Ripple进军稳定币市场，公布以美元计价的代币计划，以撼动主导地位

Ripple 将于今年晚些时候在 XRP Ledger 和以太坊区块链上推出美元支持的稳定币。该稳定币将与美元 1:1 挂钩，并 100% 由美元存款、短期美国政府国债和其他现金等价物支持。 Ripple 的目标是通过这种稳定币与市场领导者 USDT 和 USDC 竞争。

Ripple Unveils Plans for Dollar-Backed Stablecoin, Aiming to Disrupt Market Dominance

Ripple 公布美元支持的稳定币计划，旨在颠覆市场主导地位

In a strategic move to challenge the dominance of market leaders Tether (USDT) and USD Coin (USDC), Ripple has announced its plans to launch a dollar-backed stablecoin later this year. The new stablecoin, pegged 1:1 to the US dollar, will be introduced on both the XRP Ledger and the Ethereum blockchain, aiming to capitalize on the rapidly expanding stablecoin market.

为了挑战市场领导者 Tether (USDT) 和 USD Coin (USDC) 的主导地位，Ripple 宣布计划在今年晚些时候推出美元支持的稳定币。新的稳定币与美元 1:1 挂钩，将在 XRP Ledger 和以太坊区块链上推出，旨在利用快速扩张的稳定币市场。

The global stablecoin market, currently valued at approximately $150 billion, is projected to surge past $2.8 trillion by 2028, highlighting the immense demand for trust, stability, and utility within the cryptocurrency ecosystem. Recognizing this opportunity, Ripple believes its stablecoin is well-positioned to capture a significant share of this burgeoning market.

全球稳定币市场目前价值约 1500 亿美元，预计到 2028 年将突破 2.8 万亿美元，凸显了加密货币生态系统内对信任、稳定性和实用性的巨大需求。 Ripple 认识到了这一机遇，相信其稳定币处于有利地位，可以在这个新兴市场中占据重要份额。

According to Ripple's CEO, Brad Garlinghouse, the launch of a stablecoin is a natural progression for the company as it endeavors to bridge the gap between traditional finance and cryptocurrencies. Garlinghouse pointed to the recent "depegging" incidents involving USDT and USDC as a catalyst for Ripple's decision to enter the stablecoin arena.

Ripple 首席执行官布拉德·加林豪斯 (Brad Garlinghouse) 表示，推出稳定币是该公司的自然发展，因为该公司致力于弥合传统金融和加密货币之间的差距。加林豪斯指出，最近涉及 USDT 和 USDC 的“脱钩”事件是 Ripple 决定进入稳定币领域的催化剂。

To ensure the stability and trustworthiness of its stablecoin, Ripple has committed to maintaining 100% backing with dollar deposits, US government treasuries, and other cash equivalents. This level of transparency and accountability addresses concerns raised about the opaque practices of some stablecoin issuers in the past.

为了确保其稳定币的稳定性和可信度，Ripple 承诺维持 100% 的美元存款、美国政府国债和其他现金等价物支持。这种程度的透明度和问责制解决了人们对过去一些稳定币发行人不透明做法的担忧。

Ripple's Chief Technology Officer, David Schwartz, emphasized the importance of transparency as a core principle for their stablecoin. "We're going to have public audits on a monthly basis, hopefully by a top-tier accounting firm," Schwartz declared in an interview with CoinDesk. By ensuring regular independent verification, Ripple aims to instill confidence among users and regulators.

Ripple 的首席技术官 David Schwartz 强调了透明度作为其稳定币核心原则的重要性。施瓦茨在接受 CoinDesk 采访时宣称：“我们将每月进行一次公开审计，希望由顶级会计师事务所进行。”通过确保定期的独立验证，Ripple 旨在向用户和监管机构灌输信心。

The decision to issue the stablecoin on both the XRP Ledger and Ethereum provides users with flexibility and accessibility. Ripple President Monica Long believes that the introduction of a trusted stablecoin onto the XRP Ledger will drive adoption and development, contributing to a more vibrant ecosystem.

在 XRP Ledger 和以太坊上发行稳定币的决定为用户提供了灵活性和可访问性。 Ripple 总裁 Monica Long 认为，在 XRP Ledger 上引入值得信赖的稳定币将推动采用和发展，为更具活力的生态系统做出贡献。

Long also highlighted the potential for institutional use cases and exploration of unchartered opportunities in decentralized finance (DeFi) with the launch of the stablecoin. "Institutions have been hesitant to engage with cryptocurrencies due to volatility concerns. Our stablecoin offers a gateway for them to participate in the digital asset space with reduced risk," Long explained.

Long 还强调了随着稳定币的推出，机构用例的潜力以及去中心化金融（DeFi）中未知机会的探索。 “由于担心波动性，机构一直在犹豫是否参与加密货币。我们的稳定币为他们提供了一个以降低风险参与数字资产领域的门户，”Long 解释道。

Ripple's entry into the stablecoin market is expected to intensify competition and raise the bar for industry standards. With its focus on transparency, regulatory compliance, and adoption across multiple blockchains, Ripple is well-positioned to challenge the dominance of existing stablecoins and contribute to the broader growth and maturation of the cryptocurrency ecosystem.

Ripple进入稳定币市场预计将加剧竞争并提高行业标准。 Ripple 专注于透明度、监管合规性和跨多个区块链的采用，因此有能力挑战现有稳定币的主导地位，并为加密货币生态系统的更广泛增长和成熟做出贡献。

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