Polkadot 社区希望通过一项促进采用的新提案，将区块链网络打造为稳定币支付领域的领导者。

该提案得到了社区的一致支持，旨在降低 Tether 的 USDT 和 Circle 的美元硬币（USDC）的最低余额

The Polkadot community is looking to boost the blockchain’s role in stablecoin payments with a new proposal that could drastically increase adoption.

Polkadot 社区希望通过一项新提案来提升区块链在稳定币支付中的作用，该提案可能会大幅提高采用率。

The proposal, which received unanimous community support, seeks to reduce the minimum balance for Tether’s (USDT) and Circle’s USD Coin (USDC) on the Polkadot Asset Hub to $0.01 from the current $0.07.

该提案得到了社区的一致支持，旨在将 Polkadot 资产中心上 Tether (USDT) 和 Circle 的美元代币 (USDC) 的最低余额从目前的 0.07 美元减少到 0.01 美元。

According to the community, this move would drastically boost Polkadot’s attractiveness to stablecoin users. However, the blockchain would still have to implement additional upgrades, such as cutting transaction fees on Asset Hub by approximately 90% and implementing sub-1 block times on the network, to achieve its stablecoin payment goals.

据社区称，此举将大大提高 Polkadot 对稳定币用户的吸引力。然而，区块链仍然需要实施额外的升级，例如将 Asset Hub 的交易费用削减约 90%，并在网络上实现低于 1 的区块时间，以实现其稳定币支付目标。

The proposal reads in part:

该提案部分内容如下：

“[These upgrades] together with super-apps such as Telenova, could make AssetHub (and therefore Polkadot) the home of cheap, fast & more importantly stable/ reliable stablecoin transfers — and serve as a perfect case study demonstrating the power of building on Polkadot.”

“[这些升级]与 Telenova 等超级应用程序一起，可以使 AssetHub（以及 Polkadot）成为廉价、快速且更重要的是稳定/可靠的稳定币传输的家园 - 并作为一个完美的案例研究，展示建立在波尔卡圆点。”

Nevertheless, community members agreed that the current proposal was a good start towards making Polkadot competitive against other blockchain networks that handle a large portion of remittances.

尽管如此，社区成员一致认为，当前的提案是一个良好的开端，使 Polkadot 能够与处理大量汇款的其他区块链网络相比具有竞争力。

Stablecoins driving crypto adoption

稳定币推动加密货币的采用

One of the most successful real-world applications of crypto technology has been the emergence of stablecoins, especially in emerging markets like Nigeria.

加密技术在现实世界中最成功的应用之一是稳定币的出现，特别是在尼日利亚等新兴市场。

Usually pegged to the U.S. dollar and designed to offer a stable alternative to volatile digital assets, stablecoins are used extensively by crypto users in struggling economies to hedge against their falling national currencies and as a payment method for goods and services.

稳定币通常与美元挂钩，旨在为不稳定的数字资产提供稳定的替代品，在陷入困境的经济体中，加密货币用户广泛使用稳定币来对冲本国货币贬值，并作为商品和服务的支付方式。

Market experts predict a strong demand for stablecoins, with Ripple forecasting the market to cross $2.8 trillion by 2028. This growth has largely fueled the adoption of blockchain networks like Solana, Tron, and Ethereum, which together account for 87% of the $162 billion stablecoin market.

市场专家预测对稳定币的需求强劲，Ripple 预测到 2028 年市场规模将突破 2.8 万亿美元。这种增长在很大程度上推动了 Solana、Tron 和以太坊等区块链网络的采用，这些网络合计占 1620 亿美元稳定币的 87%市场。

Recently, blockchain analyst Lookonchain highlighted that Tether (USDT) on the TRON network achieved a 24-hour trading volume of $53 billion, outpacing Visa’s average daily volume of $42 billion during the first quarter of the year.

最近，区块链分析师 Lookonchain 强调，波场 TRON 网络上的 Tether（USDT）24 小时交易量达到 530 亿美元，超过 Visa 今年第一季度 420 亿美元的日均交易量。

Additionally, PayPal expanded its PYUSD stablecoin to the Solana blockchain, citing the network’s lower transaction fees and faster processing times as key advantages.

此外，PayPal 将其 PYUSD 稳定币扩展到 Solana 区块链，并指出该网络较低的交易费用和更快的处理时间是主要优势。