Ripple与Dogecoin：哪个代币的投资更好？

虽然仍然有很多波动性，但许多加密货币在最近几周中已经创造了新的高潮。 Ripple（XRP）在1月中旬达到了新的历史最高水平。

Many cryptocurrencies have set new all-time highs recently. But which cryptocurrency is better to invest in today: Ripple (XRP) or Dogecoin (DOGE)?

许多加密货币最近已经创造了新的历史高点。但是，今天哪种加密货币可以更好地投资：Ripple（XRP）或Dogecoin（Doge）？

Both Ripple and Dogecoin are popular cryptocurrencies, but their underlying reasons for existing couldn't be further apart. Ripple got its start in 2004, well before Bitcoin was even invented. Its original name was RipplePay, and the underlying technology was designed to make money transfers easier. Blockchain technologies entered the picture nearly a decade later.

Ripple和Dogecoin都是受欢迎的加密货币，但是它们的基本原因无法远离。 Ripple于2004年开始，甚至在比特币发明之前。它的原始名称是Ripplepay，底层技术旨在使货币转移更加容易。大约十年后，区块链技术进入了图片。

In 2012, the company was sold to a group of investors. That's when the company turned into a crypto empire, launching its XRP token with the goal of revolutionizing money transfers between big banks. Now known as Ripple Labs, the group still manages the XRP coin and the RippleNet payment system.

2012年，该公司被出售给一群投资者。那时，该公司变成了一个加密帝国，推出了XRP令牌，目的是彻底改变大银行之间的货币转移。该小组现在被称为Ripple Labs，仍然管理XRP硬币和Ripplenet支付系统。

According to the Corporate Finance Institute, "The network was designed to be faster, cheaper, and more scalable than Bitcoin, and XRP is meant to facilitate financial transactions as a bridge currency." The end result, according to Ripple's value proposition, is that major financial transfers, especially cross-border transfers, become more efficient for every party involved compared to the current system. This digital coin has a job to do.

根据公司金融研究所的说法，“该网络旨在比比特币更快，更便宜，更可扩展，XRP旨在促进金融交易作为桥梁货币。”根据Ripple的价值主张，最终结果是，与当前系统相比，对每个参与方的主要财务转移，尤其是跨境转移都变得更有效。这款数字硬币有工作要做。

Dogecoin, on the other hand, couldn't have a more different origin story. It was launched in 2013 primarily as a joke, borrowing its name from a Shiba Inu dog made famous through internet memes. According to the founders, they "thought that cryptocurrency was being taken far too seriously and wasn't much fun." Thus, Dogecoin was born.

另一方面，Dogecoin的起源故事并不多。它于2013年推出，主要是为了开玩笑，它的名字是通过互联网模因闻名的shiba inu狗的名字。根据创始人的说法，他们“认为加密货币受到了太重视，而且并不有趣。”因此，Dogecoin出生了。

While Ripple was designed for a specific use case, Dogecoin was designed with fun in mind. Therefore, Dogecoin uses a proof-of-work consensus mechanism that involves mining, perhaps using the graphics card in your computer. The coin price tends to fluctuate based on viral posts in various social media channels. And the adorable Shiba Inu mascot remains a vital piece of the Dogecoin puzzle.

虽然Ripple是为特定用例设计的，但Dogecoin的设计引起了人们的注意。因此，Dogecoin使用涉及采矿的工作证明共识机制，也许是使用计算机中的图形卡。硬币价格倾向于根据各种社交媒体渠道的病毒柱而波动。而且可爱的什巴INU吉祥物仍然是Dogecoin难题的重要部分。

Meanwhile, Ripple operates a serious payment network with a centralized ledger -- a more palatable approach for large financial institutions.

同时，Ripple与集中的分类帐经营着一个认真的支付网络，这是大型金融机构的一种更可口的方法。

When choosing which token to invest in, their use cases and reasons for existing should be top of mind.

选择要投资的代币时，他们的用例和现有原因应该是首要的。

There's a reason why "investing" and "speculating" are different verbs. Investing focuses on long-term wealth building based on fundamentals and intrinsic value. Speculating is typically higher risk, betting on price movements with minimal regard to underlying true value. It's like comparing business-based investments to games of chance.

“投资”和“猜测”是不同的动词是有原因的。投资重点是基于基本面和内在价值的长期财富建设。猜测通常是较高的风险，押注价格变动，对基本的真实价值的最低限度。这就像将基于业务的投资与机会游戏进行比较。

Within this framework, Ripple is more of an investment than Dogecoin, given it has an intended use case that can be quantified, measured, and predicted. Whether the world will continue to buy Dogecoin as a joke one year from now is anyone's guess. The meme coin remains popular, but might overstay its welcome in the long run.

在此框架内，涟漪比Dogecoin更像是一项投资，因为它具有可以量化，测量和预测的预期用例。从现在起，全世界是否会继续购买Dogecoin作为笑话，这是任何人的猜测。模因硬币仍然很受欢迎，但从长远来看可能会备受欢迎。

That doesn't mean you shouldn't buy Dogecoin. It's a fun asset with a strange and interesting history. If you get some kicks out of buying a few tokens, have a go at it. Just know that from an investment standpoint, Ripple and its more developed business model makes more sense in a head-to-head matchup.

这并不意味着您不应该购买Dogecoin。这是一个有趣的资产，具有奇怪而有趣的历史。如果您从购买一些代币中得到一些踢脚，那就去吧。只要知道，从投资的角度来看，Ripple及其更发达的业务模式在正面对决中更有意义。