Ripple進入穩定幣競技場，與Tether和Circle競爭

為了在未來五年內獲得市場份額，XRP 發行人 Ripple 宣布計劃推出與美元掛鉤的穩定幣。該穩定幣最初將在 XRP Ledger 和以太坊區塊鏈上發行。 Ripple的穩定幣將由美元存款、短期美國政府國債和其他現金等價物支持，並將由獨立會計師事務所進行審計。

Ripple Embarks on Stablecoin Quest to Challenge Tether and Circle's Dominance

Ripple 踏上穩定幣之路，挑戰 Tether 和 Circle 的主導地位

In a bold move to seize market share and shake up the stablecoin landscape, Ripple, the issuer of XRP, has unveiled its intentions to launch a stablecoin pegged to the US dollar. This strategic move, targeting the next five years, aims to challenge the dominance of current stablecoin giants, Tether and Circle.

為了搶佔市場份額並撼動穩定幣格局，XRP 發行人 Ripple 公佈了推出與美元掛鉤的穩定幣的意圖。這項戰略舉措瞄準未來五年，旨在挑戰當前穩定幣巨頭 Tether 和 Circle 的主導地位。

Ripple's Chief Technology Officer, David Schwartz, shed light on the upcoming stablecoin during a recent interview, emphasizing the need for greater diversity and robustness within the stablecoin ecosystem.

Ripple 技術長 David Schwartz 在最近的一次採訪中闡述了即將推出的穩定幣，強調穩定幣生態系統需要更大的多樣性和穩健性。

"The current stablecoin market is valued at $150 billion. We believe there's room for another major player," Schwartz asserted.

「目前穩定幣市場估值為 1500 億美元。我們相信還有另一個主要參與者的空間，」施瓦茨斷言。

To ensure the reliability and transparency of its stablecoin, Ripple plans to back it with a combination of dollar deposits, short-term U.S. government Treasurys, and "other cash equivalents." This 1:1 ratio with the dollar will serve as the foundation for the stablecoin's value.

為了確保其穩定幣的可靠性和透明度，Ripple 計劃透過美元存款、短期美國政府國債和「其他現金等價物」的組合來支持其穩定幣。這種與美元1:1的比例將成為穩定幣價值的基礎。

Taking inspiration from Circle's focus on regulatory compliance, Ripple intends to release monthly attestations and subject its reserve assets to audits by independent accounting firms. Schwartz drew parallels to the early skepticism surrounding Tether's USDT stablecoin, where concerns were raised about potential embezzlement and the accuracy of reserve attestations.

受到 Circle 對監管合規性關注的啟發，Ripple 打算每月發布證明，並將其儲備資產接受獨立會計師事務所的審計。施瓦茨將早期圍繞 Tether 的 USDT 穩定幣的懷疑進行了類比，人們對潛在的貪污行為和儲備證明的準確性提出了擔憂。

"We want to be very transparent and open about our reserves," Schwartz stated. "We're going to have monthly attestations, and we're going to have an independent accounting firm audit our reserve assets."

施瓦茨表示：“我們希望對我們的儲備保持非常透明和開放的態度。” “我們將每月進行證明，並且我們將有一家獨立的會計師事務所審計我們的儲備資產。”

This meticulous approach aligns with Ripple's commitment to building a stablecoin that fosters trust and confidence among users. By prioritizing transparency and regulatory compliance, Ripple aims to differentiate itself from potential competitors and establish its stablecoin as a secure and reliable alternative.

這種細緻的方法符合 Ripple 致力於建立穩定幣以增強用戶之間的信任和信心的承諾。透過優先考慮透明度和監管合規性，Ripple 旨在將自己與潛在競爭對手區分開來，並將其穩定幣打造成安全可靠的替代品。

The launch of Ripple's stablecoin will undoubtedly introduce new dynamics into the stablecoin market. With its focus on diversity, robustness, and compliance, Ripple is well-positioned to capture a significant share of the market and challenge the current leaders, Tether and Circle.

Ripple穩定幣的推出無疑將為穩定幣市場帶來新的動力。憑藉對多樣性、穩健性和合規性的關注，Ripple 處於有利地位，可以佔領重要的市場份額，並挑戰當前的領導者 Tether 和 Circle。

As the stablecoin industry continues to evolve, the entry of major players such as Ripple raises intriguing questions about the future of digital assets and their role in the global financial system. Ripple's ambition to reshape the stablecoin landscape promises to bring innovation, competition, and potentially greater stability to the world of cryptocurrencies.

隨著穩定幣產業的不斷發展，Ripple 等主要參與者的進入引發了有關數位資產的未來及其在全球金融體系中的作用的有趣問題。 Ripple 重塑穩定幣格局的雄心壯誌有望為加密貨幣世界帶來創新、競爭和潛在的更大穩定性。