付，數字資產監護權和Stablecoin發行的歷史，為RWA令牌化和機構Fafi提供了企業級基金會。它的先進合規性功能，包括分散的標識符（DIDS）和價格矯形器，以及即將進行的創新，例如多功能令牌（MPT）和許可域，使其成為機構融資的理想平台。

By launching OUSG on the XRPL, Ondo Finance delivers institutional-grade assets directly to organizations, enabling efficient treasury management, portfolio optimization, and access to high-quality yield within a secure, decentralized environment.

通過在XRPL上啟動OUSG，Ondo Finance直接將機構資產直接向組織提供，從而實現有效的財政管理，投資組合優化以及在安全，分散的環境中獲得高質量的收益率。

Market Impact

市場影響

Following the announcement, ONDO, the governance token of Ondo Finance,

宣布之後，Ondo，Ondo Finance的治理令牌，