贝宝与Terrapay合作伙伴，扩展到中东和非洲

这里的主要目标是使国际转移更快，更无缝地对个人和企业进行无缝。

If you've ever tried sending money across borders in Africa or the Middle East, you know how frustrating it can be, from slow transfers to the outrageous fees. But it seems PayPal wants to fix that in partnership with TerraPay.

如果您曾经尝试过在非洲或中东的边界上汇款，那么您就会知道，从缓慢的转移到令人发指的费用，这会令人沮丧。但似乎PayPal希望与Terrapay合作解决。

The main goal here is to make international transfers faster and more seamless for individuals and businesses. With this alliance, users across the Middle East and Africa will soon be able to link their bank accounts or mobile wallets directly to PayPal, whether they’re using a traditional bank or a mobile money service. TerraPay’s tech handles the back-end work as an enabler, bridging the gap through built-in interoperability.

这里的主要目标是使国际转移更快，更无缝地对个人和企业进行无缝。有了这个联盟，无论是使用传统银行还是移动货币服务，中东和非洲的用户很快就可以将其银行帐户或移动钱包直接链接到PayPal。 Terrapay的技术作为推动者处理后端工作，通过内置的互操作性弥合了差距。

What makes this exciting isn’t just the convenience, it’s the reach. TerraPay already connects financial systems in over 200 countries and territories, acting like a universal adapter for banks, fintech platforms, and mobile wallets that typically operate in silos. In regions like the Middle East and Africa (MEA), where financial access is still growing, this kind of infrastructure could be a game-changer.

令人兴奋的不仅是便利，还可以触及。 Terrapay已经将200多个国家和地区的金融系统连接起来，就像是用于银行，金融科技平台和通常在筒仓中运行的移动钱包的通用适配器。在金融获取仍在增长的中东和非洲（MEA）等地区，这种基础设施可能会改变游戏规则。

But of course, this isn’t just a goodwill gesture. The digital payments market in the Middle East and North Africa (MENA) is projected to hit $251 billion in 2025 and grow to $422 billion by 2030 (via Mordor Intelligence). This presents a viable opportunity to tap into the market, and PayPal clearly wants in. With TerraPay doing the heavy lifting, PayPal gets a frictionless entry into high-growth markets and the chance to offer a more accessible payment experience.

但是，当然，这不仅仅是一个善意的姿态。中东和北非（MENA）的数字支付市场预计将在2025年达到2510亿美元，到2030年（通过Mordor Intelligence）增长到4220亿美元。这是一个可行的机会来利用市场，Paypal显然想进入。随着Terrapay进行繁重的工作，PayPal可以无摩擦进入高增长市场，并有机会提供更便宜的付款体验。

It could also just be one piece of PayPal’s larger puzzle. They recently launched PayPal Open—a consolidated merchant platform preparing for global rollout—and continue expanding their crypto offerings, now supporting seven digital currencies.

它也可能只是贝宝（Paypal）的较大难题。他们最近推出了PayPal Open，这是一个合并的商户平台，为全球推出做准备 - 并继续扩大其加密产品，现在支持七种数字货币。

Soon, sending money from Lagos to Cairo or paying a freelancer in Accra from your office in Dubai could feel as simple as sending a text. Fewer middlemen. Less friction. And one step closer to a more connected financial ecosystem.

很快，从拉各斯汇款到开罗，或从迪拜的办公室向阿克拉付款，就像发送文字一样简单。中间人更少。减少摩擦。并且更接近更连接的金融生态系统。