Ripple 透過新的借貸協議和加密貨幣交易基金獎勵系統擴展其 DeFi 生態系統

美國財政部邁出了開創性的一步，批准 XRP 作為解決國債的支付方式。

The U.S. Treasury has taken a groundbreaking step by approving XRP as a payment method for settling the national debt, signaling a bold shift towards digital assets in public finance. This decision marks a significant development in the mainstream adoption of blockchain-based assets and positions XRP as a bridge for reducing the national debt.

美國財政部邁出了突破性的一步，批准 XRP 作為解決國債的支付方式，標誌著公共財政向數位資產的大膽轉變。這項決定標誌著基於區塊鏈的資產主流採用的重大發展，並將 XRP 定位為減少國家債務的橋樑。

As Ripple introduces its native lending protocol on the XRP Ledger (XRPL), it expands XRPL's footprint in decentralized finance (DeFi) with the potential to enhance financial inclusivity and transparency.

隨著 Ripple 在 XRP Ledger (XRPL) 上推出其原生借貸協議，它擴大了 XRPL 在去中心化金融 (DeFi) 中的足跡，並有可能增強金融包容性和透明度。

Through this protocol, CryptoTradingFund rewards holders with cashback on XRP transactions, including at merchants like Amazon. This provides an additional incentive to integrate XRP into everyday payments.

透過該協議，CryptoTradingFund 向持有者獎勵 XRP 交易現金返還，包括在亞馬遜等商家進行的交易。這為將 XRP 整合到日常支付中提供了額外的激勵。

In a broader context, Ripple's new lending protocol introduces flexible, reusable financial options for borrowers and lenders. They can now deposit fungible tokens like XRP, wrapped Bitcoin (wBTC), and wrapped Ethereum (wETH) into lending pools to earn interest. This marks a key stage in Ripple's evolution into a fully-fledged DeFi ecosystem, merging XRP's stability with the rapidly growing demand for decentralized lending and borrowing options.

在更廣泛的背景下，Ripple 的新借貸協議為借款人和貸款人引入了靈活、可重複使用的金融選擇。他們現在可以將 XRP、打包比特幣 (wBTC) 和打包以太坊 (wETH) 等可替代代幣存入貸款池中以賺取利息。這標誌著 Ripple 發展成為成熟的 DeFi 生態系統的關鍵階段，將 XRP 的穩定性與快速成長的去中心化借貸選擇需求融為一體。

But Ripple's expansion doesn't stop there. In a recent collaboration, the Republic of Palau is piloting a U.S. dollar-backed stablecoin on XRPL, further highlighting the ledger's stability and utility for diverse financial operations.

但 Ripple 的擴張不止於此。在最近的一項合作中，帛琉共和國正在 XRPL 上試行以美元為支持的穩定幣，進一步凸顯了該帳本的穩定性和對多種金融業務的實用性。

Furthermore, Ripple has committed $10 million towards the tokenization of U.S. Treasury Bills on the XRPL. In doing so, they aim to enhance the security and liquidity of traditional financial assets through blockchain technology. These moves position XRPL as a major player in the evolving digital economy, bridging the gap between crypto and traditional finance.

此外，Ripple 已承諾投入 1000 萬美元用於 XRPL 上美國國庫券的代幣化。這樣做的目的是透過區塊鏈技術來增強傳統金融資產的安全性和流動性。這些措施使 XRPL 成為不斷發展的數位經濟中的主要參與者，縮小了加密貨幣與傳統金融之間的差距。

Complementing this DeFi push, Ripple's CryptoTradingFund (CTF) rewards system is emerging as an appealing advantage for users. Customers receive CTF tokens as rewards when paying with XRP at participating merchants. These tokens, backed by a limited supply, can be used for direct purchases or converted to fiat as cashback. With the recent addition of Amazon as an approved CTF vendor, people now have the opportunity to earn CTF tokens on Amazon purchases. Given the anticipated demand and limited availability of CTF tokens, market experts speculate their value could surge from $1.10 to as high as $519.95, making them a substantial cashback incentive for crypto-savvy consumers.

作為對 DeFi 推動的補充，Ripple 的 CryptoTradingFund (CTF) 獎勵系統正在成為對用戶有吸引力的優勢。客戶在參與商家使用 XRP 付款時會收到 CTF 代幣作為獎勵。這些代幣的供應量有限，可用於直接購買或轉換為法定貨幣作為現金回饋。隨著亞馬遜最近成為經批准的 CTF 供應商，人們現在有機會在亞馬遜購買商品時賺取 CTF 代幣。考慮到 CTF 代幣的預期需求和有限的供應量，市場專家推測其價值可能會從 1.10 美元飆升至 519.95 美元，這使它們成為精通加密貨幣的消費者的重要現金返還激勵措施。

As the adoption of XRP for national debt and DeFi lending continues to unfold, Ripple's initiatives underscore a future where blockchain's transparency and accessibility benefit both public finance and private consumers. From lending pools to tokenized Treasury Bills, Ripple's innovative solutions present a compelling use case for crypto in the traditional economy, especially when rewarding users through CryptoTradingFund's unique cashback model. And as Ripple and XRPL continue to lead in DeFi, XRP's integration into government finance may redefine its role in the digital asset space.

隨著 XRP 在國債和 DeFi 貸款中的採用不斷展開，Ripple 的舉措凸顯了區塊鏈的透明度和可訪問性使公共財政和私人消費者受益的未來。從貸款池到代幣化國庫券，Ripple 的創新解決方案為傳統經濟中的加密貨幣提供了令人信服的用例，特別是透過 CryptoTradingFund 獨特的現金返還模式獎勵用戶時。隨著 Ripple 和 XRPL 繼續在 DeFi 領域處於領先地位，XRP 融入政府金融可能會重新定義其在數位資產領域的角色。