Polkadot 社群希望透過一項促進採用的新提案，將區塊鏈網路打造為穩定幣支付領域的領導者。

該提案得到了社區的一致支持，旨在降低 Tether 的 USDT 和 Circle 的美元硬幣（USDC）的最低餘額

The Polkadot community is looking to boost the blockchain’s role in stablecoin payments with a new proposal that could drastically increase adoption.

Polkadot 社群希望透過一項新提案來提升區塊鏈在穩定幣支付中的作用，該提案可能會大幅提高採用率。

The proposal, which received unanimous community support, seeks to reduce the minimum balance for Tether’s (USDT) and Circle’s USD Coin (USDC) on the Polkadot Asset Hub to $0.01 from the current $0.07.

該提案得到了社區的一致支持，旨在將 Polkadot 資產中心上 Tether (USDT) 和 Circle 的美元代幣 (USDC) 的最低餘額從目前的 0.07 美元減少到 0.01 美元。

According to the community, this move would drastically boost Polkadot’s attractiveness to stablecoin users. However, the blockchain would still have to implement additional upgrades, such as cutting transaction fees on Asset Hub by approximately 90% and implementing sub-1 block times on the network, to achieve its stablecoin payment goals.

據社區稱，此舉將大大提高 Polkadot 對穩定幣用戶的吸引力。然而，區塊鏈仍需要實施額外的升級，例如將 Asset Hub 的交易費用削減約 90%，並在網路上實現低於 1 的區塊時間，以實現其穩定幣支付目標。

The proposal reads in part:

該提案部分內容如下：

“[These upgrades] together with super-apps such as Telenova, could make AssetHub (and therefore Polkadot) the home of cheap, fast & more importantly stable/ reliable stablecoin transfers — and serve as a perfect case study demonstrating the power of building on Polkadot.”

「[這些升級]與 Telenova 等超級應用程式一起，可以使 AssetHub（以及 Polkadot）成為廉價、快速且更重要的是穩定/可靠的穩定幣傳輸的家園 - 並作為一個完美的案例研究，展示建立在波爾卡圓點。

Nevertheless, community members agreed that the current proposal was a good start towards making Polkadot competitive against other blockchain networks that handle a large portion of remittances.

儘管如此，社群成員一致認為，目前的提案是一個良好的開端，使 Polkadot 能夠與處理大量匯款的其他區塊鏈網路相比具有競爭力。

Stablecoins driving crypto adoption

穩定幣推動加密貨幣的採用

One of the most successful real-world applications of crypto technology has been the emergence of stablecoins, especially in emerging markets like Nigeria.

加密技術在現實世界中最成功的應用之一是穩定幣的出現，特別是在尼日利亞等新興市場。

Usually pegged to the U.S. dollar and designed to offer a stable alternative to volatile digital assets, stablecoins are used extensively by crypto users in struggling economies to hedge against their falling national currencies and as a payment method for goods and services.

穩定幣通常與美元掛鉤，旨在為不穩定的數位資產提供穩定的替代品，在陷入困境的經濟體中，加密貨幣用戶廣泛使用穩定幣來對沖本國貨幣貶值，並作為商品和服務的支付方式。

Market experts predict a strong demand for stablecoins, with Ripple forecasting the market to cross $2.8 trillion by 2028. This growth has largely fueled the adoption of blockchain networks like Solana, Tron, and Ethereum, which together account for 87% of the $162 billion stablecoin market.

市場專家預測對穩定幣的需求強勁，Ripple 預測到2028 年市場規模將突破2.8 兆美元。合計佔1,620 億美元穩定幣的87%市場。

Recently, blockchain analyst Lookonchain highlighted that Tether (USDT) on the TRON network achieved a 24-hour trading volume of $53 billion, outpacing Visa’s average daily volume of $42 billion during the first quarter of the year.

最近，區塊鏈分析師 Lookonchain 強調，波場 TRON 網路上的 Tether（USDT）24 小時交易量達到 530 億美元，超過 Visa 今年第一季 420 億美元的日均交易量。

Additionally, PayPal expanded its PYUSD stablecoin to the Solana blockchain, citing the network’s lower transaction fees and faster processing times as key advantages.

此外，PayPal 將其 PYUSD 穩定幣擴展到 Solana 區塊鏈，並指出該網路較低的交易費用和更快的處理時間是主要優勢。