PayPal 放弃 NFT 购买保护，反映出市场前景的调整

从 2023 年 5 月起，PayPal 的购买保护计划将不再涵盖 NFT 交易。这一变化与 PayPal 修改其保护计划的决定一致，不包括 NFT 和使用 PayPal Balance 通过第三方平台进行的付款。

PayPal's Purchase Protection Program Excludes Non-Fungible Token (NFT) Transactions

PayPal 的购买保护计划不包括不可替代代币 (NFT) 交易

Effective May 20, 2023: PayPal, the global payments giant, has announced a significant change to its purchase protection program, which will no longer cover purchases of non-fungible tokens (NFTs).

2023 年 5 月 20 日生效：全球支付巨头 PayPal 宣布对其购买保护计划进行重大变更，该计划将不再涵盖不可替代代币 (NFT) 的购买。

Modified Protection Parameters:

修改后的保护参数：

Previously, PayPal's protection program extended coverage to transactions utilizing the PayPal Balance. However, under the revised policy, NFT transactions will be excluded from protection. Additionally, for transactions involving third-party platforms that accept PayPal Balance as a payment method, protection will no longer be provided.

此前，PayPal 的保护计划将覆盖范围扩大到使用 PayPal 余额的交易。不过，根据修订后的政策，NFT交易将被排除在保护之外。此外，对于涉及接受 PayPal Balance 作为付款方式的第三方平台的交易，将不再提供保护。

Transaction Thresholds:

交易门槛：

The revised protection program introduces transaction thresholds. NFTs valued at $10,000.01 USD or more (or its equivalent in local currency at the time of the transaction) will not be eligible for purchase protection. Transactions below this amount will only be protected if the buyer reports the purchase as unauthorized and the transaction meets all other program requirements.

修订后的保护计划引入了交易门槛。价值 10,000.01 美元或以上（或交易时等值的当地货币）的 NFT 将不符合购买保护资格。仅当买家将购买报告为未经授权且交易满足所有其他计划要求时，低于此金额的交易才会受到保护。

PayPal's NFT Strategy:

PayPal的NFT策略：

Despite the exclusion of NFTs from its protection program, PayPal has expressed its commitment to exploring the NFT space. The company has long-term plans to integrate NFTs into its platform, allowing users to purchase, sell, and hold NFTs seamlessly. This move signals PayPal's eagerness to capitalize on the growing NFT market.

尽管将 NFT 排除在其保护计划之外，PayPal 仍表示致力于探索 NFT 领域。该公司有长期计划将 NFT 整合到其平台中，允许用户无缝购买、出售和持有 NFT。此举表明 PayPal 渴望利用不断增长的 NFT 市场。

Declining NFT Market:

NFT 市场下降：

The decision by PayPal to exclude NFTs from its protection program aligns with the current market trends for NFTs. The once-booming NFT market has experienced a significant decline in recent months. The number of active NFT wallets has dwindled, and trading volume has plummeted.

PayPal 将 NFT 排除在其保护计划之外的决定符合当前 NFT 的市场趋势。曾经繁荣的 NFT 市场近几个月来经历了大幅下滑。活跃 NFT 钱包数量减少，交易量大幅下降。

Factors Contributing to NFT Market Downturn:

导致 NFT 市场低迷的因素：

The cooling of the NFT market can be attributed to several factors. The initial hype and speculation surrounding NFTs have subsided, and the lack of intrinsic value associated with NFTs has become more evident. Additionally, the regulatory landscape surrounding NFTs remains uncertain, creating challenges for businesses and investors.

NFT 市场的降温可以归因于几个因素。最初围绕 NFT 的炒作和猜测已经消退，与 NFT 相关的内在价值的缺乏变得更加明显。此外，围绕 NFT 的监管环境仍然不确定，给企业和投资者带来了挑战。

GameStop's NFT Marketplace Closure:

GameStop 的 NFT 市场关闭：

The closure of GameStop's NFT marketplace in January 2023 was a significant indication of the challenges facing the NFT industry. GameStop cited "regulatory uncertainties" as a primary reason for its decision to exit the NFT market.

GameStop 的 NFT 市场于 2023 年 1 月关闭，这是 NFT 行业面临挑战的一个重要标志。 GameStop 将“监管不确定性”作为其决定退出 NFT 市场的主要原因。

Conclusion:

结论：

PayPal's exclusion of NFTs from its protection program reflects the evolving landscape of the NFT market. As the market matures and regulatory frameworks are established, it remains to be seen whether NFTs will regain their former popularity and value.

PayPal 将 NFT 排除在其保护计划之外反映了 NFT 市场不断变化的格局。随着市场的成熟和监管框架的建立，NFT 是否会恢复昔日的受欢迎程度和价值还有待观察。