Ripple进入稳定币竞技场，与Tether和Circle展开竞争

为了在未来五年内获得市场份额，XRP 发行人 Ripple 宣布计划推出与美元挂钩的稳定币。该稳定币最初将在 XRP Ledger 和以太坊区块链上发行。 Ripple的稳定币将由美元存款、短期美国政府国债和其他现金等价物支持，并将由独立会计师事务所进行审计。

Ripple Embarks on Stablecoin Quest to Challenge Tether and Circle's Dominance

Ripple 踏上稳定币之路，挑战 Tether 和 Circle 的主导地位

In a bold move to seize market share and shake up the stablecoin landscape, Ripple, the issuer of XRP, has unveiled its intentions to launch a stablecoin pegged to the US dollar. This strategic move, targeting the next five years, aims to challenge the dominance of current stablecoin giants, Tether and Circle.

为了抢占市场份额并撼动稳定币格局，XRP 发行人 Ripple 公布了推出与美元挂钩的稳定币的意图。这一战略举措瞄准未来五年，旨在挑战当前稳定币巨头 Tether 和 Circle 的主导地位。

Ripple's Chief Technology Officer, David Schwartz, shed light on the upcoming stablecoin during a recent interview, emphasizing the need for greater diversity and robustness within the stablecoin ecosystem.

Ripple 首席技术官 David Schwartz 在最近的一次采访中阐述了即将推出的稳定币，强调稳定币生态系统需要更大的多样性和稳健性。

"The current stablecoin market is valued at $150 billion. We believe there's room for another major player," Schwartz asserted.

“目前稳定币市场估值为 1500 亿美元。我们相信还有另一个主要参与者的空间，”施瓦茨断言。

To ensure the reliability and transparency of its stablecoin, Ripple plans to back it with a combination of dollar deposits, short-term U.S. government Treasurys, and "other cash equivalents." This 1:1 ratio with the dollar will serve as the foundation for the stablecoin's value.

为了确保其稳定币的可靠性和透明度，Ripple 计划通过美元存款、短期美国政府国债和“其他现金等价物”的组合来支持其稳定币。这种与美元1:1的比例将成为稳定币价值的基础。

Taking inspiration from Circle's focus on regulatory compliance, Ripple intends to release monthly attestations and subject its reserve assets to audits by independent accounting firms. Schwartz drew parallels to the early skepticism surrounding Tether's USDT stablecoin, where concerns were raised about potential embezzlement and the accuracy of reserve attestations.

受到 Circle 对监管合规性关注的启发，Ripple 打算每月发布证明，并将其储备资产接受独立会计师事务所的审计。施瓦茨将早期围绕 Tether 的 USDT 稳定币的怀疑进行了类比，人们对潜在的贪污行为和储备证明的准确性提出了担忧。

"We want to be very transparent and open about our reserves," Schwartz stated. "We're going to have monthly attestations, and we're going to have an independent accounting firm audit our reserve assets."

施瓦茨表示：“我们希望对我们的储备保持非常透明和开放的态度。” “我们将每月进行证明，并且我们将有一家独立的会计师事务所审计我们的储备资产。”

This meticulous approach aligns with Ripple's commitment to building a stablecoin that fosters trust and confidence among users. By prioritizing transparency and regulatory compliance, Ripple aims to differentiate itself from potential competitors and establish its stablecoin as a secure and reliable alternative.

这种细致的方法符合 Ripple 致力于构建稳定币以增强用户之间的信任和信心的承诺。通过优先考虑透明度和监管合规性，Ripple 旨在将自己与潜在竞争对手区分开来，并将其稳定币打造成安全可靠的替代品。

The launch of Ripple's stablecoin will undoubtedly introduce new dynamics into the stablecoin market. With its focus on diversity, robustness, and compliance, Ripple is well-positioned to capture a significant share of the market and challenge the current leaders, Tether and Circle.

Ripple稳定币的推出无疑将为稳定币市场带来新的动力。凭借对多样性、稳健性和合规性的关注，Ripple 处于有利地位，可以占领重要的市场份额，并挑战当前的领导者 Tether 和 Circle。

As the stablecoin industry continues to evolve, the entry of major players such as Ripple raises intriguing questions about the future of digital assets and their role in the global financial system. Ripple's ambition to reshape the stablecoin landscape promises to bring innovation, competition, and potentially greater stability to the world of cryptocurrencies.

随着稳定币行业的不断发展，Ripple 等主要参与者的进入引发了有关数字资产的未来及其在全球金融体系中的作用的有趣问题。 Ripple 重塑稳定币格局的雄心有望为加密货币世界带来创新、竞争和潜在的更大稳定性。