Pendle DeFi 平台现提供比特币 (BTC) 矿池，收益率高达 45%

基于比特币的 LBTC 代币的浮动收益率来自于周三上线的矿池。还有年化10%的固定收益选项。

DeFi platform Pendle on Wednesday began offering pools with variable yields as high as 45% on a bitcoin (BTC)-backed token in a move that expands the product’s fundamentals.

周三，DeFi 平台 Pendle 开始提供比特币 (BTC) 支持的代币可变收益率高达 45% 的矿池，此举扩大了该产品的基本面。

The offering, which can also provide fixed yields of an annualized 10%, allows users to deposit LBTC, a liquid-staking token issued by restaking startup Lombard, in a Pendle pool made by Ethereum layer-2 network Corn. Data shows the pool has attracted over $13 million in user deposits since going live. It matures on Dec. 26.

该产品还可以提供年化 10% 的固定收益率，允许用户将 LBTC（一种由重新抵押初创公司 Lombard 发行的流动性抵押代币）存入由以太坊第 2 层网络 Corn 制作的 Pendle 池中。数据显示，自上线以来，该矿池已吸引了超过 1300 万美元的用户存款。 12月26日到期。

“We've seen major use cases with fixed yield for ETH, and we're aiming to replicate the same success with BTC as well,” CEO TN Lee told CoinDesk in a Telegram message. “It's going to be a busy few weeks for us as we roll out new pools and launches.”

“我们已经看到了 ETH 固定收益的主要用例，我们的目标是在 BTC 上复制同样的成功，”首席执行官 TN Lee 在 Telegram 消息中告诉 CoinDesk。 “这对我们来说将是忙碌的几周，因为我们将推出新的矿池并发布新产品。”

Pendle's approach is to split investments in a decentralized finance (DeFi) protocol, like Compound or Aave, into two – the principle put up by the investor and the yield that's expected to be earned on that position in the form of token rewards. This split into a principal token (PT) and a yield token (YT) that can be traded on the open market creates the high yields possible on Pendle's pools.

Pendle 的方法是将去中心化金融 (DeFi) 协议（如 Compound 或 Aave）的投资一分为二——投资者提出的原则和预期以代币奖励形式获得的收益。这种分为可在公开市场上交易的主代币 (PT) 和收益代币 (YT) 的方式为 Pendle 池创造了可能的高收益。

Users can buy YT with LBTC, giving them increased exposure to the underlying yield and points from LBTC and Corn until maturity, at which point the YT will be worth zero. If they forego those rewards, they can elect to receive either the fixed yield or the floating yield, which comprises the points that can be monetized and future tokens that will be airdropped to LBTC holders.

用户可以用 LBTC 购买 YT，从而增加他们对 LBTC 和玉米的基础收益率和积分的敞口，直至到期，届时 YT 的价值将为零。如果他们放弃这些奖励，他们可以选择获得固定收益或浮动收益，其中包括可以货币化的积分和未来将空投给LBTC持有者的代币。

Lombard is a restaking service that converts wrapped bitcoin (WBTC) into a Lombard Bitcoin (LBTC) token that can be used in DeFi applications to capture yield. Corn is a network that uses bitcoin as the main token to pay usage fees.

Lombard 是一项重新抵押服务，可将打包比特币 (WBTC) 转换为 Lombard 比特币 (LBTC) 代币，可用于 DeFi 应用程序以获取收益。 Corn是一个使用比特币作为主要代币来支付使用费的网络。

Unpacking the jargon: Liquid staking is a service that allows users to stake their crypto assets and receive a new token in exchange. Layer 2s are blockchains focusing on a specific use case atop a broader service blockchain. DeFi refers to using automated smart contracts to provide financial services, like lending and borrowing to users. A pool can be considered a digital locker to store assets and earn returns, similar to bank accounts.

解释一下行话：流动性质押是一项允许用户质押其加密资产并接收新代币作为交换的服务。第 2 层是专注于更广泛的服务区块链之上的特定用例的区块链。 DeFi 是指使用自动化智能合约向用户提供借贷等金融服务。矿池可以被视为一个数字储物柜，用于存储资产并赚取回报，类似于银行账户。

Pendle's PENDLE tokens are up 11% in the past 24 hours, CoinGecko data shows, beating a 2% rise in bitcoin.

CoinGecko 数据显示，Pendle 的 PENDLE 代币在过去 24 小时内上涨了 11%，超过了比特币 2% 的涨幅。

The Block quick take: Pendle is expanding its product offering with new pools that offer floating yields as high as 45% on a bitcoin-backed token. Users can also opt for a fixed yield of an annualized 10%. These pools went live on Wednesday, and the first LBTC pool has already attracted over $13 million in user deposits.

The Block 快速回顾：Pendle 正在通过新的矿池扩大其产品范围，这些矿池为比特币支持的代币提供高达 45% 的浮动收益率。用户还可以选择年化10%的固定收益率。这些矿池于周三上线，第一个 LBTC 矿池已经吸引了超过 1300 万美元的用户存款。

CoinDesk is an independent operating subsidiary of Digital Currency Group, which also owns asset management firm Grayscale, Genesis Trading, BlockFi, Brave Software, cryptocurrency exchange Coinbase and Chain.

CoinDesk是数字货币集团的独立运营子公司，该集团还拥有资产管理公司Grayscale、Genesis Trading、BlockFi、Brave Software、加密货币交易所Coinbase和Chain。