PostFinance 推出以太坊质押，将其比作定期存款

PostFinance AG 是一家国有银行，也是瑞士最大的机构之一，它推出了一项创新举措，以巩固其在持续的加密货币牛市中的地位。

Switzerland’s PostFinance has rolled out Ethereum (ETH) staking for its customers, making the service available through E-Finance and the PostFinance app, the bank announced on Friday.

瑞士邮政金融公司周五宣布，该银行已为其客户推出以太坊（ETH）质押服务，通过电子金融和邮政金融应用程序提供该服务。

Customers can participate in the bank’s new Ethereum staking feature via E-Finance and the PostFinance app. The financial institution also announced launching similar offerings for other tokens “in the near future.”

客户可以通过电子金融和邮政金融应用程序参与银行新的以太坊质押功能。该金融机构还宣布“在不久的将来”推出其他代币的类似产品。

The move comes as the Swiss bank expands its presence in the cryptocurrency market. PostFinance had already begun offering cryptocurrency trading services to its clients in 2021.

此举正值瑞士银行扩大其在加密货币市场的影响力之际。 PostFinance 已于 2021 年开始为其客户提供加密货币交易服务。

Importance of Staking

质押的重要性

In its announcement, PostFinance explained the significance of staking in the functioning of a blockchain network. According to the bank, stakers play a crucial role in maintaining the network’s integrity and adding new blocks to the chain.

PostFinance 在其公告中解释了质押在区块链网络运作中的重要性。该银行表示，利益相关者在维护网络完整性和向链中添加新区块方面发挥着至关重要的作用。

“In return, the chain incentivizes stakers with rewards paid with the network’s native coin. In this case, it’s Ether,” the financial institution stated.

“作为回报，该链用网络的原生代币支付奖励来激励利益相关者。在这种情况下，它是以太币，”该金融机构表示。

The Swiss institution likens staking to fixed-term deposits where people could generate regular passive income with their crypto assets. However, it said the process can be tricky and risky for non-tech-savvy or inexperienced individuals. In addition, customers cannot use their staked assets during the term.

这家瑞士机构将质押比作定期存款，人们可以用其加密资产产生定期被动收入。然而，它表示，对于不懂技术或缺乏经验的个人来说，这个过程可能会很棘手且有风险。此外，客户在期限内不能使用其质押资产。

PostFinance further highlighted that Ethereum is the second-largest blockchain network by market capitalization and boasts a vast ecosystem of decentralized applications (dApps), DeFi protocols, NFTs, and metaverse projects.

PostFinance 进一步强调，以太坊是按市值计算的第二大区块链网络，拥有庞大的去中心化应用程序 (dApp)、DeFi 协议、NFT 和元界项目生态系统。

“The chain has also been credited with popularizing the concept of staking, which involves locking one’s cryptocurrency to the network for a specific period to support blockchain infrastructure,” the bank added.

该银行补充说：“该链还因普及了质押概念而受到赞誉，其中涉及将一个人的加密货币锁定在网络上一段特定的时间以支持区块链基础设施。”

The bank’s announcement comes as Ethereum has seen strong performance in the past 24 hours. The asset steeply climbed from $3,326.04 to $3,473.10, exhibiting around a 4% bump in its price.

该银行宣布这一消息之际，以太坊在过去 24 小时内表现强劲。该资产从 3,326.04 美元急剧攀升至 3,473.10 美元，价格上涨约 4%。

The asset has been significantly leveraging the optimism toward a better crypto regulatory environment in key markets, particularly in the US, as the reigns of the government are about to transition from President Joe Biden back to Donald Trump on Monday.

随着政府的统治即将从乔·拜登总统过渡到唐纳德·特朗普，该资产一直在很大程度上利用关键市场（尤其是美国）对更好的加密货币监管环境的乐观情绪。

However, it didn’t take long for it to pull back to $3,265.67 a few hours later, losing roughly 6% of its momentum from today’s top.

然而，没过多久，几个小时后，它就回落至 3,265.67 美元，较今天的顶部失去了大约 6% 的动能。

Meanwhile, US spot Ethereum exchange-traded funds (ETFs) continued to pale in comparison to their Bitcoin (BTC)-based counterparts at yesterday’s market close.

与此同时，截至昨天收盘，美国现货以太坊交易所交易基金（ETF）与基于比特币（BTC）的同类基金相比继续表现黯淡。

Amid the strong demand for spot Bitcoin ETFs on Wednesday, which closed with $755.1 million in total net inflows, spot Ether ETFs only closed with $59.7 million in total net inflows. The amount notably made up only around 8% of the total BTC ETF flows during the period.

周三，现货比特币 ETF 需求强劲，收盘时净流入总额为 7.551 亿美元，而现货以太坊 ETF 收盘时净流入总额仅为 5970 万美元。值得注意的是，这一金额仅占该期间 BTC ETF 总流量的 8% 左右。

Despite the somewhat disappointing price actions of Ethereum’s token, it remains the most dominant chain in terms of total value locked. As of Thursday afternoon, the chain displayed a TVL of $66.766 billion, dwarfing Solana‘s (SOL) $9.55 billion and Bitcoin’s $6.791 billion TVL.

尽管以太坊代币的价格走势有些令人失望，但就锁定的总价值而言，它仍然是最具主导地位的链。截至周四下午，该链的 TVL 为 667.66 亿美元，使 Solana (SOL) 的 95.5 亿美元和比特币的 67.91 亿美元的 TVL 相形见绌。