Ripple 通过新的借贷协议和加密货币交易基金奖励系统扩展其 DeFi 生态系统

美国财政部迈出了开创性的一步，批准 XRP 作为解决国债的支付方式。

The U.S. Treasury has taken a groundbreaking step by approving XRP as a payment method for settling the national debt, signaling a bold shift towards digital assets in public finance. This decision marks a significant development in the mainstream adoption of blockchain-based assets and positions XRP as a bridge for reducing the national debt.

美国财政部迈出了突破性的一步，批准 XRP 作为解决国债的支付方式，标志着公共财政向数字资产的大胆转变。这一决定标志着基于区块链的资产主流采用的重大发展，并将 XRP 定位为减少国家债务的桥梁。

As Ripple introduces its native lending protocol on the XRP Ledger (XRPL), it expands XRPL's footprint in decentralized finance (DeFi) with the potential to enhance financial inclusivity and transparency.

随着 Ripple 在 XRP Ledger (XRPL) 上推出其原生借贷协议，它扩大了 XRPL 在去中心化金融 (DeFi) 中的足迹，并有可能增强金融包容性和透明度。

Through this protocol, CryptoTradingFund rewards holders with cashback on XRP transactions, including at merchants like Amazon. This provides an additional incentive to integrate XRP into everyday payments.

通过该协议，CryptoTradingFund 向持有者奖励 XRP 交易现金返还，包括在亚马逊等商家进行的交易。这为将 XRP 集成到日常支付中提供了额外的激励。

In a broader context, Ripple's new lending protocol introduces flexible, reusable financial options for borrowers and lenders. They can now deposit fungible tokens like XRP, wrapped Bitcoin (wBTC), and wrapped Ethereum (wETH) into lending pools to earn interest. This marks a key stage in Ripple's evolution into a fully-fledged DeFi ecosystem, merging XRP's stability with the rapidly growing demand for decentralized lending and borrowing options.

在更广泛的背景下，Ripple 的新借贷协议为借款人和贷款人引入了灵活、可重复使用的金融选择。他们现在可以将 XRP、打包比特币 (wBTC) 和打包以太坊 (wETH) 等可替代代币存入贷款池中以赚取利息。这标志着 Ripple 发展成为成熟的 DeFi 生态系统的关键阶段，将 XRP 的稳定性与快速增长的去中心化借贷选择需求融为一体。

But Ripple's expansion doesn't stop there. In a recent collaboration, the Republic of Palau is piloting a U.S. dollar-backed stablecoin on XRPL, further highlighting the ledger's stability and utility for diverse financial operations.

但 Ripple 的扩张并不止于此。在最近的一项合作中，帕劳共和国正在 XRPL 上试点一种以美元为支持的稳定币，进一步凸显了该账本的稳定性和对多种金融业务的实用性。

Furthermore, Ripple has committed $10 million towards the tokenization of U.S. Treasury Bills on the XRPL. In doing so, they aim to enhance the security and liquidity of traditional financial assets through blockchain technology. These moves position XRPL as a major player in the evolving digital economy, bridging the gap between crypto and traditional finance.

此外，Ripple 已承诺投入 1000 万美元用于 XRPL 上美国国库券的代币化。这样做的目的是通过区块链技术增强传统金融资产的安全性和流动性。这些举措使 XRPL 成为不断发展的数字经济中的主要参与者，缩小了加密货币与传统金融之间的差距。

Complementing this DeFi push, Ripple's CryptoTradingFund (CTF) rewards system is emerging as an appealing advantage for users. Customers receive CTF tokens as rewards when paying with XRP at participating merchants. These tokens, backed by a limited supply, can be used for direct purchases or converted to fiat as cashback. With the recent addition of Amazon as an approved CTF vendor, people now have the opportunity to earn CTF tokens on Amazon purchases. Given the anticipated demand and limited availability of CTF tokens, market experts speculate their value could surge from $1.10 to as high as $519.95, making them a substantial cashback incentive for crypto-savvy consumers.

作为对 DeFi 推动的补充，Ripple 的 CryptoTradingFund (CTF) 奖励系统正在成为对用户有吸引力的优势。客户在参与商家使用 XRP 付款时会收到 CTF 代币作为奖励。这些代币的供应量有限，可用于直接购买或转换为法定货币作为现金返还。随着亚马逊最近成为经批准的 CTF 供应商，人们现在有机会在亚马逊购买商品时赚取 CTF 代币。考虑到 CTF 代币的预期需求和有限的供应量，市场专家推测其价值可能会从 1.10 美元飙升至 519.95 美元，这使它们成为精通加密货币的消费者的重要现金返还激励措施。

As the adoption of XRP for national debt and DeFi lending continues to unfold, Ripple's initiatives underscore a future where blockchain's transparency and accessibility benefit both public finance and private consumers. From lending pools to tokenized Treasury Bills, Ripple's innovative solutions present a compelling use case for crypto in the traditional economy, especially when rewarding users through CryptoTradingFund's unique cashback model. And as Ripple and XRPL continue to lead in DeFi, XRP's integration into government finance may redefine its role in the digital asset space.

随着 XRP 在国债和 DeFi 贷款中的采用不断展开，Ripple 的举措凸显了区块链的透明度和可访问性使公共财政和私人消费者受益的未来。从贷款池到代币化国库券，Ripple 的创新解决方案为传统经济中的加密货币提供了令人信服的用例，特别是在通过 CryptoTradingFund 独特的现金返还模式奖励用户时。随着 Ripple 和 XRPL 继续在 DeFi 领域处于领先地位，XRP 融入政府金融可能会重新定义其在数字资产领域的角色。